To open a Synchrony Bank account, you must have a valid U.S. residence, a U.S. Social Security Number or a U.S. Tax Identification Number, and a U.S. Driver’s License, State Identification Number or Military ID. Open an account today and start earning interest.
Table of Contents
Synchrony Bank CD Account Information
- Direct Link to Offer
- Account Type: CD Account
- APY Rate: See table below
- Availability: Nationwide
- CD Length: 5 years
- Soft/Hard Pull: Unknown
- Minimum Balance Requirement: $2,000
- Additional Requirements: Must have a valid U.S. residence, a U.S. Social Security Number or a U.S. Tax Identification Number, and a U.S. Driver’s License, State Identification Number or Military ID.
- Early Withdrawal Fee: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Auto-Renewal: Unknown
Why You Should Apply for This Account
Award Winning Interest Rates: At this APY, the 60-month CD account earns at one of the highest rates in the country for a 5 year CD. Furthermore, interest is compounded daily and credited monthly.
Choose Your Own Term Length: If you’re looking for a shorter term CD, Synchrony Bank has 3- to 60- month terms so you can pick what suits you best.
Low Minimum Deposit: As long as you open your CD with at least $2,000, you will earn interest at the highest 60-month CD rate in the country.
FDIC Insured: You can feel confident in the bank knowing that your funds are insured up to the maximum amount of $250,000.
|CD Term||APY Rate|
|3-Month Term||0.75% APY|
|6-Month Term||1.00% APY|
|9-Month Term||1.25% APY|
|12-Month Term||2.00% APY|
|13-Month Term||2.00% APY|
|14-Month Term||2.00% APY|
|15-Month Term||2.00% APY|
|18-Month Term||2.00% APY|
|24-Month Term||2.10% APY|
|36-Month Term||2.10% APY|
|48-Month Term||2.10% APY|
|60-Month Term||2.15% APY|
As long as you have a valid U.S. residence, a U.S. Social Security Number or a U.S. Tax Identification Number, and a U.S. Driver’s License, State Identification Number or Military ID, you can sign up for Synchrony Bank’s online CD account. The bank offers a competitive rate for a 5-year CD (see table above), and the account has no maintenance fees!
All you have to do is deposit at least $2,000 to get the account started. Sign up today and make the most out of your new high interest CD account. If you would rather compare rates from other banks, check out our complete list of the Best CD Rates in the country!
|EFCU Financial||LA||1.60%||$100k||---||6-Month Jumbo CD||Review|
|TTCU Federal Credit Union||OK||1.44%||$100k||---||6-Month Income CD||Review|
|TEXAR Federal Credit Union||AR, TX||1.25%||$1k||---||6-Month CD||Review|
|Texas Bridge Credit Union||TX||1.01%||$25k||---||6-Month Mini Jumbo CD||Review|
|Community First Credit Union||WI||0.80%||$2.5k||---||6-Month CD||Review|
|MapleMark Bank||Nationwide||0.75%||$25k||---||6-Month CD||Review|
|Advancial||OK, LA, TX, AK||0.72%||$1k||---||6-Month CD||Review|