Find all the latest Louisiana Federal Credit Union CD Rates, promotions, and offers here.
Louisiana FCU has share certificate terms ranging from 3 months to 60 months.
About Louisiana Federal Credit Union
In the midst of the Great Depression, 12 employees of the Department of Louisiana pooled their money to extend loans to fellow employees in need. This was the foundation by which Louisiana Federal Credit Union was formed on.
Eligibility: Membership is exclusive to members of the Department of Louisiana, Homeland Security, and Law enforcement community. See current membership details |
The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Louisiana Federal Credit Union does have competitive rates, their membership requirements are limited. I recommend to take a look at Discover Bank Promotions here
Louisiana Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With $60,000 , you can invest in a jumbo CD account to maximize your earnings. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $60,000
- Maximum deposit: None
- Early withdrawal penalty: Only an early closure of a CD is allowed, with an Early Withdrawal Penalty of 180 days interest.
(NCUA Insured)
Term | APY Rate | Minimum Deposit |
6 Month | 0.40% | $1,000 |
12 Month | 0.50% | $1,000 |
18 Month | 0.70% | $1,000 |
24 Month | 0.80% | $1,000 |
24 Month Jumbo | 1.11% | $100,000+ |
36 Month | 0.90% | $1,000 |
48 Month | 1.00% | $1,000 |
60 Month | 1.11% | $1,000 |
Louisiana FCU CD Features
- Quick Access to Earnings
- Low Minimum Deposit
- Competitive Rate
- NCUA Insured
Bottom Line
There is a low minimum deposit requirement to open a Louisiana FCU CD, however, membership requirements are difficult to meet. But if you are eligible to join, you should definitely apply.
This is a great opportunity to invest in a high-interest CD from Louisiana Federal Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Louisiana Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Leave a Reply