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For residents of Ohio, Michigan, Indiana, Pennsylvania, Kentucky, West Virginia, and Illinois, Huntington Bank is offering a $200 cash bonus when you open a Huntington 5 Checking account.
To earn the $200 bonus, you must make total deposits of at least $1,000 within 60 days of account opening. $200 will be deposited into your Huntington 5 Checking account after all requirements are met.
Your Huntington 5 Checking Account has all the features you want such as interest on your Checking Balance, Fee Refunds for up to 5 non-Huntington ATM withdrawals per statement cycle, and 24-Hour Grace when you’re overdrawn.
I’ll review the Huntington 5 Checking offer below.
| PROMOTIONAL LINK | OFFER | REVIEW |
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| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
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| Huntington Bank Business Checking 100 | $200 Cash | Review |
Table of Contents
Huntington 5 Checking $200 Bonus
$200 bonus offer with the Huntington 5 Checking
Huntington Bank offers a $200 cash bonus when you open a Huntington 5 Checking account. Direct deposit is not a requirement for this bonus.
- Account Type: Huntington 5 Checking
- Credit Inquiry: Soft Pull via ChexSystems, which does not affect your credit
- Opening Deposit: No minimum
- Direct Deposit Requirement: No
- Monthly Service Fee: See below on how to waive
How To Earn The $200 Bonus
- Open a Huntington 5 Checking account online
- Make cumulative new money deposits of at least $1,000 within 60 days of account opening.
- Your $200 bonus will be deposited into your new checking account within 14 days of meeting the above requirements. Your checking account must remain in an open status to receive the bonus.
- 24-Hour Grace Overdraft Relief. It is designed to give you more time to make a deposit in order to avoid an Overdraft Fee.
- Earn Interest on Balances. 0.05% Annual Percentage Yield applies to all balance tiers.
- Free ATM Withdrawals. They’ll waive 5 non-Huntington ATM cash withdrawal fees at any ATM and reimburse you for withdrawal fees charged by another ATM owner.
- Waived Monthly Maintenance Fee
- Huntington 5 Monthly Fee: Huntington 5 Checking has a $5 monthly account maintenance fee, but they’ll waive the fee when you keep $5,000 in total relationship balances.
- This offer is only available to applicants residing in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia.
- To qualify for the $200 cash bonus, you are required to open a new, qualifying Huntington 5 Checking account during the promotional period, and make cumulative deposits into the checking account of at least $1,000 or more within 60 days of account opening.
- Your $200 bonus will be deposited into your new checking account within 14 days of meeting the above requirements.
- Your checking account must remain in an open status to receive the bonus.
- This offer is only available to new checking customers.
- All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington checking account, or those who closed a checking account within the last six months, are not eligible.
- Transfers from another Huntington deposit account do not count as a deposit.
- This offer cannot be used in combination with any other checking offer.
- For tax purposes, you will receive a Form 1099-INT from us for the cash bonus.
- Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
Huntington 5 Checking Account Information
Upon opening an account, Huntington will require you to have the following information prior to opening an account:
- Name, date of birth and residential address
- Contact information
- Employment information
- Social Security number
- Driver’s license or state ID
- External bank account number and routing number of funding account
Listed below are eligible deposit methods for depositing money into your checking or savings account.
- Cash by teller
- Check by teller
- Bank transfer
- Cash by ATM
- Check by ATM
- Wire transfer
- Mobile/remote check deposit
- Direct deposit
- Interest Bearing
- Earn 0.02% Annual Percentage Yield on all balance tiers.
- Family Banking
- Earn more relationship benefits based on balances in all shared consumer accounts, owned by you or jointly with someone else.
- Minimum to Open
- No minimum deposit needed to open a Huntington 5 Account.
- Free ATM Withdrawals:
- Huntington will waive 5 non-Huntington ATM cash withdrawal fees and reimburse you for fees charged by another ATM owner?.
- Credit Score Monitoring:
- Receive a monthly VantageScore® and quarterly credit snapshots, a credit score simulator and more at no added cost.
- Savings and Money Market:
- Get competitive rates. Get better relationship rates on savings and money market accounts when you own a Huntington checking account.
- Credit Card:
- Get 1.05% cash back on purchases made with your linked Voice Credit Card with Rewards#.
Huntington 5 Checking Account Pros & Cons
- You won’t be charged for the first five non-Huntington ATM withdrawals you make per statement cycle.
- 24-hour overdraft grace period.
- Avoid the monthly fee and have access to higher interest rates when you have multiple accounts with Huntington.
- 0.05% APY: Even for an interest-bearing checking account, the low APY that accompanies this account is unimpressive.
- You’ll need to maintain a combined minimum balance of $5,000 across your Huntington accounts to avoid the $5 monthly maintenance fee.
- The Huntington 5 Checking account is only available to residents of the following Midwest states: Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia.
- There are no free checks associated with this account, but you can order checks from Huntington’s website, by visiting a local bank branch or by calling 800-480-2265.
Alternative Huntington Checking Options
 Open your Huntington 25 Checking account today and enjoy: • $500 bonus by making cumulative new money deposits of at least $15,000 within 60 days of account opening. $500 will be deposited in your new account within 14 days of meeting requirements. • 24-Hour Grace Overdraft Relief. It is designed to give you more time to make a deposit in order to avoid an Overdraft Fee. • Earn Interest on Balances. 0.10% Annual Percentage Yield applies to all balance tiers. • Free ATM Withdrawals. They’ll waive all non-Huntington ATM cash withdrawal fees at any ATM and reimburse you for some withdrawal fees charged by another ATM owner. • Waived Monthly Maintenance Fee • Credit score and identity monitoring at no added cost |
Bottom Line
Remember, the offer is not available to existing checking customers, including fiduciaries, or those with checking accounts closed within the last six months.
They limit each customer to one new account related gift incentive per calendar year and you will also receive a Form 1099-INT from us for your cash bonus.
Sign up now for the Huntington 5 $200 checking bonus today to enjoy great features such as interest bearing account, ATM withdrawal rebates, free overdraft protection, free online banking, and much more. Get your Huntington 5 Checking Coupon today to open your account!
If you don’t live near their branch, we have a list of bank bonuses for you to choose from. If you’re looking to open a business account, learn more on Huntington’s fantastic business accounts or view more business account options.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Huntington 25 Checking | $500 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| American Express High Yield Savings | 0.50% APY | Review |
| CIT Bank Money Market | 0.50% APY | Review |
| Ally Invest | Up to $3,500 Cash | Review |
I am trying to do research in advance, and it seems to require that you visit in person to close this account. Can you comment on this?
What should be the promo code to open such account at huntington branch. Because they say they do not have promo code handy in branch. They say you should get promo code to branch, trying to do it online myself does not expose promo code.
So can a person receiving $783.00 per month from Social Security sign up for Direct Deposit and get the $200.00 Bonus??