Available for residents of Connecticut, Massachusetts, New York, and Rhode Island, Scient Federal Credit Union is offering you a 1.70% APY when you open a Premium Money Market account with a $25,000 opening deposit. To earn this rate all you have to do is have a minimum balance of $100,000 and make sure it doesn’t exceed $249,999.99. You’ll also enjoy features such as mobile banking, online banking, and the fact that your funds are insured by the NCUA! If you are interested in what Scient FCU has to offer, then check this promotion out and share it with your friends and family!
Eligibility: You are eligible if you meet one of the requirements such as being an immediate family member of an employee or retiree of a SEG. For more information please refer to the Full Membership Requirements.
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Scient Federal Credit Union Account Info:
- Sign up Offer
- Account Type: Premium Money Market
- Interest Rate: 1.70% APY
- Minimum Balance: $100,000
- Maximum Balance: $249,999.99
- Availability: CT, MA, NY, RI (Bank Locator)
- Expiration Date: None listed
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $25,000
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: None
- Monthly Fee: None
- Additional Requirements: See Below
- Early Termination Fee: None
- Insured: NCUA
ACH Capabilities & Limits:
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | |
| Pull | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
Earn Scient Federal Credit Union Rates:
- Open a Premium Money Market account with a $25,000 opening deposit from Scient Federal Credit Union.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Maintain a balance of $100,000- $249,999.99 to begin earning the APY Rate.
| Balance Requirement: | APY Rate: |
| $0 – $2,499.99 | 0.05% |
| $2,500 – $24,999.99 | 0.05% |
| $25,000 – $99,999.99 | 0.50% |
| $100,000 – $249,999.99 | 1.70% |
| $250,000 and up | 0.25% |
Why You Should Sign Up For This Account:
- Send Scient secure messages
- Free e-Statements
- Text message banking
- NCUA insures your funds so you can have peace of mind
Bottom Line:
Check out this offer from Scient Federal Credit Union. When you open a Premium Money Market account you can earn a 1.70% APY! This rate is great for balances above $100,000. This account doesn’t have any monthly fees which is always a plus. Also, it’ll just take a few minutes to open the account so check it out! Let us know about your experience with this bank and comment below. We would love to hear back from you.For more bank offers, see the complete list of Best Bank Rates!
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