Elkhorn Valley Bank offers a fair selection of account options. To find out if Elkhorn Valley Bank is right for you, continue reading the review below.
They don’t offer a large variety in any of their accounts so if you are someone who likes simplicity when it comes to banking, you might prefer their products.
Checking Account Options
Elkhorn Valley Bank offers a decent variety of checking accounts that are pretty straightforward.
Their checking accounts come with the standard features that most accounts have.
You can open this checking account with $100.
There are no monthly fees nor minimum balance requirements.
You will need $100 to open this account.
If you maintain a daily balance of $5,000, you can waive the $6 monthly fee.
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 • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit • Access to more than 16,000 Chase ATMs and more than 4,700 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM – no overdraft fee if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Savings Account Options
Elkhorn Valley Bank only has one savings account that is pretty standard and doesn’t really offer much.
You need $100 to open this account.
You can avoid the quarterly fee of $5 if you keep a daily balance of $5,000.
An account designed for kids 18 aYou can open this account with $25.
If you maintain a daily balance of $25, you can waive the $2 quarterly fee.
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 Open a Discover Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code HMB223 by 06/15/2023 • Earn high interest rate of 3.60% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code HMB223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. |
 With the American Express® High Yield Savings Account: • Earn 3.75% APY as of 3/16/23 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access |
 • Earn up to 0.61% APY with interest compounded daily and no monthly fees with the Axos Bank High Yield Savings account • No minimum balance requirements • Free ATM card upon request • $250 minimum opening deposit • Free Incoming Wires |
Money Market Account Options
Money Market accounts allow for a higher yield and gives access to your funds with either checks or a bankcard.
Elkhorn Valley Bank has one money market accounts that earns competitive interest rates.
Money Market Account:
- Open this account with $2,500
- Waive the $5 monthly fee by maintaining a daily balance of $2,500
- Earns tiered interest rates
- Up to 6 withdrawals
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 • Get started and open a Discover Money Market Account in 3 easy steps. • Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.55% APY balances $100,000 and over • Earn 3.50% APY balances under $100,000 • Open with as little as $2,500. • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs |
 With the CIT Bank Money Market Account, you can earn a competitive interest rate and access your money easily. • Earn 1.55% APY on your funds • One of the nation's top rates — several times the national average. • Get up to 6 digital transfers/withdrawals per statement cycle • Save smart and get more for your money • Higher rates than traditional banks • Get 24/7 Account Access • Secure banking features • Open with as little as $100 • FDIC insured |
Reasons to Bank with Elkhorn Valley Bank
- Good ratio of checking to savings accounts.
- Offers a youth savings account.
- They have a free checking account.
- Conduct all your banking online or through the Elkhorn Valley Bank mobile app.
Reasons Not to Bank with Elkhorn Valley Bank
- They are on located in Nebraska with only 10 total banks.
- Requires high minimum balance requirements for low variety of options.
- They could earn slightly higher interest rates on their savings accounts.
- Lack of variety with their savings accounts.
- Lacking a senior checking or savings account.
Elkhorn Valley Bank Routing Number
The routing number for Elkhorn Valley Bank varies depending on state and regions. You can also check the lower left corner of your Elkhorn Valley Bank check.
Contact Customer Service
You can reach Elkhorn Valley Bank at (402) 371-0722.
How Elkhorn Valley Bank Compares
- Chase Bank: Chase is one of the biggest banks in the U.S and offers just about almost everything. Compared to its other competitors, Chase offers much more checking account options.
- Discover Bank: Discover Bank is also an online nationwide bank that offers bonuses for their checking and savings accounts! You can earn cash back rewards when you open a checking account and generous bonuses for opening a savings one.
- Wells Fargo: Located throughout the US with over 5,800 branches and 13,000 ATMs. They offer a variety of deposits accounts, including accounts for teens and customers who need a second chance.
Bottom Line
Overall, if you happen to live in Nebraska and aren’t looking for anything too complex when opening a checking or savings account, then consider Elkhorn Valley Bank.
They have an equal amount of checking and savings accounts, but in terms of anything unique, it’s hard to come by. It seems that they are also designed for those who enjoy simplistic options.
They only notable thing is that they have a kids savings account for both parents and the kids.
However, keep in mind that when you look for a checking or savings account be sure to look into all the fees charged. Don’t focus on the interest rate alone, but on what the account will cost you overall.
If Elkhorn Valley Bank has the variety and options you’re looking for, apply today! For more options from a variety of banks, see our list of the best bank promotions!
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