Discover It Card Review- 18 Months 0% APR on Balance Transfers

by Hu$tler on September 29, 2013

in Credit Card bonuses

Discover It CardThe Discover it® is now offering 18 months 0% APR on balance transfers along with no annual fee, no overlimit fee, and no foreign transaction fee. Pay zero late fee on your first late payment and they won’t increase your APR for paying late. Cardholders earn 5% cash back on up to $1,500 in purchases for Home Improvement Stores, Furniture Stores, and Bath Bed & Beyond through June 2014 with free and easy sign-up. And 1% cash back on all other purchases.

The 5% Cash Back Categories

The Discover It credit card gives 5% cash back in popular categories that change throughout the year such as gas stations, restaurants, department stores, and more. You earn the full 5% on spending up to the quarterly maximum of $1,500 in bonus category. Then get the full 1% cash back on all other purchases. More importantly, you can earn extra rewards thru ShopDiscover – an undisputed shopping portal with over 200 online retailers and earn 5% to 20% cash back.

Discover It Card Benefits and Features:

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won’t raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you’re never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% – 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% – 22.99%.
  • * Click “Apply” to see rates, rewards, and free FICO® Credit Score terms and other information.

Maximum Benefits

There is almost no fees of any kind. Enjoy no annual fee, no fee for first late payment, no over limit fee, no fee for payments by phone, and no foreign transaction fees. There are also no APR hikes for late payments. You can choose your own due date and you have until midnight EST to pay our Discover it by phone or online. All eligible purchases made with your Discover card are protected for up to $500 during the first 90 days if they’re stolen or accidentally damaged. The extended warranty insurance will extend the terms of the original U.S. manufacturer’s warranty and any purchased warranty for up to 1 extra year, on warranties of 3 years or less. Discover offers Price Protection that refund you up to a $500 difference if you find a lower price within 90 days of making a qualifying Discover it card purchase. Enjoy Return Protection if you need to return any eligible purchase within 90 days for up to a $500 refund. Sign up today and enjoy the amazing benefits of owning a Discover it® with 18 months of 0% APR on balance transfers!

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