Check out the most recent Credit Union One promotions, bonuses, and offers here.
Currently, you can receive a $100 cash bonus when you open a qualifying checking account.
About Credit Union One Promotions
Established in 1938, Credit Union One is the 10th largest credit union in the state of Michigan. Additionally, they are committed to providing exceptional Member value across a complete portfolio of financial products and services at their 19 locations, where you can check out great bank bonuses, CD rates as well as bank rates.
- Availability: MI (Bank Locator)
- Routing Number: 272479841
- Customer Service: (800) 451-4292
We will review the current Credit Union One promotions down below.
*Residents of Michigan can take advantage of other promotions like ones from Huntington Bank shown below.
PROMOTIONAL LINK | OFFER | REVIEW |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
Credit Union One $100 Checking Bonus

Earn $100 cash when you open a checking account.
When you open a qualifying checking account and meet the requirements, you can earn a $100 cash bonus.
- Account Type: Cash Back Checking Account
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- ChexSystems: Unknown, Let us know
- Opening Deposit: $250
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: $6, see below on how to waive
- Closing Account Fee: None listed
(No expiration date)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn $100 Bonus
- Open a Cash Back Checking Account
- Enroll in Direct Deposit with a minimum of $250
- Enroll in Online Bill Pay and pay three bills within 60 days
- Easily managing your money via Online Banking and Mobile Banking
- No minimum balance (if other requirements are met). View Fee Schedule
- A Platinum Debit Mastercard® and unlimited surcharge-free ATM access at 20 Michigan branches, 5,600 shared branch locations, and nearly 30,000 ATMs nationwide
- Mobile Check Deposit
- Free Online Bill Pay
- $6 monthly fee. Members who meet one of the following will not be assessed a fee:
- Have a $500.00 monthly average balance in the cash back checking account
- Have an incoming automatic deposit (Ex: Payroll, Social Security, Pension)
- Perform any combination of 15 qualifying transactions in a month. Qualifying transactions include debit card and bill pay transactions. Debit Card Transactions must be posted to the account by the last day of the month. Excludes ATM transactions
- Are under 24 years or older than 65 years
- No Social Security number is required for non-U.S. persons.
- Unexpired Driver’s License, Passport, Taxpayer Identification Number (TIN), or Alien Identification Card is acceptable.
- Subject to approval based on overall creditworthiness factors.
- Rate is variable and may change.
Credit Union One $300 Checking Bonus *Expired*
- Credit Inquiry: Unknown, Let us know
- ChexSystems: Unknown, Let us know
- Opening Deposit: $1,000
- Credit Card Funding: Unknown, Let us know
- Direct Deposit Requirement: Yes
- Monthly Fee: Unknown
- Closing Account Fee: Unknown
(Expires August 31, 2019)
For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($500 Bonus), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($225 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn $300 Bonus
- Open a Cash Back Checking Account and sign up for e-statements.
- Receive $100 when you make a direct deposit of at least $1,000 within the first 30 days of account opening.
- Receive $100 when you make at least 10 debit card transactions within 30 days of account opening.
- Receive $100 when you maintain an average balance of $3,500 for 90 days from account opening.
- Earn Cash Back Rewards on every purchase
- Manage your money easily, no matter where you are, with free Online or Mobile Banking
- Deposit checks on the go and save yourself a trip to the branch with mobile check deposits
- Keep track of your account with alerts for low balances, cleared deposits, posted withdrawals and more
- Access your account at nearly 30,000 surcharge-free ATMs and 5,600 shared branch locations nationwide
- Members who meet one of the following will not be assessed a fee:
- have a $500.00 monthly average balance in the cash back checking account
- have an incoming automatic deposit (Ex: Payroll, Social Security, Pension)
- Perform any combination of 15 qualifying transactions in a month. Qualifying transactions include debit card and bill pay transactions. Debit Card Transactions must be posted to the account by the last day of the month. Excludes ATM transactions.
- are under 24 years or older than 65 years
- Direct deposit must be new and not currently with Credit Union ONE and post to account within 30 days of account opening.
- Debit card transactions must post to the account within 30 days of account opening.
- ATM transactions are not eligible.
- Average balance is calculated on a monthly basis.
- Funds will be credited to account within 30 days after eligibility requirements have been met for each offer.
- Member is responsible for any tax liability associated with cash back.
- Cash back will be reported on applicable 1099 IRS form as required by law.
- May not be combined with any other offer and is limited to one offer per member.
- Offer does not apply to members who have existing checking accounts or have closed a checking account within the past six months.
Bottom Line
Although there are several requirements you must meet to be eligible, this promotion offers a very generous bonus of $300 which I recommend you grab at if you qualify.
Make sure to comment and let us know about your experience. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Check back on this page for updated Credit Union One promotions, bonuses, and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
Only need $25 to open. Can open with credit card.
DW does not have direct deposit at work, so if anyone has had luck triggering the $100 DD bonus, please share! I’m going to try Paypal and a few others that work with other banks.
Any luck with PayPal or other methods?