Read on to learn more about Bank OZK promotions, bonuses and offers here.
They have $500 bonus when you open a new account and meet all the requirements.
About Bank OZK Promotions
Bank OZK is headquartered in Little Rock, AR and it was founded in 1903. Since then they have opened more than 200 branches and provide a variety of accounts including: personal checking, savings, money market, and Individual Retirement (IRA) accounts.
I’ll review the offers below.
Bank OZK $500 Checking Bonus
- What you’ll get: $500 bonus
- Account Type: Checking Account
- Availability: AR, FL, GA, NC, TX. Offer available in branch only. (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fees: None. Free checking has no monthly fee.
- Household Limit: None listed
- Closing Account Fee: None listed
In-Branch Only
(Expires 12/02/2023)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- Earn a $250 checking bonus when you open an OZK Checking, OZK Bonus Checking or OZK Interest+ Checking account before Dec. 2, 2023 at a participating branch.
- Here’s how to qualify:
- Make at least three direct deposits totaling $3,000 or more within 120 days of account opening AND
- Make at least twenty debit card purchases within the first 120 days of account opening
- Qualifying checking accounts require a $50 initial opening deposit
- Here’s how to qualify:
- Earn $150 additional bonus based on your checking account balance.
- Here’s how to qualify:
- Maintain a minimum daily balance (end of day balance) of $3,000 for each day from day 30 through day 120 in the qualifying checking account.
- Client must meet the requirements and receive the $250 checking bonus above to be eligible to receive the additional $150 bonus based on checking balance.
- Here’s how to qualify:
- Earn $100 savings bonus when you open an OZK Savings account on the same business day.
- Here’s how to qualify:
- Open a qualifying checking account and an OZK Savings account on the same business day, and you could qualify for an additional $100 bonus.
- Maintain a minimum daily balance (end of day balance) of $3,000 for each day from day 30 through day 120 in the qualifying OZK Savings account and receive an additional $100 bonus.
- OZK Savings requires a $50 initial opening deposit.
- Here’s how to qualify:
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
How To Waive Monthly Fees
- OZKChecking: $7 monthly service fee
- Avoid the monthly service fee by doing one of the following:
- Direct deposit totaling $500 or more in the monthly service charge/statement cycle1 OR
- Maintain an average daily balance of $500 or more OR
- Have ten (10) or more posted debit card transactions per statement cycle2
- Service fee will not be applied if the tax responsible owner is under the age of 25
- OZKInterest+ Checking: $12 monthly service fee
- Avoid the monthly service fee by maintaining a $2,500 average daily balance
- OZKBonus Checking: $5 monthly service fee
- Freedom Advantage Checking: $5 monthly service fee
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Bottom Line
Bank OZK offers great $500 bonus with fantastic account features. With tools like their online banking means that you can monitor all the banking activity. Check with your CSR to find more information as there is no direct link available!
If you are interested in a different banking experience, you can see all nationwide bank bonuses for more suitable offers.
While they have generous bonuses, Bank OZK doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Check back at this page for Bank OZK promotions, bonuses and offers.
Just went to the branch they said there is no bonus going on right now
Do you have the link?
There is a new Bank OZK promotion where you can get a bonus of up to $500. Expires Nov. 5. Only eligible customers that live in Arkansas, Florida, Georgia, and Texas.