American Family Insurance Co. agreed to a settlement worth more than $2.2 million to resolve a class action lawsuit claiming it violated Washington law by underpaying total loss claims.

Plaintiffs in the total loss class action lawsuit accused American Family Insurance of violating Washington law by taking deductions for “typical negotiation” and “condition” when paying total loss claims. As a result of these practices, policyholders were allegedly underpaid.

American Family Insurance offers a range of insurance products including car insurance, renters insurance, home insurance, life insurance and more.

American Family hasn’t admitted any wrongdoing but agreed to pay $2,238,335 to resolve these allegations.

Table of Contents

American Family Insurance Total Loss Class Action Lawsuit

Who’s Eligible:
- Individuals insured under a Washington American Family policy who were paid because a vehicle they owned (not leased, rented or borrowed) was declared a total loss and who received a total-loss valuation based on an “Autosource” estimate that took a “typical negotiation” discount.
Estimated Amount: Varies
Proof of Purchase: N/A
Claim Form Deadline: 04/21/2023
Case Name & Number:
- Yermakovych, et al. v. American Family Mutual Insurance Co., Case No. 21-2-09966-8, in the Washington Superior Court for the County of King
How to file a claim:
- Head over to the Claim Form.
- Read over the claim form to see if you are eligible.
- Complete the claim form with your info.
- Submit your claim form to receive your potential award!

File a Claim

(Click here to file a claim)

Bottom Line

Don’t forget to take a look at our full list of Class Action Lawsuit Settlements! Be sure to give our list of No-Proof Class Action lawsuit to see other settlements you may qualify for.