The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

*Expired*

For all those in the market for a new premium balance transfer card, check out the Chase Slate® Credit Card and receive an 0% intro balance transfer APR for 15 months! Which means you pay no interest on your balance during that time. The Chase Slate® credit card also does not charge balance transfer fees for the first 60 days after opening an account. This feature is what makes the Chase Slate® Credit Card stand out from other similar products on the market. Below is all the information and details you need to apply for your new card, so keep reading to find out more!

Editor’s Note: Having no transfer fees can be a huge money saver, especially when transferring large sums of money. A big reason this card is phenomenal is due to the intro rate and no fee balance transfer. In order to benefit the most out of this card, make sure to pay off at least the minimum balance every month, on time, and pay off the whole thing by the time the introductory APR period ends. For more deals offered by Chase, refer to our post about Chase Bonus Promotions to find out more information!

Reasons to Consider:

1. No Annual Fee. Slate® doesn’t charge an annual fee – a big perk for thrifty card users.
2. No Penalty APR. Slate® doesn’t come with a penalty APR, which is great for balance-carriers who accidentally miss payment due dates.
3. Generous Balance Transfer Promo Window. Slate’s 0% introductory APR balance transfer promo applies to transfers made at any time during the 15-month intro period. Most other balance transfer promos require you to make transfers within the first few months to capture the 0% APR deal for the entire promotion window.
4. Fee-Free Balance Transfers for 60 Days. For the first 60 days your Chase Slate® account is open, you’re free to make balance transfers without incurring the usual fee (the greater of $5 or 5% of the transferred amount).
5. Free Monthly FICO® Score. Slate’s free monthly FICO® score and credit reporting dashboard are useful for anyone looking to build credit or learn more about credit management.

Reason to Reconsider: 

1. No Rewards or Cash Back. Chase Slate® offers no travel or cash back rewards, nor any other types of rewards.
2. Not the Longest Intro Purchase APR Period. Some competitors, such as the Citi Diamond Preferred (21 months), have longer 0% purchase APR promotions.
3. No Sign-up Bonus. Slate® doesn’t offer a sign-up bonus. Sign-up bonuses aren’t super common among Slate’s competitors, but some do have nice offers – for instance, BBVA Compass Rewards gives you a $150 statement credit for spending at least $1,500 within 90 days of opening your account.
4. 3% Foreign Transaction Fee. Chase Slate® adds 3% to all foreign transactions – a bummer for out-of-country travelers.
5. Few Value-Added Perks. As a no-frills credit card, it’s not shocking that Slate® has few value-added perks. Aside from the monthly FICO® score and dashboard, there’s really nothing to write home about on this front.

Bottom Line:

Chase Slate® is a no-frills credit card that’s ideal for users looking to transfer high-interest balances from other cards or take advantage of a long 0% purchase APR window to finance big-ticket purchases (such as home improvement projects) at a low cost. Though it’s not designed for applicants with fair or poor credit, Slate® is also useful for folks looking to improve their credit, and for those who don’t like annual fees. If you enjoy rewards, cash back, or lots of value-added perks, this isn’t the card for you.

However, don’t use this as an excuse to fund any crazy shopping sprees, but instead use this Chase Slate® introductory 0% APR 15 months balance transfer with no fee to pay down any balances or large purchases. Overall, the Chase Slate® Credit Card is the ideal card for maximizing balance transfers! For more information about other credit cards, review our complete list of credit card bonus promotions.

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.