If you are interested in learning more about Provident Bank promotions, bonuses and offers, be sure to keep reading!
Update 6/9/26: There’s currently a $300 checking bonus valid through 7/19/26.
About Provident Bank Promotions
For over 175 years, Provident Bank has been serving their community with financial tools to help them manage their money. Since the beginning, they have expanded their service area and grown exponentially across the states.
I’ll review the offers below.
Provident Bank $300 Checking Bonus
Provident Bank is offering a $300 bonus when you open a personal checking account.
- What you’ll get: $300 bonus
- Account Type: Checking account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $50
- Credit Card Funding: Fund up to $2,500
- Direct Deposit Requirement: Yes (see what works)
- Monthly Fee: There are no monthly service fees
- Household Limit: None listed
- Closing Account Fee: None listed, check with CSR for more information
(Expires 07/19/2026)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open Your Checking Account. Open a new account online and deposit $50 at account opening.
- Direct Deposit. Make 2 separate direct deposits of at least $500 each within 60 days of opening the account.
- Get Your $300 Cash Bonus. Receive your checking account bonus within 120 days after opening the account and completing the qualifying requirements.
- Offer available through July 19, 2026.
- To receive the $300 cash bonus: open a new Provident Basic Checking account – only accounts opened online qualify and the accountholder must live in New Jersey, New York, or Pennsylvania; deposit $50 or more in the account at account opening; and make two (2) separate direct deposits of at least $500 each within 60 days from the date of account opening.
- Qualifying direct deposits include payroll, salary, pension, or government payments; they do not include deposits made through Real-Time Payments (RTP) networks and payments through peer-to-peer networks like PayPal, Venmo, Zelle or similar networks or from other Provident bank accounts.
- To qualify the account holder(s) cannot have held another personal checking account with Provident Bank in the 12 months prior to the online account opening date.
- The one-time $300 cash bonus will be credited into your account within 120 days following account opening and after the qualification requirements are met.
- This bonus offer is limited to one cash bonus per Basic Checking account and per tax identification number.
- Any other promotional offers that appear on third-party websites that are not authorized by Provident Bank will not be honored.
- The value of the cash bonus for qualifying account holders may constitute taxable income to you.
- To facilitate tax reporting, Provident Bank will issue the required IRS Form 1099-INT to you that reflects the value of the bonus as of December 31, 2026.
- This cash bonus offer may be withdrawn at any time and without notice.
Provident Bank $600 Business Checking Bonus (Expired)
Provident Bank is offering a $600 bonus when you open a business checking account.
- What you’ll get: $600 bonus
- Account Type: Business Checking
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $50
- Credit Card Funding: Fund up to $2,500
- Direct Deposit Requirement: None listed
- Monthly Fee: $0-varies; see below.
- Household Limit: Not listed
- Closing Account Fee: None listed, check with CSR for more information
(Expires 05/31/2023)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Receive $400 checking bonus when you open a new Provident BusinessAdvantage Checking account.
- Deposit $50 or more at account opening; and
- Maintain an ‘average balance for the period’ of $25,000 of new money (funds not already on deposit at Provident Bank) for each of the first 2 full statement periods following the account opening dateR
- Receive $200 checking bonus when you enroll in Business Bill Payment through ProvidentConnect for Business Online Banking within the first 2 full statements periods following the account opening date; and maintain an ‘average balance for the period’ of $25,000 of new money (funds not already on deposit at Provident Bank) for each of the first 2 full statement periods following the account opening date.
- Qualification requirements to receive up to $600 checking bonus: (1) receive $400 checking bonus when you open a new Provident BusinessAdvantage Checking account; deposit $50 or more at account opening; and maintain an ‘average balance for the period’ of $25,000 of new money (funds not already on deposit at Provident Bank) for each of the first 2 full statement periods following the account opening date; (2) receive $200 checking bonus when you enroll in Business Bill Payment through ProvidentConnect for Business Online Banking within the first 2 full statements periods following the account opening date; and maintain an ‘average balance for the period’ of $25,000 of new money (funds not already on deposit at Provident Bank) for each of the first 2 full statement periods following the account opening date.
- After you have completed the requirements, including satisfactory management of your account, we’ll deposit the checking bonus(es) in your new account within 90 days of the last day of the promotion (last day of the promotion is May 31, 2023).
- Limited to one account and cash bonus offer per business tax ID.
- Offer subject to change or cancellation at any time without notice.
- The value of the checking bonus for qualifying account holders may constitute taxable income to you.
- To facilitate tax reporting, Provident Bank will issue the required IRS Form 1099-INT to you that reflects the value of the bonus as of December 31, 2023.
- Please consult your tax advisor, as neither Provident Bank, its affiliates, nor their employees provide tax advice.
- Employees of Provident Bank and its subsidiaries, members of their families and suppliers of Provident Bank are not eligible to participate.
Provident Bank $25/$50 Referral Bonus (Expired)
Earn a bonus when you refer a friend!
Provident Bank is offering a $25 bonus when you refer a friend to open a personal checking account, or $50 when they open a business account.
- What you’ll get: $25 or $50 bonus
- Account Type: Provident Checking, Provident Business
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $50
- Credit Card Funding: Fund up to $2,500
- Direct Deposit Requirement: None listed
- Monthly Fee: Only Consumer Checking with $3
- Household Limit: 1
- Closing Account Fee: None listed, check with CSR for more information
(No Expiration Date)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($400 bonus) |
How To Earn $25/$50 Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Prestige Checking account by July 15, 2019.
- Have a positive balance (no overdrafts allowed).
- Have at least 1 deposit into the new checking account; OR complete 3 POS purchases with the Provident Debit Mastercard.
- Participants must be at least 18 years old.
- Cash bonus will be credited to the account at the end of the fourth statement period.
- Cash bonus payments subject to IRS tax reporting requirements.
- Program subject to change/cancellation at any time without notice.
- Members of their families and suppliers of Provident Bank are not eligible to participate.
- Loan customers without a deposit account are not eligible for this promotion.
How To Avoid Monthly Fees
- Provident Basic Checking: No monthly fees ($2.00 monthly fee charged if account holders choose to receive paper statement)
- Provident Cash Back Checking: No monthly fees
- Provident Platinum Checking: No monthly fees
- Provident Senior Checking: No monthly fees
- Provident Smart Checking: No monthly fees
- BusinessAdvantage Checking: If the transaction limit is exceeded, fees will apply
- Business Checking with Interest: $10 monthly fee
- Commercial Checking: No monthly fees
- Community Advantage Checking: Not listed
 |
 |
 |
 |
Bottom Line
The bonuses at Provident Bank are great because they have soft pull, so this won’t affect your credit score. They also offer mobile banking so your money is available at anytime with the click of a button.
If you do not live in one of the eligible states, you can see all nationwide bank bonuses for offers that can better suit your needs.
While they have many generous bonuses, Provident Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Your feedback is highly appreciated and makes our site even better!
*Check back at this page for updated Provident Bank promotions, bonuses and offers.
Leave a Reply