Axos Bank Business Premium Savings Review: $600 Bonus + 3.80% APY (Nationwide)

Earn an up to $600 bonus + 3.80% APY with the Axos Bank Business Premium Savings account and bundle with with a checking account.. Choose a business savings account that maximizes your money with 3.80% APY. Reach your business goals faster with fewer fees and high interest rates.

Update 10/10/25: You can earn a limited-time bonus up to $600 with a 3.80% APY when opening a new Business Premium Savings account and bundle with with a checking account. Use promo code SBB600. Offer valid through 6/30/26.

• The Axos Bank Business Premium Savings account is currently offering one of the best rates available for an interest bearing business savings account.

Discover the Axos Business Bundle, combining flexible checking with high-yield savings and earn an exclusive bonus up to $600. Use promo code SBB600.† Bundle your Business Premium Savings with a checking account and earn up to $600!

How to earn it:

• To be eligible to qualify for the Cash Bonus Promotion, a business must:
  • Become a new Axos business customer in the Promotion Period (10/9/2025 – 6/30/2026)
  • Apply and be approved for a Business Premium Savings account AND a Basic Business Checking account through a single application (bundle)
  • Enter the promo code (SBB600) in the Business Premium Savings / Basic Business Checking application
  • Not have qualified for any part of this, or another, Axos promotion on any account(s) within the last 12 months as of the date that the bundled accounts were opened
• To qualify for each cash bonus during an eligible Statement Cycle, an eligible business must meet the following requirements in each Qualification Period:
  • Deposit $1,000 or more (via ACH, check, or wire) into their Basic Business Checking account from an external source
  • Use the debit card associated with their Basic Business Checking account to make 2 or more approved purchases of at least $50 for each transaction
  • Maintain an average daily balance of at least $1,500 in the Basic Business Checking account
  • Maintain an average daily balance of at least $50,000 in the Business Premium Savings account
  • The Qualification Period begins on the first business day of the month and runs through the 25th of the month.

Terms:

• Axos Small Business Banking customers can earn up to $600 through the Axos Small Business Banking Cash Bonus Promotion. Promotional terms and conditions are subject to change or removal without notice.
• Axos Small Business Banking Cash Bonus Promotion Terms The following terms and conditions (the “Terms”) apply to the Axos Small Business Banking Cash Bonus Promotion, which allows eligible businesses (as defined below) to earn up to $600 on their Basic Business Checking account over 6 statement cycles after account opening by completing the required actions described below.
• Promotion Period: October 9th, 2025 at 12:00 a.m. E.T. – June 30, 2026 at 11:59 p.m. E.T.
• Who is eligible for the Cash Bonus Promotion?
• To be eligible to qualify for the Cash Bonus Promotion, a business must:
  • Become a new Axos business customer in the Promotion Period (10/9/2025 – 6/30/2026)
  • Apply and be approved for a Business Premium Savings account AND a Basic Business Checking account through a single application (bundle)
  • Enter the promo code (SBB600) in the Business Premium Savings / Basic Business Checking application
  • Not have qualified for any part of this, or another, Axos promotion on any account(s) within the last 12 months as of the date that the bundled accounts were opened
• Businesses who have opened an Axos Small Business Banking account prior to the Promotion Period are not eligible for the Cash Bonus Promotion. Eligible businesses must complete the qualifying activities described below in each Statement Cycle in order to receive the cash bonus in that Statement Cycle.
• What qualifying activities do I need to complete to earn the cash bonus?
• To qualify for each cash bonus during an eligible Statement Cycle, an eligible business must meet the following requirements in each Qualification Period:
  • Deposit $1,000 or more (via ACH, check, or wire) into their Basic Business Checking account from an external source
  • Use the debit card associated with their Basic Business Checking account to make 2 or more approved purchases of at least $50 for each transaction
  • Maintain an average daily balance of at least $1,500 in the Basic Business Checking account
  • Maintain an average daily balance of at least $50,000 in the Business Premium Savings account
• The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the Cash Bonus starting in the following month.
• Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.
• Both accounts must be in an open and active status on the 25th of the month and on the date the Cash Bonus is paid to receive the Cash Bonus for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the Cash Bonus for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account.

Axos Business Premium Savings Summary

• Bundle with checking and unlock a bonus of up to $600.
• Discover the Axos Business Bundle, combining flexible checking with high-yield savings and earn an exclusive bonus up to $600. Use promo code SBB600.†
• Earn 3.80% APY* With Business Premium Savings
• Free domestic and international incoming wires
• No monthly maintenance fee
• No minimum opening deposit
• No average daily balance requirement
• Business deposit accounts FDIC insured up to $250k

Business Premium Savings Rate

• Learn More at Axos Bank
• Account Type: Business Premium Savings
• Interest Rate: 3.80% APY
• Availability: Nationwide
• Minimum Balance: None
• Maximum Balance: None
• Credit Inquiry: Soft Pull
  
• Opening Deposit: None
• Monthly Fees: None
  
• Early Termination Fee: None

(at Axos Bank)

How to Earn Rate

1. Open a new Axos Bank Business Premium Savings account.
2. Earn 3.80% APY.

Why You Should Sign Up For This Account

• No minimum opening deposit. There s no need to break the bank with your opening deposit.
• No average daily balance requirement. You don t have to maintain an average daily balance.
• Merchant Services. Process credit and debit card payments with ease.
• Payroll. Get your employees paid quickly.
• SBA Loans. Get small business loans with a federally backed guarantee.
• Treasury Management. Fraud and risk management solutions and much more.

Bottom Line

Interested in Bank Bonuses? See our favorite banks including Bank of America, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates!

For more, see our list of the latest promotions from Axos Bank.