While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are the author’s alone and have not been reviewed, approved, or otherwise endorsed by the issuer.

The American Express® Business Gold Card offers 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. You'll earn more rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month** (**4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*). In addition, you'll get an airline bonus; 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.* This card does carry a $295 annual fee, but no foreign transaction fees. (See Rates & Fees) Terms Apply. Learn More at American Express

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The Business Gold Rewards Card from American Express is the ultimate business charge card that earns bonus Membership Rewards points from standard business expenses of airfare, advertising, gas, packing and shipping, and computer hardware and software. It also comes with integrated business benefits and tools that can be valuable to everyday business operations. Get the opportunity to earn a sizable welcome bonus offer and privileges to a superior rewards program and more exceptional benefits.

If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID.

Business Gold Rewards Card from AmEx Summary:

50,000 Welcome Bonus & 5 Bonus Reward Categories

The Business Gold Rewards Card from American Express offers strong earning potential by starting off with a bonus of 50,000 Membership Rewards points after spending $5,000 within the first 3 months of card membership. This welcome bonus is worth about $500 when redeeming for travel or gift cards or potentially more when transferring to airline or hotel partners. With the Business Gold Reward card’s broad rewards structure, earn bonus points in 5 different reward categories that are standard expenses for any business.

• 3 Points – Earn 3 Membership Rewards points for every $1 dollar on one bonus category of your choice from the 5 reward categories listed below.
  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media
  • U.S. purchases at gas stations
  • U.S. purchases for shipping
  • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
• 2 Points – Earn 2 Membership Rewards points for every $1 on the remaining 4 reward categories. Bonus points will apply to the first $100,000 in purchases in each of the 5 categories every year and 1 point per dollar thereafter.
• 1 Point – Earn 1 Membership Rewards point on all other purchases.
• 2 Additional Points – Earn even more by aligning your spending with American Express OPEN Savings partners FedEx and HP.com to receive an additional 2 points when combined with shipping and computer bonus categories. The total potential points that can be earned in these categories adds up to 5 points or 4 points for every $1. Limitations and restrictions apply.

Travel, Transfer, Credit, or Shop

Membership Rewards Points earned with your Business Gold Rewards Card from American Express are considered one of the most valuable and flexible reward points available. There are a multitude of ways to redeem Membership Reward Points, many at 1 cent per point.

• Travel – Book flights, hotel, cruises, and vacation packages through amextravel.com and pay all or a portion with your Membership Reward points. You’ll also earn frequent flyer miles, and there are no blackout dates with flexible seat selections. More travel redemption options with American Express partners include Uber car ride services and Airbnb stays.
• Transfer – Get flexibility from your points with the ability to transfer to partner airline and hotel loyalty reward programs, many at 1:1 ratio or even greater. A few notable loyalty programs include British Airways, Virgin America, Singapore Airlines, Emirates Skywards, Hilton HHonors, and Starwood Preferred Guest.
• Credit & Gift Cards – Redeem Membership Rewards points for statement credits to offset purchases made on your card. You can also redeem your points for gift cards at 1 cent per point.
• Shop – Use your points to shop for merchandise and entertainment through the Membership Rewards online shopping site. You can even link your card to your Amazon account and apply your points when checking out.

Business Benefits & Tools

Included with the Business Gold Rewards Card from American Express is an abundance of benefits and tools that sets up a business up for success. Tedious tasks involving business finances and expenses can become more organized and less demanding. The Business Gold Rewards card also has built-in American Express OPEN business programs which makes extra rewards or savings and a supportive business community available to its members.

• OPEN Savings – OPEN Savings is a business benefit included in your card to receive 2 additional Membership Rewards points per dollar or 5% discount with participating partners FedEx, Hertz, HP.com, 1800flowers.com, and BN.com(Barnes & Noble).
• OPEN Forum – Get insight, advice, and the latest in business news and research with OPEN Forum. Get help from other business owners and experts with business topics that include staff management tips, business growth, and marketing to name a few.
• Employee Cards – Add employee cards for $0 introductory annual fee for the first year, then, $50 for the first employee card and no fee for additional employee cards. Employees will earn points at the same rate when they use their card. Get the ability to designate an employee to be an account manager to help with business finances and bookkeeping.
• Account Management Tools – There are applications and tools that will make managing your account effortless. The ReceiptMatch feature will organize your expenses by adding receipts, tags, and notes to your transactions from your desktop, phone, or tablet. Mobile apps can also be downloaded onto your phone or tablet making it convenient to check your balance, make payments, or even view your benefits at any moment. Receive automatic alerts to closely monitor your account to make payments on time, keep tabs on employee spending, and also be notified of suspicious activity.

No Foreign Transaction Fees & More Features

The Business Gold Rewards Card from American Express carries no foreign transaction fees, therefore make purchases when traveling outside the U.S. without any reservations. There is an expensive annual fee of $175(introductory $0 the first year) but can more than pay off if annual business expenses exceed $17,500 a year from a conservative approach but can be significantly less if most spending is concentrating around the bonus categories. More outstanding features beyond bonuses and rewards that can further outweigh the annual fee include purchase protection, return protection, extended warranty, car rental loss and damage insurance, baggage insurance, travel accident insurance, premium roadside assistance, global assist hotline, and more.

A Versatile Business Card

The Business Gold Rewards Card from American Express is a proficient and versatile business rewards charge card. It has no pre-set limits which gives business owning members buying power to make important purchases and the opportunity to earn big rewards while doing so. It also offers a solid welcome bonus of 50,000 Membership Rewards points and an effective rewards rate 4 or 5 points per $1 when stacked with OPEN Savings rewards. With plenty of value-added benefits for business, purchases, and travel combined with its stellar rewards program, the Business Gold Rewards card from American Express is definitely worth the price of its $175 annual fee and can be regarded as a business investment. Review our complete list of credit card bonus promotions.