Learn about Huntington 5 Checking bonuses, promotions, and offers here.
For residents of Ohio, Michigan, Indiana, Pennsylvania, Kentucky, West Virginia, Illinois, and Wisconsin, Huntington Bank is offering a $200 cash bonus when you open a Huntington 5 Checking account.
To earn the $200 bonus, you must make total deposits of at least $1,000 within 60 days of account opening. $200 will be deposited into your Huntington 5 Checking account after all requirements are met and your account is open for 90 days.
Your Huntington 5-Checking Account has all the features you want such as interest on your Checking Balance, Fee Refunds for up to 5 non-Huntington ATM withdrawals per statement cycle, and 24-Hour Grace when you’re overdrawn.
I’ll review the Huntington 5 Checking offer below.
Table of Contents
Huntington 5 Checking $200 Bonus
$200 bonus offer with the Huntington 5 Checking
Huntington Bank offers a $200 cash bonus when you open a Huntington 5 Checking account. Direct deposit is not a requirement for this bonus.
- Account Type: Huntington 5 Checking or Huntington 25 Checking qualifies for this offer
- Credit Inquiry: Soft Pull via ChexSystems, which does not affect your credit
- Opening Deposit: No minimum
- Direct Deposit Requirement: No
- Monthly Service Fee: See below on how to waive
(Expires April 7, 2020)
How To Earn The $200 Bonus
- Open a Huntington 5 Checking account online or bring your code to a branch (you can print out the email or bring the email on your phone).
- Make total deposits of at least $1,000 within 60 days of account opening.
- Account must maintain an open status for at least 90 days before it is eligible for the bonus payment.
- $200 will be deposited in your Huntington 5 Checking account after all requirements are met and your account is open for 90 days.
- Your $200 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. Your checking account must remain in an open status to receive the bonus.
- 24-Hour Grace Overdraft Relief. It is designed to give you more time to make a deposit in order to avoid an Overdraft Fee.
- Earn Interest on Balances. 0.05% Annual Percentage Yield applies to all balance tiers.
- Free ATM Withdrawals. They’ll waive 5 non-Huntington ATM cash withdrawal fees at any ATM and reimburse you for withdrawal fees charged by another ATM owner.
- Waived Monthly Maintenance Fee
- Huntington 5 Monthly Fee: Huntington 5 Checking has a $5 monthly account maintenance fee, but they’ll waive the fee when you keep $5,000 in total relationship balances.
- Huntington 25 Monthly Fee: Fee waived if you have $25,000 in Total Relationship balances. Otherwise $25 a month.
- This offer is only available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia.
- To qualify for the $200 cash bonus, you are required to open a new, qualifying Huntington 5 or Huntington 25 Checking account during the promotional period, and make cumulative deposits into the checking account of at least $1,000 or more within 60 days of account opening.
- Account must maintain an open status for at least 90 days before it is eligible for the bonus payment.
- Your $200 bonus will be deposited into your new checking account within 14 days of meeting the above requirements.
- Your checking account must remain in an open status to receive the bonus.
- This offer is only available to new checking customers.
- All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington checking account, or those who closed a checking account within the last six months, are not eligible.
- Transfers from another Huntington deposit account do not count as a deposit.
- This offer cannot be used in combination with any other checking offer.
- For tax purposes, you will receive a Form 1099-INT from us for the cash bonus.
- Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
Huntington 5 Checking Account Information
Upon opening an account, Huntington will require you to have the following information prior to opening an account:
- Name, date of birth and residential address
- Contact information
- Employment information
- Social Security number
- Driver’s license or state ID
- External bank account number and routing number of funding account
Listed below are eligible deposit methods for depositing money into your checking or savings account.
- Cash by teller
- Check by teller
- Bank transfer
- Cash by ATM
- Check by ATM
- Wire transfer
- Mobile/remote check deposit
- Direct deposit
Huntington 5 Checking Account Pros & Cons
- You won’t be charged for the first five non-Huntington ATM withdrawals you make per statement cycle.
- 24-hour overdraft grace period.
- Avoid the monthly fee and have access to higher inteerest rates when you have multiple accounts with Huntington.
- 0.05% APY: Even for an interest-bearing checking account, the low APY that accompanies this account is unimpressive.
- You’ll need to maintain a combined minimum balance of $5,000 across your Huntington accounts to avoid the $5 monthly maintenance fee.
- The Huntington 5 Checking account is only available to residents of the following Midwest states: Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia.
- There are no free checks associated with this account, but you can order checks from Huntington’s website, by visiting a local bank branch or by calling 800-480-2265.
Bottom Line
Remember, the offer is not available to existing checking customers, including fiduciaries, or those with checking accounts closed within the last six months.
They limit each customer to one new account related gift incentive per calendar year and you will also receive a Form 1099-INT from us for your cash bonus.
Sign up now for the Huntington 5 $200 checking bonus today to enjoy great features such as interest bearing account, ATM withdrawal rebates, free overdraft protection, free online banking, and much more.
If you don’t live near their branch, we have a list of bank bonuses for you to choose from.
Huntinton requires a $1000 deposit within 60 days of opening the account BUT that can not be made by Zelle or a bank transfer. They do not count that as a deposit . I had deposited $2500 by Zelle and bank transfer . and they were not going to give me the bonus. I used the deposit feature where you take a picture of a check to make a deposit . I also took a screenshot where it said that was a deposit. BTW they do not require you to maintain any certain balance . Just deposit a $1000
This promotion should not be placed with other nationwide promotions.
This is state specific.
Do ACHs still do the trick?
BTW, can I keep less than $5000 & pay the monthly fees, and still get the bonus?
This offer is not a nationwide offer. Here is the message I got when I tried to apply:
Come See Us
To open a Huntington account online you need to reside in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia or Wisconsin. We’re happy to help you open an account in person at any Huntington branch. You’ll be asked for two forms of identification. For more information, give us a call at (888) 810-1381.
Thank you for choosing Huntington.
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Can I receive the promotion code?
Just received the $200. Can I close the account now without penalty? I read the small print but didn’t see an awnser on that. Thanks
No you dont. Just has to show the $1000 in deposits within 60 days. Just did mine and waiting for the 200 to hit my account
they told me that you will get it about a week or two after 90 days from opening the account. Also the deposit can not be via Zelle or a bank wire . Those are transfers not deposits . I finally used the deposit button where you take a picture of a paper check .
does anyone now do you need to leave the 1000 in until the bonus posts or not
They told me no balance required well no big balance I left $40
It worked for me. Got my bonus 2 days after the 1K deposit. Did everything online.
I was told by a Huntington Bank Rep today (1/7/17) that the offers are only available to those who live within 35 miles of a branch. They expect you to live within a reasonable distance in case you need to visit a branch. I mentioned that I was referring to an online application, but the representative was firm.
Forgot to mention that I am in PA.