New First Niagara Bank $200 Checking Bonus

First Niagara Bank $200 Bonus Offer:

First Niagara Bank is currently offering a $200 Bonus for residents of Connecticut, Massachusetts, Pennsylvania, and New York that open a new Pinnacle or PinnaclePlus Checking account with direct deposit! To qualify for the $200 cash bonus, you just need to receive direct deposits totaling $250 or more within 60 days of opening your new checking account.

• Direct Offer Link
• Bonus Amount – $200 Cash
• Account Type – Pinnacle or PinnaclePlus Checking
• Availability – CT, MA, PA or NY
• Expiration Date – 12/31/2015
• Credit Inquiry – Soft Pull
• Opening Deposit Credit Card Funding – Unknown
• Monthly Fee – $5 or $25
• Avoiding Fee – For the Pinnacle account, you need to maintain a $1,000 minimum daily balance or $25,000 in average combined balances. For PinnaclePlus, you need to maintain a $5,000 minimum daily balance or $50,000 in average combined balances
• Account Closure Fee – Account must remain open for 180 days to avoid a $25 Early Account Closing fee.

Chase Bank Bonuses & Discover Bank Promotions

	BMO Harris Bank Checking: Earn $300 cash bonus when you open a new BMO Harris Smart AdvantageTM and have a total of at least $4,000 in qualifying direct deposits within the first 90 days. Learn More---BMO Harris Bank Checking Review
	TD Bank Beyond Checking: Earn $300 bonus when you open a new TD Bank Beyond Checking account and set up direct deposit of at least $2,500. It comes with free online banking, free bill pay, and access to 1,300 ATMs. Apply Now---TD Bank Checking Review
	Chase College CheckingSM: Get $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of account opening. Apply Now---Chase College Checking Review
	Fifth Third Bank Checking: Get $225 when you open an eligible Fifth Third checking account and make qualifying direct deposits totaling $500 or more within 90 days of account opening. Apply Now---Fifth Third Bank Checking Review

How To Earn First Niagara Bank Bonus:

1. Apply for a new Pinnacle or PinnaclePlus checking account from First Niagara Bank.
2. You must have direct deposits totaling at least $250 within the first 60 days of account opening.
3. You must keep your account open for at least 180 days to avoid the $25 closing fee.
4. The cash bonus will be deposited into your new checking account within 30 days from the end of month that you made your qualifying direct deposit.

Bonus Terms & Fine Print:

• Account must be open and maintain a positive balance in order to obtain the bonus.
• Cannot be combined with any other promotional rate or reward/bonus programs.
• Valid only for individuals who have not had any consumer checking relationship with First Niagara in the previous 365 days.
• Customers must be residents of CT, MA, PA or NY to participate in this offer.
• Not available to Trust or Estate accounts.
• The cash bonus will be reported as a payment of interest in accordance with Internal Revenue Service regulations and will appear on your IRS 1099-INT for the year in which the bonus is paid to you.
• Promotion runs through 12/31/15 and can be withdrawn at any time.

Bottom Line:

If you’re interested in a $200 checking bonus, you should definitely check out First Niagara Bank. You can sign up for either the Pinnacle or PinnaclePlus Checking account to get started. Once you have chosen your account, you just need to have direct deposits totaling $250 or more within the first 60 days of account opening and then keep your account for at least 180 days. Following these simple instructions guarantees you a $200 bonus. If you want to take a look at other offers, review our lists of national and regional bank bonuses.

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