With the Citi Shop Your Way Mastercard, earn up to 5% cash back and $225 in Statement Credits after $1500 spending requirement. This is one of the most underrated credit cards due to very little marketing. It comes with a lot of spending offers each month.
In addition from the promotion, the card also offers 5% back on eligible purchases at gas stations, 3% back on eligible purchases at grocery stores & restaurants, 2% back on eligible purchases at Shop Your Way Merchants [such as Sears, Kmart, Sears Hometown Stores and Sears Home Services] and 1% points on all other purchases.
Editor’s Note: Citi is currently offering these targeted spending offers. Check your email / mail for this offer.
- Earn 250,000 Bonus Shop Your Way® Points when you make eligible online purchases totaling $1,000 or more.
- Earn 200,000 Bonus Shop Your Way® Points when you make eligible online purchases totaling $750 or more.
- Terms: Offer valid from 2/15/24 (or the date you activate this offer, whichever is later) through 3/14/24. Bonus points are in addition to what you already earn with your card.
Citi Shop Your Way Mastercard Summary
Bonus Available | Earn a $75 statement credit for every $500 spent, up to $225, on eligible purchases made wherever Mastercard is accepted in the first 90 days after you are approved for a new Shop Your Way Mastercard. Valid for new accounts opened 8/1/2023 – 2/29/2024. |
Ongoing Rewards/Benefits | Earn 5% back on eligible purchases at gas stations
Earn 3% back on eligible purchases at grocery stores & restaurants Earn 2% back on eligible purchases at Shop Your Way Merchants [such as Sears, Kmart, Sears Hometown Stores and Sears Home Services] Earn 1% points on all other purchases |
Foreign Transaction Fees | 3% |
Annual Fee | $0 |
(Visit Shop Your Way to learn more)
Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months |
Capital One Venture X Business 150K Miles after $30,000 spend within 3 months | Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months. |
Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months |
American Express® Gold Card 60K Points after $6,000 spend within 6 months. | Chase Freedom Unlimited® Card $200 Bonus after $500 spend within 3 months |
Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 eligible spend within 6 months. Terms Apply. | Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply. |
Chase Sapphire Reserve® Card 60K Points after $4,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
Citi Shop Your Way Mastercard Bonus
Earn a $75 statement credit for every $500 spent, up to $225, on eligible purchases made wherever Mastercard is accepted in the first 90 days after you are approved for a new Shop Your Way Mastercard.
Citi Shop Your Way Benefits
- Use your Mastercard® everywhere Mastercard® is accepted
- Accepted at over 70 million locations online and around the world.
- Rewards reimagined
- You can choose from an exciting array of redemption options in the ever-growing Shop Your Way network as a Shop Your Way member.
- Exclusive offers
- Great deals. Earn points while saving time and money. See the deals!
- Protection
- $0 Liability on Unauthorized Purchases
- Extended Warranty
- Price Protection
- Identity Threat Resolution
![]() |
![]() |
Bottom Line
For those who like flexible rewards, the Citi Shop Your Way Mastercard is the one to get. There are a lot of perks and benefits that you do not want to miss out on.
Make sure to also visit HMB to explore more credit card bonuses.
Leave a Reply