First National Bank of America Archives

Find the latest First National Bank of America CD Rates, Offers, and Promotions here.

Best CD Rates: 5.15% APY 12-Month, 4.80% 24-Month CD, $1K Minimum.

Availability: Nationwide

Credit Inquiry: Unknown

About First National Bank of America

First National Bank of America is headquartered in East Lansing and is the 6^th largest bank in the state of Michigan. They were founded in 1955, and since then have grown to 3 locations and provide money market rates 3X the national average.

First National Bank of America offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.

Availability: Nationwide through online application. They offer its CDs on a nationwide basis to U.S. citizens and alien residents possessing a valid Social Security number.

Term	APY Rate	Minimum Deposit
6-Month	3.05%	$1,000
12-Month	5.15%	$1,000
24-Month	4.80%	$1,000
36-Month	4.65%	$1,000
48-Month	4.55%	$1,000
60-Month	4.55%	$1,000
72-Month	4.35%	$1,000
84-Month	4.30%	$1,000

*The above rates are accurate as of 4/5/2024*

First National Bank of America CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.

With an opening deposit of $1,000, you can invest in a First National Bank of America CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!

Minimum deposit: $1,000
Maximum deposit: $1M
Early withdrawal penalty: A penalty may be imposed for early withdrawal

CD Rates at First National Bank of America

(FDIC Insured)

Compare the best CD rates:
Alliant Credit Union 12-Month Certificate (4.30% APY)	Quontic Bank CD (Up to 4.25% APY)
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.52% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Rising Bank 6-Month CD (4.35% APY)	Rising Bank 12-Month CD (4.25% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.20% APY)

First National Bank of America CD Features

Low minimum balance requirement
Guaranteed return
Free online and mobile banking
High Yield Rate
Insured by the FDIC up to $250,000

Bottom Line

You can be sure to find the best CD Term that best fits all your banking needs with First National Bank of America.

This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.

This is a great opportunity to invest in a high-interest CD from First National Bank of America. However, you may want to compare them with our best CD Rates:

Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest First National Bank of America CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.