If you are a resident of Minnesota and currently looking for great savings rates, then make sure you keep reading. Financial One Credit Union has a wide array of products to meet your individual needs and are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.
They currently offer standard CD rates from 6-months to 60-months with 0.67% to 2.55% APY Rates but have a special 58-month CD term with 3.45% APY on $1,000 balances or more. By joining Financial OneCredit Union, you get to enjoy earning higher rate of interest than regular savings account. Make sure you visit your nearest local branch to sign up today!
Eligibility: Membership is open to anyone who lives, works, worships, or does business in Anoka County, the City of Champlin, or Northeast Minneapolis or anyone who’s a member of the Minnesota DAV. Make sure to check out their Eligibility Requirements to see all of the possible ways to join.
Financial One Credit Union CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make! Financial One Credit Union’s Best CD Offer pays the highest APY rate with a 3.45% APY rate for their 58-month term. They currently offer standard CD rates from 6-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out Financial One Credit Union’s CDs and their rates listed below.
Special CD Rates
| Term | APY Rate | Minimum Deposit | Specific Term |
| 58-month CD | 3.45% | $1,000 | Best 60-Month CD Rates |
Certificates of Deposits Rates
| Term | APY Rate | Minimum Deposit |
| 6-Month | 0.67% 0.72% |
$1,000 – $9,999 $9,999+ |
| 12-Month | 1.15% 1.20% |
$1,000 – $9,999 $9,999+ |
| 24-Month | 1.25% 1.30% |
$1,000 – $9,999 $9,999+ |
| 36-Month | 1.50% 1.55% |
$1,000 – $9,999 $9,999+ |
| 48-Month | 2.00% 2.05% |
$1,000 – $9,999 $9,999+ |
| 60-Month | 2.50% 2.55 |
$1,000 – $9,999 $9,999+ |
*Rates Effective As Of 05/30/2019
CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
Bottom Line
Looking for a short term or long term CD? Then look no further as Financial One Credit Union offers you various CD terms from 6 to 60 months but be sure to take advantage of their current 58-Month CD Special of 3.45% APY.
You will be able to fully take control of your funds through their products and services and also maximize your saving potential. Sign up for a CD with Financial One Credit Union and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
| Account | Minimum Open | APY | Review |
|---|---|---|---|
| Sallie Mae 14-Month No Penalty CD | $1 | 4.75% | Review |
| Sallie Mae 10-Month No Penalty CD | $1 | 4.70% | Review |
| Blue Federal Credit Union 9-Month No-Penalty Certificate | $1 | 4.45% | Review |
| Ponce Bank 4-Month No Penalty CD | $1 | 4.41% | Review |
| CIT Bank No Penalty CD | $1,000 | 4.15% | Review |
| Ally Bank No Penalty CD | None | 4.75% | Review |
| America First Credit Union Flexible Certificate Account | $500 | 4.35% | Review |
| Citi No Penalty CD | $500 | 4.05% | Review |
| USALLIANCE Financial No Penalty CD | $500 | 4.00% | Review |
| Synchrony Bank No Penalty CD | None | 3.90% | Review |
| Marcus by Goldman Sachs No Penalty CD | $500 | 3.85% | Review |
| Old Missouri Bank No Penalty CD | $1000 | 3.53% | Review |
| Marcus by Goldman Sachs No Penalty CD (For AARP Members) | $500 | 3.85% | Review |
| Chartway Federal Credit Union Share Certificate with No Penalty | $500 | 3.50% | Review |
| Bellco Credit Union Smart Move CD | $2,500 | 3.40% | Review |
| My eBanc Flex Time Deposit CD | $10,000 | Up to 3.30% | Review |
| Colorado Federal Savings Bank No Penalty CD | $5,000 | 3.10% | Review |
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