Here you’ll find the latest HSBC premier checking offers and promotions – you can earn up to a $3,000 cash bonus after meeting qualifying activity!
With the HSBC Premier checking account, get international services and benefits tailored for global citizens, you can seamlessly manage your worldwide finances with HSBC.
Member FDIC.
Update 7/2/25: You currently have an opportunity to earn up to $3,000 when you open an HSBC Premier checking account from July 1, 2025, through September 30, 2025, and complete qualifying activities.
HSBC Premier Checking $3,000 Bonus
![]() |
We’re excited to offer1 you an opportunity to earn up to $3,000 when you open an HSBC Premier2 checking account from July 1, 2025, through September 30, 2025, and complete qualifying activities.
Global shifts, local impacts. Stay on course with insights from our trusted partners in wealth.
Start an HSBC Premier relationship today. You’ll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.
Here’s how the offer works:
- Earn one or more cash bonuses1 when you open an HSBC Premier2 checking account by September 30, 2025, AND complete additional qualifying activities:
- $500 Direct Deposit Cash Bonus when you set up recurring monthly direct deposits of $10,000 or more for 3 consecutive months; and/or
- $1,000 New Money Cash Bonus when you deposit or invest3 $100,000 or more and maintain balances for 3 consecutive months; and/or
- $1,500 Mortgage and New Money Cash Bonus when you complete a new HSBC U.S. residential mortgage application by September 30, 2025, with mortgage funding by December 31, 2025, AND deposit or invest $200,000 or more and maintain balances for 3 consecutive months. Customers who qualify for the $1,500 cash bonus will automatically qualify for the $1,000 cash bonus.
Discover what HSBC Premier can offer you:
Discover what an HSBC Premier relationship can offer you
- Easily open an account online, from the comfort of your home.
- Manage your international banking needs across different time zones, with 24/7 support.
- Unlock Premier in one country and you can live, work and travel with Premier status around the world with HSBC
- Manage your money safely and easily around the world – from Global Money Transfers to multi-currency needs.
- New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you’re buying a new home, you can use your international credit history to apply.
Qualifying criteria for HSBC Premier checking account:
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment2 accounts; OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
- Consumers who maintain Private Bank status3.
(at HSBC)
HSBC Premier Checking Summary
Features Include:
- Global Banking
- Free International account opening and portable credit history
- Access your global HSBC accounts from one place with Global View
- No fees for Global Transfers between eligible HSBC accounts worldwide
- Covert, hold and send money abroad with no transfer fees with our Global Money account
- No HSBC Fees
- No HSBC fees* on everyday banking transactions
- No HSBC incoming or outgoing wire transfer fees
- No foreign transaction fees using your Premier debit or credit card
- No U.S. HSBC ATM fees worldwide
- Move money domestically and globally seamlessly and securely with our flexible money movement services
- Credit portability that allows you to live, work and travel with HSBC Premier status around the world
- Get a higher Relationship APY when you open an HSBC Premier Relationship Savings account and meet eligibility criteria
- Wealth solutions offered by HSBC Securities (USA), Inc.
(at HSBC)
*A monthly maintenance fee may apply
Restrictions may apply see page for full details.
Features & Benefits
- Easily and seamlessly open an account online
- Free International account opening and portable credit history, even before landing in the U.S.
- HSBC Mobile Banking App to pay bills, transfer money, deposit checks, or chat with us from your phone or computer
- Manage your money around the world with smarter, faster ways for moving funds, from transferring on a global scale to multi-currency needs
- No fees for Global Transfers between eligible HSBC accounts worldwide
- Convert, hold and send money abroad with no transfer fees with our Global Money account
- Plan for your future
- Our global wealth expertise and deep understanding of markets around the world can help grow and protect your wealth
- Access to credit when relocating
- Keep your credit history wherever you go to seamlessly access your credit in the U.S., from a new credit card to a new home.
- Global Support
- 24/7 hybrid support: Talk to our staff anytime, anywhere for client support when you need it
- Multi-language support* including English, Chinese, Spanish
- Beyond banking needs
- Special worldwide offers
- Referrals for tax advice, relocation services and more
How To Waive Monthly Fee
The $50 monthly maintenance fee is waived if minimum balance requirements are met:
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
Bottom Line
Let us know your experience with bank or bonus by commenting below. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
If you are interested in other deals HSBC has to offer, check out our updated list of HSBC Promotions. We will be constantly updating it as new promotions come about.
Check out out full list of Bank Promotions for more bank offers or more offers from HSBC here.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
If you deposit $250,000 for three months the bonus is $2,500. That is 4% earned on your deposit.
If you deposit $249,999 for three months the bonus is $1,500. That is less than 2.5% earned on your deposit.
Does this account draw interest in addition to the bonus?
Good job
For the $450 Bonus…
1. you need to basically put $15K into the account?
2. Would deposits from my Chase Checking Acct work? I do not have any SS or WorkPlace deposits.
I am also in the similar boat. It is not clear if we are eligible for this.
“Customers who held any HSBC consumer deposit or investment account June 29, 2017 through and including June 29, 2020 are not eligible for this offer.”
Does this mean if I have a savings account with HSBC, I am not eligible for this checking account bonus?
If have HSBC Direct Savings account for which I received $125 bonus about a year ago, am I eligible for this offer? It’s not clear to me after reading the fine print.
It is good offer, but I do not have any branch around me.
Did anybondy got the deposit bonus for this month yet ?
I got the bonus for April and May, but I haven’t got any bonus for this month yet.
has anyone got the bonus yet, i signed since 3 months ago but i haven’t got any bonus
I’m a new member here, I will like to learn more of this opportunity
What qualifies as the second full calendar month? I’ve read other forums and have reached out to HSBC and have been told a variety of answers. My account was opened on August 1st. The most common answer I received was that the direct deposit requirement would begin October 1st for me. Not following how that is being counted — anybody have some idea?
There is a copy paste mistake in this thread : from (Expires December 31, 2019) offer they have changed the very confusing text below
“Receive monthly Direct Deposits totaling at least $5,000 into your checking account for 3 consecutive months from the first full calendar month after account opening”
TO
“Receive monthly Direct Deposits totaling at least $5,000 into your checking account for 3 consecutive calendar months from the second full calendar month after account opening”
Note they have corrected “first” to “second” … because meeting DD reqr on first month is literally impossible
Editor please note the issue
–
Look at the fine print. From what I remember, if you had an account opened/received bonus within the last 3 years, you will not qualify.
HSBC Bank… What qualifies as a “New Customer”‘?
You cannot have had it ever before… or just not within a certain time frame?