Capital One Bank Spark Business Checking is made with the small business in mind with their great checking benefits. Capital One is giving businesses unlimited free transactions and a high cash deposit limit. The Spark Business Checking also provides several options to waive the maintenance fee that comes with their amazing checking account. So you never have to fret about paying additional fees if you can meet the minimum requirements. Capital One conveniently has 40,000 fee-free ATMs nationwide. They also give the business checking account the luxury to bank online or through their mobile phone. Now it is easier to manage your business’ financials through mobile deposits and online bill pay through your fingertips and on the go!
|U.S. Bank Business Checking: Earn a $300 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AF49ZCB and complete qualifying activities, subject to certain terms and limitations. Offer valid through October 3, 2022. Member FDIC.
Apply Now---U.S. Bank Business Checking Review
|Huntington Unlimited Plus Business Checking: Earn $750 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 60 days of account opening. The $750 bonus will be deposited into your account after all requirements are met. This account is for larger businesses with high monthly transaction volume. Apply Now---Huntington Unlimited Plus Business Checking Review|
|Huntington Unlimited Business Checking: Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. The $400 bonus will be deposited into your account after all requirements are met. This account is for businesses with higher checking activity and greater cash flow needs. Apply Now---Huntington Unlimited Business Checking Review|
|Huntington Business Checking 100: Earn $100 bonus when you open a Huntington Business 100 Checking account and make total deposits of at least $2,000 within 60 days of account opening. The $100 bonus will be deposited into your account after all requirements are met. This account is ideal for start-ups and small businesses with lower balances and checking activity. Apply Now---Huntington Business Checking 100 Review|
If you’re interested in the Capital One Bank Spark Business Checking account, see our list of Best Capital One Credit Cards to complete your small business needs!
Table of Contents
Types of Spark Business Checking Accounts:
- Spark Business Basic Checking: Spend less time time worry about fees and more time building your business.
- Unlimited business transactions.
- Deposit up to $5,000 in cash each month with no fee; $1 for every $1,000 deposited after that.
- Standard wire fees apply.
- $15 monthly service fee: $15 monthly fee waived with $2,000 minimum 30- or 90-day average balance.
- Spark Business Unlimited Checking:
- 5 free domestic wire transfers per month and have access to 2 Basic Checking accounts at no additional cost.
- Unlimited business transactions.
- No fee for cash deposits.
- First 5 domestic wires free each month.
- $35 monthly service fee: $35 monthly fee waived with $25,000 minimum 30- or 90-day average balance.
Spark Business Checking Features:
- No monthly transaction limits
- Mobile deposits available next day
- 40,000 fee-free ATMs nationwide
- Free online bill pay
- No minimum balance required
- Free online invoicing
- Spark Business mobile app
Capital One Spark For Small Businesses:
Capital One is making your time their priority. Time is precious especially when you’re running your own business and with the ease and convenience of the Capital One Spark Business Checking Account you’ll never have to waste valuable time for your finances. Capital One offers two business checking accounts, Capital One Basic Checking & Capital One Unlimited Checking, and you get to choose the account that will best address your business’ needs. Whether you decide to choose the Basic or the Unlimited Checking account you can rest easy knowing that Capital One is there to watch your back. You will have access to complete domestic wire transfers and you can complete as many business transactions as you want with no additional fees. The Basic Checking has a $15 monthly fee and the Unlimited Checking has a $35 monthly fee. But Capital One gives you several ways to waive the monthly fee by meeting a minimum average balance or obtaining two additional eligible business products.
Capital One Bank Spark Business Checking is a small business’ dream checking account. You don’t have to worry about any maximum for deposits and you can operate your business with unlimited business transactions with no additional fees. You also have the convenience of heading to one of the 40,000 fee free ATMs to complete your banking needs or simply pulling out your mobile phone and depositing checks through their mobile deposit feature. There are monthly fees but it is easily achievable with a small business as the requirements are quite small. This is a great checking account so don’t wait to join Capital One so that you can have them in your wallet! For more free business checking accounts check out our extensive listing.
The Ink Business Preferred® Credit Card offers 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®.
You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards.
This card does come with a $95 annual fee but does not have any foreign transaction fees.