Find the latest Cedar Rapids Bank & Trust promotions, bonuses, and offers here.
Update 7/22/25: The $300 checking bonus is back through 9/30/25.
About Cedar Rapids Bank & Trust Promotions
When the founders of Cedar Rapids Bank & Trust drafted a plan for a new community bank in 2001, they made a promise: To create an organization where relationships and service mattered.
We will review the current Cedar Rapids Bank & Trust promotions below.
Cedar Rapids Bank & Trust $300 Checking Bonus
Cedar Rapids Bank & Trust is offering a $300 bonus when you open a new qualifying checking account.
- What you’ll get: $300 bonus
- Account Type: Checking
- Availability: IA, WI, MN (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $5; waivable
- Early Account Termination Fee: None
- Household Limit: None listed
(Expires 09/30/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | Chase Total Checking® ($300 bonus) |
| Bank of America ($500 bonus offer) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Maxx Checking® account, subject to approval;
- Use your account’s debit card at least once;
- Receive at least 1 qualifying direct deposit or direct debit made through the Automated Clearing House (ACH) network, of $250 or more per transaction, posted and settled during the “qualifying period”.
- The bonus will be deposited into your Maxx Checking® account within 30 calendar days after all of the qualifying requirements are met, provided the requirements were met within the “qualifying period”, the account is active and has a positive balance at the time of the bonus payment.
- New Client Maxx Checking® Bonus Offer: Earn a $300 bonus when you open a new Maxx Checking® account and meet the following requirements within 3 months of account opening (“qualifying period”).
- To qualify for the New Client Maxx Checking® Bonus Offer:
- 1) Open a new Maxx Checking® account, subject to approval;
- 2) Use your account’s debit card* at least once;
- 3) Receive at least 1 qualifying direct deposit or direct debit** made through the Automated Clearing House (ACH) network, of $250 or more per transaction, posted and settled during the “qualifying period”.
- Eligibility: All requirements must be completed, and the account must be open for at least 30 calendar days to be eligible for the bonus. This offer is available only to new Cedar Rapids Bank & Trust or Community Bank & Trust clients who have not held any consumer checking account with either bank in the past 12 months. Only new Maxx Checking® account clients are eligible. Current consumer checking clients of either bank are not eligible for this bonus offer, even if they have not previously held a Maxx Checking® account. Must be an Iowa resident to open an account.
- Bonus Payment: The bonus will be deposited into your Maxx Checking® account within 30 calendar days after all of the qualifying requirements are met, provided the requirements were met within the “qualifying period”, the account is active and has a positive balance at the time of the bonus payment.
- Additional terms: This offer is limited to one bonus per customer, per account, and will be paid to the primary owner. Cannot be combined with other offers. Promotion ends 9/30/2025 and is subject to change without notice.
Cedar Rapids Bank & Trust $50 Referral Bonus
Earn a $50 referral bonus
Cedar Rapids Bank & Trust is offering a $50 bonus when you refer a friend for a new qualifying checking account.
- What you’ll get: $50 bonus
- Account Type: Checking
- Availability: IA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | Chase Total Checking® ($300 bonus) |
| Bank of America ($500 bonus offer) | SoFi Checking and Savings ($325 bonus) |
How To Earn The $50 Bonus
HOW TO EARN BONUSFINE PRINT
- Refer a friend to open any new checking account with Cedar Rapids Bank & Trust
- $50 bonus will be paid within 30 days of when the following occur:
- the account has been open a minimum of 30 days
- a reoccurring ACH transaction has occurred
- the debit card has been used and the account has a positive balance.
- Annual Percentage Yield will range from 0.00% – 3.00% depending on the account type that is opened.
- Rate may change after account opening.
- Fees could reduce earnings.
- APY range is accurate as of April 1, 2021 and is not an introductory rate.
- $50 bonus will be paid within 30 days of when the following occur: the account has been open a minimum of 30 days, a reoccurring ACH transaction has occurred, the debit card has been used and the account has a positive balance.
- Requirements must be met within the first six months.
- Only new checking account clients are eligible.
- Cannot be combined with any other offers.
- Minimum opening deposit requirements range from $25 – $100, with the exception of Premier Plus Checking (minimum $1000 to open).
- The current client will receive a $50 credit into their CRBT checking account only after the new client has met these requirements.
- Referral slip also serves as a one-time waiver of new client’s privacy rights as detailed in the bank’s privacy policy as the referral source will be aware of this account opening.
- New clients may not combine this with any other promotion.
- Gifts are unlimited per client and will be reported to the IRS as applicable.
How To Waive Monthly Fees
- Vault: $5 statement fee will be assessed on all accounts that do not sign up for e-statements within 90 days of account opening.
- MAXX: $5 monthly statement fee will be assessed on accounts that do not sign up for e-Statements within 90 days of account opening.
- Free: None listed
- Cedar Rapids: Maintain a $500 minimum or $750 average daily balance to earn APY; $6.00 monthly service charge if below minimum
- Step Up Teen: None
- Wisdom: None
- Premier Plus: $10.00 monthly service charge if below minimum
- Steady Savings: $100 average daily balance required; $5.00 monthly service charge if below minimum
- Select Savings: $10,000.00 minimum balance required; $10.00 monthly service charge if below minimum
- Money Market: $1,000.00 average daily balance required; $5.00 monthly service charge if below minimum
- Christmas Fund / Future Fund Savings: None listed
- Piggy Bankers: None listed
- Business Essentials: None
- Business Preferred: None
- Business Analysis: $15
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Bottom Line
In my opinion, the limited time $300 offer is worth a look. Additionally, the bonus amount is rather high and there’s no limit to how many people you can refer to. Be sure to check out this promotion at Cedar Rapids Bank & Trust while it lasts!
Feel free to comment below and let us know about how it went and if you could fund your account with a credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Compare Cedar Rapids Bank & Trust Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back on this page for updated Cedar Rapids Bank & Trust promotions, bonuses, and offers.
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