Find the latest Advantage Credit Union CD Rates, Offers, and Promotions here.

Best CD Rates: 6.00% APY, 12-Month CD, $10,000 minimum, $250K maximum deposit.

Availability: Iowa(19 counties), In-Branch Only

Credit Inquiry: Hard Pull

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About Advantage Credit Union

Established in 1937, Advantage Credit Union (IA) is headquartered in Newton, Iowa. It has 1 location with 17 employees and 6,556 members. Advantage Credit Union membership is available to anyone who lives or works in Jasper County or 18 other counties in Central Iowa. The credit union started from small beginnings with member-owners pooling their savings together so that other members could borrow money.

Advantage Credit Union helps members to save so they can build economic security for themselves and their families. They provide consumer and home mortgage loans as well as many other money-saving and convenience-oriented advantages and benefits.

Eligibility: Membership to Advantage CU is available to anyone who resides or works in these counties: Boone, Story, Marshall, Tama, Benton, Polk, Jasper, Poweshiek, Iowa, Warren, Marion, Marshall, Mahska, Keokuk, Lucas, Monroe, Wapello, Appanoose, and Davis. For more information on eligibility requirements please check out their full list of membership requirements.

Advantage Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.

Term	APY Rate	Minimum Deposit
6-Month	0.85%	$1000
12-Month	0.90%	$1000
12-Month Special	6.00%	$10,000
24-Month	0.95%	$1000
36-Month	1.01%	$1000

*The above rates are accurate as of 01/01/2023*

Advantage Credit Union CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.

With $10,000 minimum deposit for their 12-month CD special, you can invest in a Advantage Credit Union CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.

Minimum deposit: $10,000
Maximum deposit: $250K
Early withdrawal penalty: Equivalent of 90 days dividends on the amount withdrawn (except the 30 and 36 month term has 180 days interest penalty).

CD Rates at Advantage Credit Union

(NCUA Insured)

Compare the best CD rates:
Alliant Credit Union 12-Month Certificate (4.05% APY)	Quontic Bank CD (Up to 4.25% APY)
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.15% APY)

Advantage Credit Union CD Features

Low minimum balance requirement
Competitive rates on all CD terms
Free online and mobile banking
Insured by the NCUA up to the maximum allowed by law

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of the 6.00% APY 12-Month CD Special today.

This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

This is a great opportunity to invest in a high-interest CD from Advantage Credit Union. However, you may want to compare them with our best CD Rates:

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Advantage Credit Union CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.