Find an updated list of Northwest Bank promotions, bonuses and offers here.
Update 8/31/26:
- There’s currently a $600 checking bonus using code REWARD600 (YMMV) valid through 9/30/26.
- There’s also a $400 checking bonus valid through 12/31/26.
About Northwest Bank Promotions
Northwest Bank offers a multitude of bank services available to help you with all your needs. Even with all the technology, they are constantly available online or in-person at one of their branches.
I’ll review the offer below.
Northwest Bank $600 Checking Bonus (YMMV)
- What you’ll get: $600 bonus
- Account Type: Checking account
- Availability: MD, NY, OH, PA
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: $15-$25; waivable
- Household Limit: None
- Early Account Termination Fee: None listed
(Expires 09/30/2026)
| Bank of America (Up to $500 bonus offer) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $5,000 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To qualify for the $600 checking bonus, open a Northwest Affinity Checking account by 9/30/2026 and make direct deposits totaling $1,000 or more within a single statement cycle within the first 3 statement cycles from account opening.
- To receive the bonus, you must meet the deposit requirement(s) and your checking account must be open at the time the bonus is paid out.
- After all qualifying activity requirement(s) have been fully completed and verified, the bonus will be deposited into your new account, typically within 30 days after the statement cycle in which you satisfy the requirement(s).
- Use code REWARD600 (YMMV)
- To qualify for the $600 checking bonus, open a Northwest Affinity Checking account by 9/30/2026 and make direct deposits totaling $1,000 or more within a single statement cycle within the first 3 statement cycles from account opening.
- A qualifying Direct Deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security). Offer code must be applied at account opening to qualify for this offer.
- The Affinity Plus Checking account is subject to a $15 monthly service fee that can be avoided with a $5,000 average daily balance or $15,000 deposit and/or investment relationship balance.
- The Affinity Premier Checking account is subject to a $25 monthly service fee that can be avoided with a $15,000 average daily balance or $50,000 deposit and/or investment relationship balance.
- To receive the bonus, you must meet the deposit requirement(s) and your checking account must be open at the time the bonus is paid out.
- After all qualifying activity requirement(s) have been fully completed and verified, the bonus will be deposited into your new account, typically within 30 days after the statement cycle in which you satisfy the requirement(s).
- Offer is not available to existing Northwest checking account customers or to those with a Northwest checking account that has been closed within the last 12 months.
- Northwest Bank reserves the right to limit each customer to one new account-related bonus per calendar year.
- Eligibility may be limited based on your account type and ownership role.
- Bonus is subject to IRS 1099-INT or, if you do not possess a Social Security number or Individual Taxpayer Identification number, the bonus will be reported on IRS form 1042-S.
- Employees of Northwest Bank, its affiliates and subsidiaries are not eligible for this offer.
- Cannot be combined with any other offer.
- Offer subject to change, including cancellation, at any time without notice.
- Code must be entered during online application or presented in branch at time of opening.
Northwest Bank $400 Checking Bonus
- What you’ll get: $400 bonus
- Account Type: Checking account
- Availability: MD, NY, OH, PA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: $0-$25; waivable
- Household Limit: None
- Early Account Termination Fee: None listed
(Expires 06/30/2023)
| Chase Total Checking® ($400 bonus), | Chase Secure BankingSM ($175 bonus), |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To qualify for the $400 checking bonus, you must open a Northwest Affinity Checking, Affinity Plus Checking or Affinity Premier Checking account using the promo code GET400 by 12/31/2026 and make direct deposits totaling $1,000 or more within a single statement cycle within the first 3 statement cycles from account opening.
- To receive the bonus, you must meet the deposit requirements and your checking account must be open at the time the bonus is paid out.
- After all qualifying activity requirement(s) have been fully completed and verified, the bonus will be deposited into your new account, typically within 30 days after the statement cycle in which you satisfy the requirement(s).
- To qualify for the $400 checking bonus, you must open a Northwest Affinity Checking, Affinity Plus Checking or Affinity Premier Checking account using the promo code GET400 by 12/31/2026 and make direct deposits totaling $1,000 or more within a single statement cycle within the first 3 statement cycles from account opening.
- Account can be opened online or by bringing this email with the promo code to a financial center; promo code must be entered at account opening.
- A qualifying Direct Deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security).
- To receive the bonus, you must meet the deposit requirements and your checking account must be open at the time the bonus is paid out.
- After all qualifying activity requirement(s) have been fully completed and verified, the bonus will be deposited into your new account, typically within 30 days after the statement cycle in which you satisfy the requirement(s).
- Offer is not available to existing Northwest checking account customers or to those with a Northwest checking account that has been closed within the last 12 months.
- Northwest Bank reserves the right to limit each customer to one new account-related bonus per calendar year.
- Eligibility may be limited based on your account type and ownership role.
- Bonus is subject to IRS 1099-INT or, if you do not possess a Social Security number or Individual Taxpayer Identification number, the bonus will be reported on IRS form 1042-S.
- Employees of Northwest Bank, its affiliates and subsidiaries are not eligible for this offer.
- Cannot be combined with any other offer. Offer subject to change, including cancellation, at any time without notice.
Northwest Bank $50 Referral Bonus (Expired)
- What you’ll get: $50 bonus
- Account Type: Checking account
- Availability: MD, NY, OH, PA
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: $0-$25; waivable
- Household Limit: None
- Early Account Termination Fee: None listed
(Limited time offer)
| Bank of America (Up to $500 bonus offer) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $5,000 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- You can earn $50 (up to $500 per year) by referring your friends, family and colleagues to open a checking account with Northwest Bank. Start earning today!
- It only takes a few minutes to register and receive your unique referral link.
- Invite your friends and family by email, text or share on social media – we’ll provide the offer details.
- For each one you invite who completes the offer requirements, you’ll receive $50 – up to $500 per year!
- The referred person can also earn a $200 bonus when opening a checking account.
- To earn a $200 Visa® Virtual Reward, the Referred Person must register by following the link provided in the referral email or on social media, open a new Northwest Bank personal checking account (Affinity, Affinity Plus or Affinity Premier), and meet the following requirements within 60 days of account opening:
- Make direct deposits totaling $1,000 or more AND
- Complete 10 posted Northwest debit card transactions (POS, Mobile Wallet and ATM are eligible)
- Account must remain open and be “in good standing” at the time the reward is issued.
- Northwest Bank – Refer-A-Friend Checking Account Offer: The person making the referral (Referrer) will earn a $50 Visa® Virtual Reward for each individual referred (Referred Person) to Northwest Bank who registers for the offer, opens a new Northwest Bank personal checking account (Affinity, Affinity Plus or Affinity Premier), and completes the offer requirements within the time specified in the offer. To make a referral, the referrer must be an existing Northwest customer in good standing, register for the program and share the offer with their friends and family. A Referrer may earn up to $500, in Visa® Virtual Rewards, within a calendar year. Only one Referrer may receive a Visa® Virtual Reward for each Referred Person who fulfills the requirements.
- To earn a $200 Visa® Virtual Reward, the Referred Person must register by following the link provided in the referral email or on social media, open a new Northwest Bank personal checking account (Affinity, Affinity Plus or Affinity Premier), and meet the following requirements within 60 days of account opening:
- Make direct deposits totaling $1,000 or more AND
- Complete 10 posted Northwest debit card transactions (POS, Mobile Wallet and ATM are eligible)
- Account must remain open and be “in good standing” at the time the reward is issued.
- A qualifying Direct Deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension, or government payments (such as Social Security). You must open the new checking account within 180 days of registering for this offer using the shared referral link that was shared by the referring party. To receive the reward, your checking account must be open and in good standing. Offer is not available to existing Northwest Bank personal checking account customers or to those with a Northwest Bank personal checking account that has been closed within the last 12 months. Northwest Bank reserves the right to limit each customer to one new account-related bonus per calendar year. This reward is subject to tax reporting. Please consult your tax advisor. Reward is subject to IRS 1099-INT reporting. Employees of Northwest Bank, its affiliates, and subsidiaries are not eligible for this offer. Cannot be combined with any other offer. Offer subject to change. Including cancellation, at any time without notice. Offer is non-transferable.
- Referrer: To qualify for the $50 reward, you must make a qualified referral. To make a qualified referral, the referee must open a new Northwest checking account and satisfy the specific requirements to earn the reward. The $50 reward will be delivered as a digital Visa® rewards card within 60 days of the referee completing their requirements of eligibility. You may earn up to ten (10) $50 referral rewards per calendar year – up to $500. This reward may be subject to tax reporting. Please consult your tax advisor. Reward is subject to IRS 1099-MISC reporting. Employees of Northwest Bank, its affiliates, and subsidiaries are not eligible for this offer. Cannot be combined with any other offer. Offer subject to change, including cancellation, at any time without notice. Offer is non-transferable.
- The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Northwest Bank or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Visa® Virtual Reward will be issued to the Referrer after all conditions have been met in the time frames provided.
- Please allow 2-3 weeks after completion of all requirements for delivery of the Visa® Virtual Reward. Visa® Virtual Rewards are valid for 3 months from the date of issuance and may be redeemed at Internet, Mail Order, and Telephone merchants wherever Visa® debit cards are accepted.
How to Waive Monthly Fees
- Affinity Checking: No monthly fee
- Affinity Plus Checking: $15 monthly fee can be avoided with a $5,000 average daily balance or $15,000 deposit and/or investment relationship balance
- Affinity Premier Checking: $25 monthly fee can be avoided with a $15,000 average daily balance or $50,000 deposit and/or investment relationship balance
 |
 |
 |
Bottom Line
This bonus from Northwest Bank is great because they don’t have any monthly maintenance fees. They truly mean free with all their checking accounts.
If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
While they have a generous $160 bonus, Northwest Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Check back at this page for updated Northwest Bank promotions, bonuses and offers.
Does anyone know what the actual promo code is in the mailer for the $600 bonus for opening an Affinity Premier Checking account at Northwest Bank?
Thanks for posting this! Does anybody know if ACH from another “outside source” include a mere external bank transfer from your account with another bank?
…you can’t have had *any* open checking account?
They told me they just offer service to Western NY, and they said it would be soft pull