Check out the most recent Banterra Bank promotions, bonuses, and offers here.
Right now, you can earn a $100 bonus when you open a qualifying account and meet the requirements.
About Banterra Bank Promotions
Banterra Bank has been serving customers since 1975, providing local-style service from day one with great bank bonuses, CD rates and bank rates. Their mission is to be a strong regional community bank delivering financial services that provides long-term value to its customers, employees and shareholders.
We will review the current Banterra Bank promotions below.
I’ll review the Banterra Bank Promotions below.
Banterra Bank $100 Student Checking Bonus
You can receive up to $100 cash bonus when you open a checking account.
- What you get: $100 bonus
- Account Type: Checking Account
- Availability: IL (Bank Locator)
- Credit Inquiry: Unknown
- Opening Deposit: $100 minimum
- Credit Card Funding: Unknown
- Direct Deposit Requirement: No
- Monthly Fee: $0 – $10
- Closing Account Fee: If your checking account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing.
(Expires 11/30/2023)
U.S. Bank Smartly® Checking ($700 bonus) | Truist Checking ($400 bonus) |
BMO Smart Money Checking ($250 bonus) | BMO Smart Advantage Checking ($250 bonus) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($200 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Select Checking ($200 bonus + $100 Bonus) | KeyBank Key Smart Checking ($200 bonus) |
How To Earn $100 Checking Bonus
- Open a Saluki Student or Saluki Interest Checking account.
- Complete eight (8) Banterra-Saluki Visa Debit Card transactions within the first statement cycle of account opening,
- Bonus will be credited to your account in the statement cycle following this completion and will be reported as income on Form 1099-INT.
- Cash Bonus: When you open a Saluki Student or Saluki Interest Checking August 1st, 2023 through November 30th, 2023, receive a $100 bonus when you complete eight (8) Banterra-Saluki Visa Debit Card transactions within the first statement cycle of account opening, Bonus will be credited to your account in the statement cycle following this completion and will be reported as income on Form 1099-INT. Limit one bonus per customer. Bonus offer is not available for existing Banterra checking customers. Accounts must be opened by November 30, 2023, to receive bonus offer. Cannot be combined with other checking offers. Checking offer is not available to existing Banterra checking customers or previous customers whose accounts have been closed within the last 90 days or closed with a negative balance. Must be 18 years or older and agree to maintain account in good standing for a minimum of six months. Subject to bank approval. Employees are not eligible for this offer. Account Closing: If your Saluki Student or Saluki Interest Checking account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing. Student Checking: This account is only available to customers 25 years or younger. At age 26, this account will convert to Saluki Interest Checking and must meet the specified account terms to avoid monthly fee.
- Account Closing: If your Saluki Student Checking account or Saluki Interest Checking account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing.
Banterra Bank $250 Checking Bonus *Expired*
You can receive up to $250 cash bonus when you open a checking account.
- Account Type: Saluki Interest Checking or Saluki Student
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Opening Deposit: $100 minimum
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: Yes
- Monthly Fee: $5 – $15
- Closing Account Fee: If your checking account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing.
(Expires April 30, 2020)
BMO Relationship Checking ($400 Bonus) | U.S. Bank Smartly® Checking ($700 bonus) |
Chase Private Client ($3,000 Bonus) | KeyBank Checking ($200 bonus) |
TD Bank Beyond Checking ($300 Bonus) | Fifth Third Bank Preferred Checking ($200 bonus) |
How To Earn $250 Checking Bonus
- $250 Bonus:
- Open a Saluki Interest Checking Account
- One direct deposit must post to your account within 60 days of account opening and must be $250 or higher.
- $100 Bonus:
- Receive $100 bonus when you complete 10 qualifying transactions within 60 days of account opening. Qualifying transactions include; 1) Banterra-Saluki Debit Card purchases; 2) Online bill payments 3) Mobile check deposits to this account 4) Person-to-person payments 5) Direct deposit.
- Bonus will be credited to your account within your statement cycle following your first direct deposit and will be reported as income on Form 1099-INT.
- Limit one bonus per customer.
- Bonus offers not available for existing Banterra checking customers.
- Accounts must be opened by April 30, 2020 to receive bonus offer.
- Cannot be combined with other checking offers.
- Checking offer is not available to existing Banterra checking customers or previous customers whose accounts have been closed within the last 90 days or closed with a negative balance.
- Must be 18 years or older and agree to maintain account in good standing for a minimum of six months.
- Subject to bank approval.
- Employees are not eligible for this offer.
How To Avoid Monthly Fees
- Banterra Green Checking: Option of no monthly fee ($5 monthly fee can be avoided by doing one of the following):
- $500 daily balance is maintained.
- A combined average balance of $2,500 is maintained with identified checking, savings, money market, or minimum daily balance in CDs and/or IRAs.
- Two (2) direct deposits are made per statement cycle.
- Eight (8) Banterra Visa® Debit Card purchases are made per statement cycle.
- Account holder is military. (with proof of military status)
- Account holder is a student. (age 24 or younger with proof of student status)
- Primary or secondary account holder is age 60 or over.
- Banterra SmartChoice Checking: $5 monthly fee
- Banterra InterestPlus Checking: Option of no monthly fee ($15 monthly fee can be avoided by doing one of the following):
- $5,000 daily balance is maintained in your checking account.
- $20,000 combined average balance in this account, identified checking, savings and money markets or minimum balance in Certificate of Deposit (CD) minimum balance equals the current balance at the beginning of each statement period.
- Saluki Interest Checking: If one of the following items are maintained, a monthly fee of $10 will not be charged: (1)$2,500 minimum daily balance in this account; (2) $5,000 combined average balance in this account, identified checking, savings & money markets, or minimum balance in certificate of deposit (CD) and/or IRAs. The CD minimum balance equals the current balance at the beginning of each statement period; (3) A monthly direct deposit of at least $200 or higher is deposited to this account. Direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must be $200 or higher.
- Saluki Student Checking: No Monthly Fee
- Banterra Free Business Checking: No Monthly Fee
- Banterra Basic Business Checking: No fee if a $1,500 minimum daily balance or $3,000 average monthly balance is maintained; otherwise, $7.50 monthly fee
- Banterra Premium Business Checking: No fee if $2,500 minimum daily balance or $7,500 average monthly balance is maintained; otherwise $10 monthly fee
Bottom Line
Lastly, if you live near a Banterra Bank branch, I recommend checking out this very generous bonus of $250! Additionally, if you sign up today, you will receive a wide range of features and services. Furthermore, you will receive one of the best promotions on the market.
However, do note that we do not know the credit inquiry, so contact your CSR for more information.
Lastly, feel free comment below and let us know about how it went. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Check back on this page for updated Banterra Bank promotions, bonuses, and offers.
john m says
$250 bonus is expired 16 months ago.