Find the latest Advancial CD Rates, Offers, and Promotions here.
Some of the best Advancial CD Rates such as the current 2.36% APY 36-Month Jumbo CD.
About Advancial
Advancial is headquartered in Dallas and is the 11th largest credit union in the state of Texas. It was established in 1937 and has grown to 216 employees and 90,751 members.
Advancial has a wide array of products including CD rates for all your specific financial needs. Although this credit union has branch locations in Texas, Oklahoma, and Louisiana, you can still become a member and have access to the CD rates nationwide.
| Eligibility: Easy membership requirement by joining Connex ($5 fee) |
An online account is ideal for Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Advancial has these rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
| DISCOVER CD TERM | RATE | LINK |
| 12-Month Term | 2.00% APY | Apply Now |
| 24-Month Term | 2.05% APY | Apply Now |
| 36-Month Term | 2.05% APY | Apply Now |
| 48-Month Term | 2.05% APY | Apply Now |
| 84-Month Term | 2.15% APY | Apply Now |
Advancial CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer the term, the higher APY rate you make.
They currently offer standard CD rates from 3-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out Advancial’s CDs and their rates listed below.
- Minimum deposit: Regular: $1,000 | Jr. Jumbo: $25,000 | Jumbo: $50,000
- Maximum deposit: —
- Early withdrawal penalty: Unlisted
(NCUA Insured)
Regular CD Rates:
| Term | APY Rate | Minimum Deposit |
| 3-Month | 1.51% | $1,000 |
| 6-Month | 1.64% | $1,000 |
| 12-Month | 1.78% | $1,000 |
| 18-Month | 1.90% | $1,000 |
| 24-Month | 2.02% | $1,000 |
| 36-Month | 2.15% | $1,000 |
| 48-Month | 2.22% | $1,000 |
| 60-Month | 2.34% | $1,000 |
Junior Jumbo CD Rates:
| Term | APY Rate | Minimum Deposit |
| 3-Month | 1.61% | $25,000 |
| 6-Month | 1.74% | $25,000 |
| 12-Month | 1.89% | $25,000 |
| 18-Month | 2.00% | $25,000 |
| 24-Month | 2.12% | $25,000 |
| 36-Month | 2.25% | $25,000 |
| 48-Month | 2.32% | $25,000 |
| 60-Month | 2.45% | $25,000 |
Jumbo CD Rates:
| Term | APY Rate | Minimum Deposit |
| 3-Month | 1.71% | $50,000 |
| 6-Month | 1.85% | $50,000 |
| 12-Month | 1.99% | $50,000 |
| 18-Month | 2.10% | $50,000 |
| 24-Month | 2.22% | $50,000 |
| 36-Month | 2.36% | $50,000 |
| 48-Month | 2.43% | $50,000 |
| 60-Month | 2.55% | $50,000 |
Advancial CD Features
- Terms available from three months to five years
- Fixed, steady growth for your long-term savings needs
- Can be used as collateral to secure a loan
- Low minimum initial deposit of $1,000
- Higher dividend rates for junior jumbo ($25,000 minimum) and jumbo ($50,000 minimum) certificates
- NCUA insured
Bottom Line
There is a large selection of CD lengths to choose from, as well as your choice for Jumbo, Junior Jumbo, or a Regular CD account. The difference between them is the minimum opening deposit. In my opinion, the rates aren’t too competitive and there are definitely better rates out there.
That being said, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. If you are interested, be sure to apply as soon as you can to start your new account experience. Check back often for the latest Advancial CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
I called advancing today for a jumbo 36 month Cd and was told it was only 3.24% or so and not 3.38%. Can you please confirm?
Thank you,
I meant “Advancial”
Can you please provide the link to apply for a membership at connex for $5 dollars to become eligible in opening account at advancial credit union.