Available to those across the nation, Ferguson Credit Union offers competitive rates of 0.50% to 2.00% APY on CD terms from 6 to 36-months. That’s maximum savings with a fixed rate! Ferguson Credit Union CDs has a minimum opening deposit of $1,000 and no monthly fees. Grow your money faster with interest and get the best rate Ferguson Credit Union can offer for your CD. Ferguson Credit Union is available to residents of Amite, Copiah, Franklin, Jefferson, Jefferson Davis, Lawrence, Lincoln, Marion, Pike, Simpson, Walthall, and South Rankin Counties, Mississippi; employees of Georgia Pacific’s Ferguson Mill in Lawrence County. and is headquartered in Monticello, Mississippi. Ferguson Credit Union has good CD rates as well as services they provide, such as Free Online Banking with Free Bill Pay when you set up e-documents, 24/7 access to your funds, and much more! With Ferguson Credit Union, you can also enjoy Overdraft Privilege, which covers up to $300 of items presented for payment on non-sufficient funds. I would recommend going with the 60 month CD with a 2.00% APY as it is currently the highest CD offered by Ferguson Credit Union. Ferguson Credit Union is a good way to grow your money with the abundant amount of CD rates that they offer.
With Ferguson Credit Union, it’s good to be different. Compared to other Credit Unions or Banks they offer CD rates, from 3 months to 60 months. What makes their CD rates so great is that, Ferguson Credit Union can offer great CDs for you to choose from, with an increasing APY and a competitive CD rate of 2.00% APY for 60 months CD with $1,000 minimum opening deposit. You get everything you expect from a traditional credit union and more!
Table of Contents
Ferguson Credit Union CD Info:
- Apply Now
- Account Type: Ferguson Credit Union Account
- APY Rate: 0.50% to 2.00%
- Availability: Residents of Amite, Copiah, Franklin, Jefferson, Jefferson Davis, Lawrence, Lincoln, Marion, Pike, Simpson, Walthall, and South Rankin Counties, Mississippi; employees of Georgia Pacific’s Ferguson Mill in Lawrence County.
- Locations: MS (locator)
- CD Length: 12- 60 months
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Minimum Opening Deposit Requirement: $1,000
- Additional Requirements: Must be a Member of the Credit Union, to be eligible, you must live, work, or worship in the Southwest Mississippi counties of Amite, Copiah, Franklin, Jefferson, Jefferson Davis, Lawrence, Lincoln, Marion, Pike, Simpson, Walthall, and South Rankin.
- Auto-Renewal: None Listed
Ferguson Credit Union CD Terms:
- 1.01% APY for a 12 Month CD
- 1.30% APY for a 24 Month CD
- 1.50% APY for a 36 Month CD
- 1.75% APY for a 48 Month CD
- 2.00% APY for a 60 Month CD
Special CD Rates:
- 0.50% APY Savings Bonus Tier 1
- 0.75% APY Savings Bonus Tier 2
- 1.01% APY Savings Bonus Tier 3
- 2.00% APY 24 Month CD Special
Why You Should Apply for This Account:
Peace of Mind: No hidden fees. No maintenance fees.
Competitive 60 Month CD Rate: With a current online CD of 2.00% APY.
Free Services: Gain access to, Free Online Banking, 24/7 access to your funds, Online Bill Pay, and much more!
Various Insurance – they have insurance for various needs, such as Accident, term life, whole life, disability income, critical illness, Mechanical Breakdown and much more!
NCUA Insured: Ferguson Credit Union is insured by the National Credit Union Administration.
Ferguson Credit Union’s online CD’s maximize your earnings. To join Ferguson Credit Union and gain access to its great rates all you have to do is, have a minimum opening deposit of $1,000 in order to get a rate of up to 2.00% APY for 60 months. They offer convenient services such as Free Online Banking, Bill Pay, and various insurance options. By joining Ferguson Credit Union you get to enjoy from a simple to set up account, as well as being NCUA insured for up to $250,000. Knowing that they have a multitude of convenient services and CDs lets you know that this is the right bank for you. Doesn’t accommodate your needs? If you’re looking to invest with a different bank or credit union, you can find more of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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