The Discover it® is now offering 18 months 0% APR on balance transfers along with no annual fee, no over limit fee, and no foreign transaction fee. Pay zero late fee on your first late payment and they won’t increase your APR for paying late. From April to June 30, 2015, you will get 5% cash back for Restaurants and Movies on up to $1,500. And 1% cash back on all other purchases. New Freeze ItSM on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.
The 5% Cash Back Categories
The Discover It® credit card gives 5% cash back in popular categories that change throughout the year such as gas stations, restaurants, department stores, and more. You earn the full 5% on spending up to the quarterly maximum of $1,500 in bonus category. Then get the full 1% cash back on all other purchases. More importantly, you can earn extra rewards thru ShopDiscover – an undisputed shopping portal with over 200 online retailers and earn 5% to 20% cash back.
Discover It Card Benefits and Features:
- 0% intro APR on balance transfers for 18 months-then a variable purchase APR applies, currently 10.99% – 22.99%. A 3% fee applies to each transferred balance.
- 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% – 22.99%.
- New Freeze ItSM on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.*
- 5% cash back in categories that change each quarter up to the quarterly maximum when you sign up.* Plus, 1% cash back on all other purchases.
- Free FICO® Credit Score on monthly statements, online and in our mobile app.*
- No annual fee, no late fee for your first late payment, APR won’t go up for paying late, no overlimit fee and no foreign transaction fee.*
- Each Discover purchase is monitored. If it’s unusual, you’re alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
- *See rates, rewards, free FICO® Credit Score terms, balance transfer terms and other info by clicking “Apply.”
There is almost no fees of any kind. Enjoy no annual fee, no fee for first late payment, no over limit fee, no fee for payments by phone, and no foreign transaction fees. There are also no APR hikes for late payments. You can choose your own due date and you have until midnight EST to pay our Discover it by phone or online. All eligible purchases made with your Discover card are protected for up to $500 during the first 90 days if they’re stolen or accidentally damaged. The extended warranty insurance will extend the terms of the original U.S. manufacturer’s warranty and any purchased warranty for up to 1 extra year, on warranties of 3 years or less. Discover offers Price Protection that refund you up to a $500 difference if you find a lower price within 90 days of making a qualifying Discover it card purchase. Enjoy Return Protection if you need to return any eligible purchase within 90 days for up to a $500 refund. Sign up today and enjoy the amazing benefits of owning a Discover it® with 18 months of 0% APR on balance transfers!