SunTrust Bank is based in the southeastern United States with branches in Washington, D.C. and 11 different states. Before you open your account, make sure you know how to transfer money from one account to another using your routing number.
If you’re not sure on what your SunTrust routing number is or where to find yours, continue reading below to see what it is and where you can find it.
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SunTrust Routing Number
|SunTrust Routing Number|
You can also find your bank’s routing number at the bottom of a personal or business check. SunTrust only has one routing number but only serves in these states:
- District of Columbia
- North Carolina
- South Carolina
- West Virginia
What is a Routing Number?
A routing number directs funds to the proper bank during a transaction, it’s a way to identify check-processing endpoints. You should be able to see your nine-digit routing number on the lower-left corner of your checks.
Banks Often Have Multiple Routing Numbers
Some banks and credit unions have multiple routing numbers to serve different branches or geographical locations. In addition, some financial institutions assign different routing numbers for paper and electronic transactions.
Unlike other financial institutions with different routing numbers, SunTrust only has one routing number for all account holders.
The Difference Between ACH and ABA Routing Numbers
Automated Clearing House (ACH) routing numbers are assigned for electronic transactions among banks and credit unions and are also nine-digit numbers. They are typically used for regular payments, such as direct debits and deposits. Each number is unique to that bank and identifies its clearing house.
American Bankers Association (ABA) routing number is the same as your routing number on your check and it will work for paper check transfers, but make sure you can use the same number for electronic transfers.
- All ACH routing numbers are ABA routing numbers.
- All domestic wire routing numbers are ABA routing numbers.
- Not all ABA routing numbers are paper/electronic check routing numbers, but some are.
- Not all ABA routing numbers are ACH routing numbers, but some are.
- Not all ABA routing numbers are wire routing numbers, but some are.
- Depending on the bank, the ACH, paper check and domestic wire routing numbers might be the same, but that’s not always the case.
- Typically, ACH and paper check routing numbers are the same, but they can be different.
- It’s not unusual to have separate routing numbers for ACH and wire transfers.
Different Routing Numbers for Wire Transfers
If you’re receiving a domestic wire transfer in the U.S., you might need to provide the payer with a different routing number than the one on your check.
If you’re receiving an international wire transfer, you might not even need a routing number. You might have to provide the payer with your bank’s SWIFT code instead.
It’s very important that you give the payer the correct routing number to ensure that the payment will go through.
|Domestic Wire Transfer||061000104|
|International Wire Transfer||061000104|
Routing numbers are nine-digit codes that enables banks to identify the location of your bank account. It’s important to know what your SunTrust routing number is for certain transactions.