BayFirst National Bank Up to $650 Account Bonuses

You can earn a $250 bonus when you open an eligible checking account with BayFirst National Bank.

To qualify for the bonus, simply

• To qualify for the $350 bonus, you must be a new BayFirst checking customer and qualified to open a checking account in accordance with our normal standards. You must establish direct deposit or auto transfer to your new account. Your account must remain open in order to receive the $350 bonus. BayFirst will match up to $350 for direct deposits or auto transfers within the first 90 days of account opening.
• To qualify for the $150 bonus, you must be a new BayFirst Statement Savings customer and qualified to open a savings account in accordance with our normal standards. You must have a BayFirst checking account and must establish direct deposit of your salary, pension, SSI or other regular automated transfers to your new account. Your account must remain open in order to receive the bonus. BayFirst will match up to $150 for direct deposits or auto transfers within the first 90 days of account opening.
• To qualify for the $150 Cash Kids Club bonus, must be new BayFirst customer and qualified to open an account in accordance with our normal standards. No minimum balance requirement. Minimum to open is $10.00. Offer is subject to change and may be withdrawn at any time. To receive bonus payment, account must be open at least until bonus payment is credited to the account. BayFirst will match and pay up to $25 for deposits made per statement cycle for the first six statement cycles.

BayFirst National Bank Up to $650 Account Bonuses

• Account Type: Checking Account
• Availability: FL
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• Monthly Fee: None
• Household Limit: None listed
• Closing Account Fee: Not listed

(Offer Expires 07/30/2022)

Fine Print

• To qualify for the $350 bonus, you must be a new BayFirst checking customer and qualified to open a checking account in accordance with our normal standards. You must establish direct deposit or auto transfer to your new account. Your account must remain open in order to receive the $350 bonus. BayFirst will match up to $350 for direct deposits or auto transfers within the first 90 days of account opening. The deposit match will be deposited on the 91-100 day after account opening. This offer cannot be combined with any other offers or coupons, may change at any time, and may be withdrawn at any time. This offer applies to simply free checking accounts only. There is a $100 minimum to open and no minimum balance required. The $350 bonus will be reported to the IRS in accordance with applicable law. This is not an interest-bearing account. Offer expires 07/30/2022.
• To qualify for the $150 bonus, you must be a new BayFirst Statement Savings customer and qualified to open a savings account in accordance with our normal standards. You must have a BayFirst checking account and must establish direct deposit of your salary, pension, SSI or other regular automated transfers to your new account. Your account must remain open in order to receive the bonus. BayFirst will match up to $150 for direct deposits or auto transfers within the first 90 days of account opening. The deposit match will be deposited on the 91-100 day after account opening. The Statement Savings earns 0.15% annual percentage yield (APY) on all balances. Minimum balance to open is $50. Minimum balance of $50 to avoid a $3 monthly maintenance fee. This offer cannot be combined with any other offers or coupons, may change at any time, and may be withdrawn at any time. This offer applies to personal accounts only. The $150 bonus will be reported to the IRS in accordance with applicable law. Offer expires 07/30/2022.
• To qualify for the $150 Cash Kids Club bonus, must be new BayFirst customer and qualified to open an account in accordance with our normal standards. No minimum balance requirement. Minimum to open is $10.00. Offer is subject to change and may be withdrawn at any time. To receive bonus payment, account must be open at least until bonus payment is credited to the account. BayFirst will match and pay up to $25 for deposits made per statement cycle for the first six statement cycles. Payment will be made each statement cycle. Account must be opened by 6/18/2022. Cash Kids Club Savings is a tiered, interest-bearing savings account. The interest rate and corresponding annual percentage yield (APY) are tiered. If the daily balance in the account is $500.00 or less, the interest rate paid on the entire balance will be 4.92% with an APY of 5.04%. An interest rate of 2.97% will be applied on daily balances between $501.00 and $3,000, the APY for this tier will range from 5.04% to 3.35% depending on the balance in the account. An interest rate of 1.00% will be applied on daily balances above $3,000, the APY for this tier will range from 3.35% to 2.41%, depending on the balance in the account. APY calculations are based on a total deposit balance of $5,000. Rates effective as of 3/31/22. Rates are variable and are subject to change at the bank’s discretion. Rates are calculated on a daily balance method. Fees could reduce earnings. The $150 bonus will be reported to the IRS in accordance with applicable law.

Bottom Line

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