Be sure to check out the Alliant Cashback Visa® Signature Credit Card if you’re in the market for a new card.
This card has no foreign transaction fee and comes with an annual fee of $99. However, the fee will be waived during your first year of card ownership. If you’re interested, continue reading down below to learn more!
| Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months. | Citi Premier® Card 60K Points after $4,000 spend within 3 months |
| The Platinum Card® from American Express 80K Points after $6,000 spend within 6 months | Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months |
| American Express® Gold Card 60K Points after $4,000 spend within 6 months | Citi CustomSM Cash Card $200 Bonus after $750 spend within 3 months |
| Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months | Chase Freedom Unlimited® Card earn an additional 1.5% cash back on everything you buy (on up to $20K spent in the first year) - worth up to $300 cash back! |
| Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 spend within 6 months | Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. |
| Ink Business Preferred® Card 100K Points after $15,000 spend within first 3 months | Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months |
| U.S. Bank Altitude® Go Visa Signature® Card $200 Bonus after $1,000 spend within 90 days | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
* The Alliant Cashback Visa® Signature Credit Card is issued by Alliant Credit Union. They also offer a great Savings account. You can also compare this card with other credit card bonuses!
Alliant Visa Signature Card Summary
| Bonus Available | N/A |
| Ongoing Rewards/Benefits | Earn Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases (1.5% for purchases over $10,000).
No limit to the cashback awards you can earn on qualified purchases Works with Google Pay™, Apple Pay™ and Samsung Pay™ |
| Foreign Transaction Fees | None |
| Annual Fee | Waived first year; $99 annually |
(Visit AlliantCreditUnion.org to learn more details about the card).
Why You Should Apply For This Card
- Rental car collision coverage: Pay with your Alliant Signature card and you’re automatically protected by Auto Rental Collision Damage Waiver (ARCDW) coverage.
- Travel accident coverage: When you pay for your trip with your Alliant Signature card, you’ll have $250,000 of free travel accident insurance.
- Personal identity protection: Up to $5,000 of Personal Identity Theft Protection for covered expenses to restore your identity.
- Roadside assistance: Your Signature card provides free 24-hour access to pay-per-use roadside assistance via Roadside Dispatch.
Alliant Visa Signature Card Top Features
Get no foreign transaction fee when you use your card outside of the U.S.! You can also enjoy additional travel benefits like:
- Emergency card replacement
- Emergency cash disbursement
- Concierge Services
Purchase Security coverage protects your purchases for the first 90 days after purchase, and Double Warranty Coverage effectively doubles manufacturer warranties.
You can earn a high cashback rate with the Alliant Visa Signature card! Get 3% cashback on every purchase you first year and earn 2.5% after that!
Bottom Line
Be sure to apply for the Alliant Visa Signature Card to earn yourself 3% cash back during the first year of card ownership and 2.5% cash back thereafter. In addition, the $99 annual fee will be waived during your first year as well!
You also get to enjoy their cardholder benefits and their no foreign transaction fees. If you’re looking for something else, take a look at the alternative options above or our full list of the best credit card bonuses to find out which one is the best for you.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
As an Alliant member I can speak first hand. Unlike American Express which has extraordinary customer service, be prepared for very little leniency when it comes to customer service with Alliant. For example, when we wanted to dispute a charge, at that point you’re no longer dealing with Alliant but you must go through VISA directly. Alliant offers zero support. Secondly, the new tier program of $1,000 with auto deposits is a pain. We’d much rather pay the $99 fee and not have to tie our money up with their bank. The program was designed to bolster their (Alliant) bottom line. Oh, don’t you dare miss an auto deposit of $5 or more or you’ll lose your 2.5% tier for the following 3 months!! AND when the end of 3 months is over, you won’t begin to earn 2.5% at the first day of the month, but you have to wait until your BILLING CYCLE FIRST DAY!! SO, in essence you are receiving less than a full three months of cash back earning. Our bank messed up the auto deposit so we lost the most important time of the year (the holidays!) Lesson, set up the auto deposits on the Alliant side that way if they screw up, you are protected somewhat since they would be at fault. But hope they honor their mistake and keep you at the 2.5% tier. But in past experiences with Alliant there just isn’t the feeling of being a valued member when it comes to customer service. Also, YOU MUST MAKE SURE YOU SET UP YOUR AUTO DRAFTS (FROM YOUR BANK THROUGH ALLIANT) FOR ENOUGH DRAFTS IN ADVANCE OR YOU WILL LOSE YOUR TOP TIER 2.5% REWARDS! We set up auto draft of $5.00 minimum and the 12 drafts we specified ran out and of course Alliant didn’t message us as they quietly let it run out and they dropped us to lower level tier of 1.5% and we lost $100+ in rewards. They have use of your savings paying a low rate while you jump through a stable full of hoops. We going back to AMEX with a 2% card because the customer support is 100x better than Alliant. #BeenThereDoneThat