Shell Federal Credit Union Promotions: $250 Checking Bonus (TX) – Ends 12/31/26

Find the latest Shell Federal Credit Union promotions, bonuses, and offers here.

Update 1/28/26: There’s currently a $250 checking bonus available through 12/31/26.

About Shell Federal Credit Union Promotions

To get started, you must have an opening deposit of $1. Once open, you must then activate a debit card, enroll in eStatements, and set up and receive a Direct Deposit within 60 days. With the requirements met, the $50 bonus will be deposited into your account after the 60 qualification period.

Eligibility: If you live, work, worship, attend school, or regularly conduct business in Harris County, TX can bank with Shell FCU once a $5 savings account is established for membership. Be sure to check out their membership page for additional info.

Shell Federal Credit Union $250 Checking Bonus

• What you’ll get: $250 bonus
• Account Type: eChecking Account
  
• Availability: TX (Bank Locator)
• Direct Deposit Requirement: Yes (see what works)
• Credit Inquiry: Unknown
• ChexSystems: Unknown
• Credit Card Funding: Unknown,
• Direct Deposit Requirement: Yes
• Monthly Fee: None
• Early Account Termination Fee: Loss of bonus if closed within 6 months
• Household Limit: None listed

(Expires 12/31/2026)

How To Earn Bonus

• Earn $250 when the following are met within 90 days of account opening:
  • open a new Checking or eChecking account with a $1 deposit,
  • receive at least $2,000 in consumer Automatic Clearing House (ACH) direct deposits,
  • enroll in eStatements with a valid email address, and access your account in Digital Banking.

Fine Print

• Shell FCU is federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender.
• With a $5 initial deposit, anyone who lives, works, worships, attends school, or regularly conducts business in Harris County, TX, can bank with Shell FCU.
• Other restrictions may apply.
• Offer valid through December 31, 2026.
• 1A new checking account is defined as the member’s first consumer checking account with Shell FCU.
• Earn $250 when the following are met within 90 days of account opening: open a new Checking or eChecking account with a $1 deposit, 2receive at least $2,000 in consumer Automatic Clearing House (ACH) direct deposits, 3enroll in eStatements with a valid email address, and 4access your account in Digital Banking.
• ACH deposits must be prearranged such as payroll, government benefits or other similar prearranged deposits.
• ACH deposits originated in Digital Banking or by Shell FCU do not qualify.
• Shell FCU reserves the right to modify or discontinue the promotion without notice.
• If warranted, 1099 forms will be issued the following January.
• Incentives will be withheld for accounts closed within six months.
• If funds are unavailable at closing, the account will be overdrawn and the account holder responsible for repayment.
• Existing Members: Earn a $50 reward for each person you refer who opens a new Shell FCU Checking Account and completes the required qualifications within 90 days of account opening.
• Qualifications include opening a new checking account, receiving at least $2,000 in qualifying direct deposits, enrolling in eStatements, and accessing the account through Digital Banking.
• Referring members must be in good standing to receive the reward.

Shell Federal Credit Union $25 Referral Bonus (Expired)

• What you’ll get: $25 bonus, your friend gets $50 bonus
• Account Type: eChecking Account
  
• Availability: TX
• Direct Deposit Requirement: Yes
• Credit Inquiry: Unknown
• ChexSystems: Unknown
• Credit Card Funding: Unknown,
• Direct Deposit Requirement: Yes
• Monthly Fee: None
• Early Account Termination Fee: Loss of bonus if closed within 6 months
• Household Limit: None listed

(Expires September 30, 2022)

Fine Print

• Shell FCU is federally insured by the National Credit Union Administration.
• Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County, TX can bank with Shell FCU once a $5 savings account is established for membership.
• Promotion: Shell FCU reserves the right to discontinue any promotion at any time for any reason.
• Restrictions and qualifying criteria may apply.
• Offers valid at Shell FCU branches through September 30, 2022.
• Promotion must be mentioned to the Shell FCU representative processing the new account to receive incentives. Rewards will be issued only when qualifications are met within 60 days of account.
• If warranted, 1099 forms will be issued the following January. Incentives will be withheld at closing for new accounts closed within six months.
• If funds are unavailable at the time of closing, the account will be overdrawn and the account holder will be held responsible for repayment.
• New Member: Earn $50 when a new Checking account is opened and the following qualifications are met within 60 days of account opening: debit card issued, enroll in eStatements, complete at least 20 debit card POS transactions, and establish at least one direct deposit.
• One automatic clearing house (ACH) debit/credit posted and settled will also meet the direct deposit requirement. Must not be a current or previous member.
• Existing Member: For each new member who opens new Checking account and the following qualifications are met within 60 days of account opening a $25 reward will be issued: debit card issued, enroll in eStatements, and establish at least one direct deposit.
• Existing member must be in good standing to receive referral reward.

How To Avoid Monthly Fees

• eChecking: No Monthly Service Charge
• Checking: No Monthly Service Charge
• JumpStart Checking: No Monthly Service Charge
• Boost Checking: $10 Monthly Service Charge

Bottom Line

Make sure you check out Shell Federal Credit Union to learn more about the bonus promotion. Don’t forget, the bonus will be reported on IRS Form 1099-INT.

If you are interested, be sure to check out this promotion as well as other banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

Feel free comment below and let us know about how it went and  if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide. If you would like to see more, check out our full list of Bank Promotions for all your banking needs.