Find an updated list of Seattle Credit Union promotions, bonuses, and offers here.
Update 3/9/26: There’s currently a $150 checking bonus and $100 bonus when referring friends/family to open a new account. Limited time offer.
About Seattle Credit Union
Seattle Credit Union was founded in 1933 by Richard Romero. It is headquartered in Seattle, Washington and is a chartered and regulated under the authority of the National Credit Union Administration.
Seattle Credit Union $150 Checking Bonus
- What you’ll get: $150 bonus
- Account Type: Checking Account
- Availability: WA (Locator)
- Direct Deposit Requirement: Optional (see what works)
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open any Seattle Credit Union checking account, meet two of three easy requirements:
- Maintain $500 in monthly direct deposits
- Complete 10 transactions a month
- Enroll in eStatements
- Bonus will be posted to their membership savings account within thirty (30) business days of completion of the 90-day engagement period.
- $150 CHECKING INCENTIVE RULES AND ELIGIBILITY DISCLOSURE
- 1) Eligibility
- a) Member must be at least 13 years old and in good standing with the credit union at the time of account opening (account cannot be overdrawn, etc.).
- b) Member must open a checking account and maintain at least two (2) of three (3) the following within a “90-day engagement period”: 1) set up a minimum $500 monthly direct deposit; 2) sign up for eStatements; or 3) complete 10
- transactions a month.
- c) Member cannot have had a Seattle Credit Union checking account in the last six (6) months and must be a full member and primary signer, not a joint member.
- 2) Commitment
- When Member opens a checking account and meets two (2) of the three (3) requirements, they will receive a $150 “Incentive Bonus,” which will be posted to their membership savings account within thirty (30) business days of completion of the 90-day engagement period. Account-opening bonuses during a calendar year totaling ten dollars ($10) or more are reported on Form 1099 INT.
- 3) Exclusions and Restrictions
- All new accounts are subject to Seattle Credit Union standard Membership Agreement terms and conditions. Seattle Credit Union reserves the right to cancel or amend the terms of the $150 Checking Incentive Program at any time and without notice.
Seattle Credit Union $100 Referral Bonus
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: WA (Locator)
- Direct Deposit Requirement: Optional (see what works)
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $7,000 Cash Bonus), | |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Refer A Friend to Seattle Credit Union
- Your friend meets membership requirements
- Your friend is over 18 years old
- Your friend joins as a New Member to the credit union
- Your Friend Uses ‘REFER‘ Promo Code. Your friend needs to open a checking with the promo code, REFER. The code can be used online or in person. Share who made the referral: name, phone number/email at time of account opening. Make sure the account meets two of the three requirements:
- Set up a minimum of $500 monthly direct deposit
- Sign up for eStatements
- Complete 10 transactions a month
- Enjoy $100—both of you!
- Once the account has been open, active for 90 days with qualifiers met, both of you will receive a $100 deposit. Your deposit will show in your savings account within 30 business days. Note: Adding “joint owners” does not qualify.
- Eligibility
- Referring and Referred Member must, at the time of the referral:
- Referring member be (person or business) in good standing with the credit union at the time of referral (account cannot be overdrawn, etc.)
- Be at least 18 years old at the time of referral
- Referred Member must:
- Apply for and be accepted for Seattle Credit Union membership
- Open a checking account and engage in at least two (2) of three (3) the following within a “90-day engagement period”: 1) set up a minimum $500 monthly direct deposit; 2) sign up for eStatements; or 3) complete 10 transactions a month
- Be a new member and cannot be a Seattle Credit Union member in the last twelve (12) months
- Be a full member and main signer on accounts, not a “joint member”
- Referring and Referred Member must, at the time of the referral:
- Commitment
- For each qualifying Member Referral, the Referring Member will receive a $100 “Referral Bonus”, and the new Referred Member will receive a $100 “Welcome Bonus.”
- The Referral Bonus will be posted to the Referring Member’s membership savings account within thirty (30) business days of completion of the 90-day engagement period.
- Welcome Bonus will be posted to the new Referred Member’s membership savings account within thirty (30) business days of the completion of the 90-day engagement period.
- “Referral” and “Welcome bonuses” during a calendar year totaling $600 or more are reported on Form 1099-MISC.
- Exclusions and Restrictions
- All new accounts are subject to Seattle Credit Union standard Membership Agreement terms and conditions
- Seattle Credit Union reserves the right to cancel or amend the terms of the Member Referral Program at any time and without notice.
- Questions about the Member Referral Program
- Call 800-334-2489 toll free.
- Contact us by using the contact form on the “Contact” page of seattlecu.com. Do not include any personal or financial information, such as your account number or social security number in our contact form.
How To Waive Monthly Fees
- FEEL GOOD CHECKING: None listed
- FREE CHECKING: None
- STUDENT CHECKING: None listed
- HIGH YIELD CHECKING: None with balance
- SMALL BUSINESS CHECKING: None
- BUSINESS CHECKING: $15.00/Month if minimum daily balance is not met
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Bottom Line
Seattle Credit Credit Union is offering promotions like referral bonuses that you do not want to miss. The steps are easy and fast, so take advantage today.
Start cashing in your connections right now by referring a friend and family member!
*Compare Seattle Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
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