Start rebuilding your credit with the First Access Visa Credit Card since this card is available for those with poor credit who are looking for redemption. It’s an unsecured credit card, so you don’t have to worry about paying a security deposit.
The First Access Visa credit card will give cardholders a low credit limit to start, as well as cash advance limits. It’s made to make it easier to repay balances each month and help people get in track towards a more financial responsible behavior.
View more credit card options:
- Chase credit cards
- American Express credit cards
- Wells Fargo credit cards
- Citi credit cards
- Capital One credit cards
Continue learning more about this card’s features below and learn more about its fees.
Table of Contents
First Access Visa Credit Card Summary
(Visit the link above to sign up for the First Access Card)
| Bonus Available | No sign-up bonus available for this card |
| Balance Transfers Intro APR | N/A |
| Purchases Intro APR | N/A |
| Program Fee | See Terms |
| Monthly Servicing Fee | See Terms |
| Regular APR | See Terms |
| Program Fee | See Terms |
| Monthly Servicing Fee | See Terms |
| Annual Fee | See Terms |
Recommended Free Credit (Get Score)
PROS
- Available to those with poor credit
- Reports to all three credit bureaus
CONS
- High APR
- Numerous fees
- Low initial credit line
- No rewards
Card Highlights
- Get the security and convenience of a full-featured, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- $300 credit limit (subject to available credit)
- Online Customer Center available 24/ 7
First Access Credit Card Fees
The First Access Credit Card has a high interest rate and charge a lot of fees, but it does help cardholders rethink the risks when they open accounts for those with poor credit, but if you aren’t careful, the extra costs can quickly add up.
Pay off those small purchases on time and in full each month, and your credit should start to rise. Make sure that you pay your balance in full each month, which will also help to improve your credit.
First Access Visa Credit Card Features
- Manageable monthly payments
- Reports to all three major credit bureaus
- Accepted by merchants across the USA and online
- Checking account required
Bottom Line
If you’ve been having trouble getting approved for a credit then you should consider the First Access VISA® Credit Card. You get access to a small credit line, but it does comes with a price of high APR and many fees!
For more credit cards options, see our latest list of other best credit card bonuses!
(Visit the link above to sign up for the First Access Card)
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
Leave a Reply