If you are a resident of California, Frontwave Credit Union has has a great CD Special that you don’t want to miss out!
Best CD Rates: 6.00% APY, 18-month, $1K minimum deposit and 5.00% APY, 10-month , $1k minimum deposit, new money.
Availability: Riverside, San Bernardino, and San Diego Counties, California.
Credit Inquiry: Soft Pull
About Frontwave Credit Union CD Rates
Based in Oceanside, California, you can join Frontwave Credit Union for people who live, work, or worship in the California counties of Riverside, San Bernardino, or San Diego eligible for membership. Also, immediate family members of current Frontwave members also qualify for membership.
Joining Frontwave and/or opening a 10-month and/or 18-month Certificate Special can be done online or at any of 14 California branches located in Barstow, Camp Pendleton (3), Escondido, Oceanside (2), San Diego, San Marcos, Temecula (2), Twentynine Palms, Wildomar, and Yucca Valley.
Eligibility: If you live or work in San Bernardino County, San Diego County, or Riverside County, then you are eligible to join this credit union. Relatives of a Frontwave CU member can also join this credit union. Be sure to visit their membership page for additional information.
| Term | APY Rate | Minimum Deposit |
| 6-Month | 1.50% | $1,000 |
| 10-Month | 5.00% | $1,000 |
| 12-Month | 3.50% | $1,000 |
| 18-Month | 6.00% | $1,000 |
| 24-Month | 4.00% | $1,000 |
| 36-Month | 3.00% | $1,000 |
| 48-Month | 4.00% | $1,000 |
| 60-Month | 4.50% | $1,000 |
*The above rates are accurate as of 02/4/2023
Frontwave Credit Union CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make! Frontwave Credit Union’s Best CD Offer pays the highest APY rate with a 6.00% APY rate for their 18-Month CD Special.
- Minimum deposit: $1,000
- Maximum deposit: None
- Early withdrawal penalty: There is no Early Withdrawal Penalty because withdrawals are not permitted.
(NCUA Insured)
| Alliant Credit Union 12-Month Certificate (4.15% APY) | Quontic Bank CD (Up to 4.25% APY) |
| Western Alliance Bank 3-Month CD (4.05% APY) | Western Alliance Bank 5-Month CD (3.85% APY) |
| Ponce Bank 3-Month CD (4.40% APY) | Blue Federal Credit Union 9-Month No Penalty CD (4.00% APY) |
| Rising Bank 6-Month CD (4.65% APY) | Rising Bank 12-Month CD (4.30% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | |
Frontwave Credit Union CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
Bottom Line
Looking for a short term or long term CD? Then look no further as Frontwave Credit Union offers you various CD terms from 6 to 60 months.
You will be able to fully take control of your funds through their products and services and also maximize your saving potential. Sign up for a CD with Frontwave Credit Union and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Frontwave’s current 18-Month cd as of 10/4/2023 is at 5.37% Dividend rate and 5.50% APY and the 18-Month Share Certificates available for new money only. New money is defined as funds not currently or previously on deposit with Frontwave Credit Union in the last 30 days. I would recommend correcting this positing as its not correct with the 6%.
I just visited the Fronwave FCU website…
There are not 6.0% CD ofr 18 months. The rate is 3.45%