Find all the latest First Commonwealth Federal Credit Union promotions, bonuses, and offers here.
Currently, you will be able to take advantage of a $50 up to $350 checking bonus at the new Downtown Allentown Financial Center.
Table of Contents
About First Commonwealth FCU Promotions
First Commonwealth offers the traditional banking experience but with better rates and lowers fees. They are proud of their 96.8% overall satisfaction rating and hope you join and experience the magic too. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
| Eligibility: Are employed by one of our participating Select Employer Groups(SEGs) or are an immediate family* member of an SEG employee. Live, work, worship, or attend school in one of our designated service areas. Are an immediate family member* of a current member. Belong to or join the American Consumer Council. If you are a consumer who lives in Pennsylvania or New Jersey, you may be eligible for credit union membership through the ACC. Membership Eligibility. |
- Availability: PA (Bank Locator)
- Routing Number: 231379199
- Customer Service: 610-821-2403
While they have generous bonuses, First Commonwealth Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
I’ll review the First Commonwealth Federal Credit Union Promotions below.
First Commonwealth FCU $350 Checking Bonus
Earn a $350 bonus at Commonwealth FCU!
First Commonwealth is offering a $350 bonus when you open a checking account and meet the requirements.
- Account Type: Checking Account
- Availability: PA
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Hard or Soft Pull? Learn more
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fee: None
- Early account termination fee: None listed, check with CSR for more information
- Household Limit: 1
(Offer Expires August 31, 2021)
| You can compare this to several great entry level Checking accounts with bonus offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking ($400 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
Editor’s Note: You can potentially earn up to $350 bonus in total if you refinance an external auto loan of $5000 or more.
How To Earn $350 Checking Bonus
- Join First Commonwealth and when you open an account use code BETTER21
- Get $50 when you open a new membership to join First Commonwealth
- Get $100 when you open a new checking account, use your debit card, and sign up for eStatements
- Get $100 when you add a qualifying direct deposit to your new checking account
- Get $50 when you open a new Visa® credit card and complete a qualifying transaction
- Get $50 when you refinance an external auto loan of $5000 or more
- Digital and in-person banking
- Financial education products
- Discounted rates
- Exclusive services
- Free financial health checks
- Consultations with our financial counselors.
- There is no monthly service fee for this account.
- Membership eligibility required.
- Member may not be primary or joint owner on existing checking account. Account must be opened between 5/24/21 and 8/31/21. Member must make at least one purchase with debit card tied to new checking account within 30 days of account opening. Enrollment in eStatements through First Commonwealth Digital Banking required.
- A qualifying direct deposit is defined as payroll, social security, or pension payment and must be made to member’s Checking Account, be received within 30 days of account opening, be on-going, and total $500 or more each month.
- New Visa application must be received between 5/24/21 and 8/31/21. Qualifying transaction must be made by 8/31/21. A qualifying transaction is defined as a purchase, balance transfer, or cash advance. All applicants applying for a Visa will be reviewed for creditworthiness. If approved, the card type and credit line granted are subject to the credit union’s underwriting guidelines. VARIABLE RATE INFORMATION: Visa Platinum: The Annual Percentage Rate (APR) is equal to Prime Rate plus a margin of 3.74%, 6% or 10%, depending on creditworthiness, and will never be greater than 18%; Visa Platinum Rewards: The APR is equal to Prime Rate plus a margin of 5% and will never be greater than 18%. Visa Signature: The APR is equal to Prime Rate plus a margin of 11% and will never be greater than 18%.
- Application must be received by 8/31/21. External loans only. Refinancing of loans held by First Commonwealth are not eligible. Subject to creditworthiness. Rates are based on an evaluation of credit. Maximum LTV may vary based on borrower’s credit profile. Term and mileage restrictions may apply.
*Promo Code required. One code per qualified member. To be eligible, member must be 18 years of age or older. Incentives will be posted to members Share Savings account within 6 to 8 weeks after meeting promotion criteria. First Commonwealth Federal Credit Union employees, volunteers, or immediate family members of those individuals are not eligible for this promotion. Accounts must be in good standing to receive incentives. Any and all tax liability is the sole responsibility of the member. First Commonwealth Federal Credit Union reserves the right to discontinue this promotion at any time without notice. If membership is closed prior to 12/31/21, First Commonwealth Federal Credit Union reserves the right to recall incentives.
(Expired) First Commonwealth FCU $100 Checking Bonus
Earn a $100 bonus with a new Checking Account.
Open a checking account at the Downtown Allentown Financial Center and you can earn a $100 bonus.
- Account Type: Checking Account
- Availability: PA (Downtown Allentown Financial Center)
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Hard or Soft Pull? Learn more
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fee: None
- Early account termination fee: None listed, check with CSR for more information
- Household Limit: 1
(Offer Expires November 30, 2020)
| You can compare this to several great entry level Checking accounts with bonus offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking ($400 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
Editor’s Note: You can also earn a separate $100 bonus when you close on auto, personal, or home equity loan of $5,000 or more. However, do note that this process does trigger a hard pull on your credit.
How To Earn $100 Checking Bonus
- New checking account must be opened between 10/1/20 and 11/30/20.
- Ongoing new direct deposit of at least $500/month required.
- Qualifying new direct deposit(s) must be received by 01/31/21 to qualify for a $100 incentive.
- First Commonwealth account(s) must be in good standing in order to be eligible.
- Must use promo code DTAC100.
- No monthly service fee or minimum balance requirement
- Free Online and Mobile Banking
- Debit Card
- Person-to-person transfer
- Mobile Check Deposit
- Mobile Pay
- There is no monthly service fee for this account.
- Members may not be a primary or joint owner on an existing First Commonwealth checking account.
- Please allow 6-8 weeks for processing.
- Only one incentive payment per qualifying member.
- Any and all tax liability is the responsibility of the member.
- Offer only available at Downtown Allentown Financial Center
Bottom Line
Lastly, make sure you check out First Commonwealth Federal Credit Union to learn more about the $100 bonus promotion. Furthermore, don’t forget the $100 bonus will be reported on IRS Form 1099-INT. Take advantage of this offer before it expires!
Additionally, feel free to comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide. If you would like to see more, check out our full list of Bank Promotions for all your banking needs.
*Check back in to find an updated list of First Commonwealth Federal Credit Union bonuses.
Leave a Reply