50,000 Bonus Miles Chase United Visa Mileage

by Hu$tler on April 8, 2010

in Credit Card bonuses

Call 1-800-421-4655 and put in your info as the system requests it, but then keep pressing 0 to get a CSR. Tell the the United CSR you want to apply for the credit card, and they will transfer you to Chase’s call center.

Signing up for Credit Card bonus miles can save you serious money. The latest hot bonus is the 50,000 United Airlines Miles with Chase. You will get 50,000 bonus miles after first purchase. There is no minimum(confirmed with CSR), hence it can be as small as a pack of gum. Also, no fee first year. If you feel there is no need to keep the card after the bonus miles, make sure to call and cancel. Otherwise there will be a $60 fee thereafter. According to this United Saver Chart, 50K miles is good for two domestic flights.

Here’s what to do:

  1. Call 1-800-421-4655.
  2. Select “manage my account”
  3. Provide mileage plus number and zip code. If you are not a member, sign up here.
  4. Say “more options”
  5. Say “apply for a United mileage plus card”.
  6. Tell CSR, “I want to apply the 50K bonus miles promotion”

Terms and Conditions say that this one-time bonus offer is valid only for first-time United Mileage Plus Visa cardmembers with new accounts. However, many claim that they don’t check so ymmv.

I was approved automatically. Also, at the end of the conversation with the CSR, mention 1000 mile upgrade and the $25 United credit. YMMV since it might also stack up.

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PerkStreet Bank now offer 2% cash back Checking on for using their non-PIN debit card for 6 months with their online checking account. Make sure to make an initial deposit of $25. In order to get eh 2% cash back, your purchase must be credit or signature option(do not use your debit PIN). PerkStreet checking is best fitted for people with high debit card usage. With 2% cash back for the first 6 months and 1% afterward, this works just like a cash back credit card.

{ 8 comments… read them below or add one }

Matt November 30, 2010 at 12:32 am

I hate to break the string of great news about this terrific offer from United and Chase… but truly believe prospective applicants should know these facts and consider whether they should apply or not to their specific case. In short, while one would believe a credit score deemed “excellent” at 780, high salary (close to 6 digits) , $0 credit card debt, very low mortgage payments (very low balance in comparison to income), absolutely flawless credit history, only one credit card on file with no balance, and no credit card inquiry in over 2 years… would suffice, guess what, you may also be declined, just like me.

Let’s put it this way, using Experian’s summary page of the specific credit report pulled by Chase on my application: “there are 0 potentially negative items in your report”. Now, using this same report, Chase claimed 3 reasons to decline my application using their “internal criteria not publicly available. Let’s contain the wound, here is the result of my inquiry with their credit bureau so that you can check whether you fulfill the extremely conservative requirements from Chase. Note that these are not available anywhere and this is a transcript of my conversation with Chase:

1) Sufficient length of history required: 10 years according to the first agent I talked to, 4 years for ALL current credit lines (credit card, home loan, re-fi (verified), perhaps more but the ones listed are verified in my case: I refinanced my home last year, decreasing the amount owed and shortening my length of mortgage to pay it off quicker. While this should be seen as a evidence that I’m living well within my means, this was actually quoted by Chase as a strike claiming I didn’t have sufficient length of history on this mortgage (I have well over 5 years of flawless credit history) . So, if you re-financed within the last 4 years, opened a credit card, changed your job, etc.: forget it, apply somewhere else, you will most likely be declined.

2) Recent inquiry: while the industry standard considers a recent inquiry as an inquiry within the last 12 months (per Experian guidelines), Chase considers 2 years according to the two agents I talked to. So, if you have any credit inquiry within the last 24 months on your report, again, forget it.

3) Well… you may also get a random incorrect reason like me. Reason #3 was incorrect and non-applicable to me. I argued it with them, they couldn’t validate their statement (seeing they made an error, I presume) but wouldn’t reconsider the application. Strike 3 for Chase cc as far as I’m concerned.

One would also think that if closing a high limit (no balance though) credit card, it should be easy to get another one… well, that turned out to be not true with Chase: I closed a $25,000 limit card (perfect status, always paid the entire balance in full before due date), and still didn’t get approved for a $5K visa from Chase. You may think this is messed up. I would definitely not disagree with you.

I would recommend anyone considering this credit card to be extremely cautious in your decision to apply. My recommendation would be to stay far away from Chase. If looking for a great mileage offer, then consider American Airlines offering 75K miles on either a Visa or AMEX, you even get to pick. It comes through Citi (which in my opinion is far more reliable than Chase). You can find the link by just typing in google “75000 miles american airlines”. Several links will take you there.

Good luck to you all, I wish you the very best in finding a dependable credit card company holding its word on their promised high mileage incentive for a new credit card. Two thumbs down for Chase. Too bad, it really looked like an incredible offer… well too good to be true in my case.

Reply

Jim April 25, 2010 at 5:20 pm

I called United 1 800 421 4655. The menu had nothing about the credit card, so I said representative and the system connected me to a live person. I told them I wanted to apply for the United miles credit card. They connected me to a Chase representative, and I got approved on the phone.

Reply

Denson April 12, 2010 at 4:45 pm

when you follow the link you get this:

Bonus miles

Please note: This is offer is available to select members who are original recipients of a specific direct mail or email invitation.

With this bonus offer you will receive 50,000 bonus miles. You will qualify and receive your bonus after you make qualifying transactions totaling $250 or more. Qualifying transactions include purchases, balance transfers, and any checks that are used to access your account, and exclude cash advances. After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time United Mileage Plus Visa cardmembers with new accounts. Existing United Mileage Plus Visa cardmembers/accounts are not eligible for this bonus offer. Bonus miles do not count towards elite status.

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Denson April 12, 2010 at 4:43 pm

Hey tried to call 1-800-421-4655 and also United directly 1-800-864-8331 but in both cases the system prompts that applications are not accepted over the phone ad I should refer to printed promotional materials on where to send in my application. Anyone had luck?

Reply

Hu$tler April 12, 2010 at 11:21 am

From FlyerTalk’s Marathon Man:

“I called a number found on here which connected me to the Visa Card app center and they told me about a 30k deal with 15k for a referral. I asked about the 50k deal and they said to call UA.

I called 1-800-United-1 (864-8331) and endured that same annoying voice guy every company seems to use (he’s on Bank of America as well and I hate his voice cuz he sounds smug to me) but I only had to select the voiceprompts for Mileage Plus and then Manage My Account to get through.

then I was asked for my MP number and zip code. It said my zip was wrong so it put me through to CS. CS asked it and then I logged into my account and wow–I forgot I had done this!

Long ago I was so sick of receiving those annoying credit card apps in the mail that in order to stop it I had changed my address TO United! hahahaha

This is my address in my acct!

UA Customer Relations P.O. BOX 66100 – WHQPW
chicago , IL 60666-0100

Anyway, I asked the CSR, Jessica (I love that name btw) if this application was going to yield 50k miles and no annual fee for the first year and she said yes.

i went through the app process with her over the phone, lied about my income cuz I am changing jobs, and was told that if I were approved, a Sig card would be sent in 2 weeks by regular mail or if they determined I qualified differently, it would be a Platinum card. If denied, a letter would come saying so in that same amount of time. I did not know if that would give me the same miles though. One of her questions was what I would be using this card for and I told her normal every day stuff and bills. She said their goal is that we use it for everything and receive the 1-1 miles on all purchases.

She said if I got my card, the 50k miles would post 6-8 weeks after my first purchase of any amount and then she ran through a slew of other terms and conditions whereas I just left her on speaker for a while. she provided a phone number to call after 2 days to check on things if I need to, 888-338-2586 and she was going to give me a confirmation number for my app in case I wanted to check on it but then… just like that, she said, ‘No need sir, you have just been APPROVED!”

The card cometh in like 2 weeks.”

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Denson April 12, 2010 at 10:25 am

When I go the the link provided it states the following: “Please note: This is offer is available to select members who are original recipients of a specific direct mail or email invitation”.

Is calling CSR a loop-hole?

Reply

Hu$tler April 9, 2010 at 11:33 am

Yes, the link said that, but when spoken to a live CSR, you only need to make one purchase.

Reply

Ben April 9, 2010 at 11:23 am

Followed the link; looks like you have to spend a $250 to get the 50k:

With this bonus offer you will receive 50,000 bonus miles. You will qualify and receive your bonus after you make qualifying transactions totaling $250 or more.

Reply

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