
Find the most recent Elevations Credit Union promotions, bonuses, and offers here.
Update 10/21/25: There’s currently a $350 checking bonus available through 11/30/25.
About Elevations Credit Union Promotions
As a not-for-profit credit union, the best interests of their members and community have always been at the forefront.
Additionally, from their humble beginnings on the campus of the University of Colorado Boulder, Elevations has become one of the largest local financial institutions serving Colorado’s Front Range and offers great bank bonuses, CD rates as well as bank rates.
Elevations Credit Union $350 Checking Bonus

- What you’ll get: $350 bonus
- Account Type: Checking
- Availability: CO (Bank Locator)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Credit Card Funding: Up to $2500
- Direct Deposit Requirement: Yes (see what works)
- Monthly Fee: None
- Household Limit: None listed
- Closing Account Fee: Bonus forfeited if closed within listed date.
(Expires 11/30/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
- Open a checking account with the code ECU350 and complete these steps within 90 days:
- Enroll in online banking.
- Set up direct deposit to your new checking account with at least $500 per month for two months.
- All requirements must be met within 90 days of account opening.
- The cash bonus will be deposited into the new checking account within 30 days of the final qualifying requirement if the account opened is in good standing (i.e., is not overdrawn or at a zero balance).
- Membership eligibility and one-time $5 membership fee required at account opening.
- Checking cash bonus is not available to existing members, Elevations Credit Union employees, Elevations Board Members, or consumers who have been closed with a negative balance. Limit one offer per New Membership and checking account. Limit one bonus per household, per lifetime. To receive the cash bonus, open a new Elevations Free Checking, Buff One Checking or Dividend Checking account. Forever Buffs checking does not qualify for this offer. Member must have direct deposit(s) totaling $500 per month for two consecutive months following the open date of the account. Direct deposit must be new to Elevations Credit Union and must be payroll, pension, Social Security or other recurring government benefits. Member must log into online banking. All requirements must be met within 90 days of account opening. The cash bonus will be deposited into the new checking account within 30 days of the final qualifying requirement if the account opened is in good standing (i.e., is not overdrawn or at a zero balance). We reserve the right to substitute the bonus offered at any time with an item of similar value. Limited time bonus. The $350 cash bonus is considered interest and is subject to IRS and other tax reporting. The cash bonus can be revoked if the account is closed within twelve (12) months of opening date. Offer expires Nov. 30, 2025. Offer is limited to Colorado residents.
- Qualifying direct deposits: Qualifying deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension or government payments (such as Social Security). Deposits that DO NOT QUALIFY are those through the Real-Time Payments (RTP) network, payments through peer-to-peer networks such as PayPal, Zelle, Venmo or others, transfers from another Elevations deposit account, voided transactions, dividends, loan funding, adjustments, and micro-deposits (deposits typically less than $1 sent to your account to verify it is the correct account). Offer requires an open Elevations checking account with new membership in positive standing. Elevations Forever Buffs checking does not qualify for this offer.
Elevations Credit Union CU Hoodie + $100 Student Checking Bonus (Expired)

- What you’ll get: CU Hoodie + $100 bonus
- Account Type: Buff One Banking Checking
- Availability: CO (Bank Locator)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Credit Card Funding: Up to $2500
- Direct Deposit Requirement: No
- Monthly Fee: None
- Household Limit: None listed
- Closing Account Fee: Bonus forfeited if closed within listed date.
(Expires 09/30/2025)
Editor’s Note: As an alternative, we recommend you checking out the college checking account from Chase Bank.
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
- Open a new Buff One Banking account.
- Must be a new Elevations member and a University of Colorado Boulder student.
- The $100 will be described as a dividend adjustment on your account. Elevations will deposit $100 into the Membership Savings account.
- To redeem your hoodie, visit our UMC branch.
- Membership eligibility and one-time $5 membership fee required at account opening.
- Elevations will deposit $100 into the Membership Savings account.
- A New Buff One Banking checking account is required for eligibility.
- Must be a new Elevations member and a University of Colorado Boulder student.
- The $100 will be described as a dividend adjustment on your account.
- You will receive a 1099-INT form stating dividend income for tax reporting purposes.
- If the account does not remain open through May 1, 2026, your $100 will be debited from the account balance.
- Limit one promotional offer per new student membership.
- To redeem your hoodie, visit our UMC branch.
- Offer valid May 1, 2025, through September 30, 2025.
- Only available while supplies last to members who present an Elevations card.
How To Avoid Monthly Fees
- Checking Account: No monthly fee
- Business Checking: $10 monthly service charge — waived for nonprofits
- Premium Business Checking: $15 monthly service charge — waived for nonprofits and balances over $15,000
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Bottom Line
Lastly, if you are a student at the University of Colorado then I would check out this offer for a $100 bonus from Elevations Credit Union. Additionally, there are no monthly fees which are especially nice for college students. Therefore, if you qualify for this offer then I would take a look!
Additionally, feel free to comment below and let us know about how it went. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Check back on this page for updated Elevations Credit Union promotions, bonuses, and offers.




I was in there today and they said they would run it as a cash advance? Do you know if this is something they attempt to do, but it doesn’t go through if you have set your limit set to low? (Chase united mileageplus limits me to 100 as my min cash advance)
Hello,
I funded my Elevations Credit Union with a Chase Ritz-Carlton Card for $5,000 and it went through as a regular transaction and NOT a Cash Advance.
Add this to the list of of cards for Elevations CU!
-Andres
Hey Hustler, I funded my new account with a Chase Sapphire Preferred card. The CSR I spoke to said I could put in up to $10K too. Hope this helps!