Find the best Mountain America Credit Union CD Rates, Promotions, and Offers here.
Best CD Rates: 4.50% APY, 36-Month, $500 minimum deposit.
Availability: Nationwide. Easy membership requirement.
Eligibility: You can be an eligible member by joining the American Consumer Council for free! Check out their Eligibility Requirements to see all of the possible ways to join.
Credit Inquiry: Hard Pull via Experian
About Mountain America Credit Union
Available to residents nationwide, Mountain America Credit Union has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans. By joining Mountain America Credit Union and opening a CD account, you get to enjoy earning a higher interest rate than a regular savings account.
Currently, they are offering standard CD rates from 6-month to 60-month with 3.45% to 5.25% APY Rates. If you are interested, make sure to read on to learn more about Mountain America Credit Union’s wide array of CDs or visit any branch now and open your CD today!
| Term | APY Rate | Minimum Deposit |
| 6-Month | 3.45% | $500 |
| 12-Month | 4.25% | $500 |
| 18-Month | 4.25% | $500 |
| 24-Month | 4.50% | $500 |
| 30-Month | 4.00% | $500 |
| 36-Month | 4.50% | $500 |
| 48-Month | 4.00% | $500 |
| 60-Month | 4.00% | $500 |
*Rates Effective As Of 03/18/2023
Mountain America Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Mountain America Credit Union’s Best CD Offer pays the highest APY rate with a 4.50% APY rate on their 24-Month term.
Mountain America Credit Union wants to make you feel supported and helps gain control of your hard earned funds. If you’re interested in earning a higher rate than a traditional savings account than make sure to check out the CD rates below.
- Minimum deposit: $500
- Maximum deposit: $100K
- Early withdrawal penalty:
- If your certificate has an original maturity of 12 months or less, the penalty may equal 90 days’ dividends on the amount withdrawn.
- If your certificate has an original maturity of more than 12 months and less than 48 months, the penalty may equal 180 days’ dividends on the amount withdrawn.
- If your certificate has an original maturity of 48 months or greater, the penalty may equal 365 days’ dividends on the amount withdrawn.
(NCUA Insured)
| Compare to the best CDs such as Blue FCU 15-Month CD (5.25% APY), First Mid Bank & Trust 9-Month CD (5.00% APY), Blue FCU 9-Month No Penalty CD (5.10% APY), and Western Alliance Bank 12-Month CD (5.51% APY). |
CD Features
- 24/7 access to your account online
- No monthly maintenance fee
- A low $500 minimum
- NCUA Insured
Bottom Line
Whether you are interested in a short term or long term CD, look no further than Mountain America Credit Union.
All you need to do is to be eligible, deposit a minimum $500, and pick your CD term and watch your money grow. You can have peace of mind knowing that Mountain America Credit Union is insured by the NCUA. So sign up for a CD and the enjoy their high APY rates today.
If you are not interested or eligible, than check out our full list of Best CD Rates here at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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