Having a ton of money in your bank accounts is an awesome feeling, but sometimes it’s best to have some cold hard cash on you as well.
Debit and ATM cards are the best way to withdraw money from your account, But even without one, you should still be able to access your funds.
Through this post we are going to tell you How to Withdraw Money from a Bank. Check out our Bank Bonuses, Saving Rates and Credit Card Bonuses!
ATM Cards
ATM and debit cards both provide instant 24-hour access to any ATM location. Put your card in, enter in your PIN, and then follow the remaining instructions that will appear on your screen.
If you are using an ATM that is affiliated with your bank, then there should be no additional fee. Every bank is different so make sure you research before hand.
At the end of the day, the most convenient option when withdrawing money is to open a checking account from a bank with ATMs and branch locations nationwide. Here are our top choices:
 • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • JPMorgan Chase Bank, N.A. Member FDIC • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
 • Enjoy $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment. • $0 Monthly Service Fee while in school up to the graduation date provided at account opening (five years maximum) for students 17-24 years old. • Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply. • Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere. • Zelle® is available in more than 1,000 banking apps in the U.S. So, you can send and receive money from almost anyone you know and trust who has a bank account in the U.S. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly. • JPMorgan Chase Bank, N.A. Member FDIC *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Debit Cards
If you are out shopping with a debit card, you will have the cash back option. This will allow you to request a certain amount of money to be withdrawn from your account and handed to you directly in cash. This is unique to debit cards, and is not available with ATM cards.
I Lost My Card!
It’s ok! Don’t freak out. Here is a list of some alternative ways to get your cash
Visit Your Bank
- You will be able to withdraw money directly from the bank if you head to one of their locations. Simply give them your name, photo ID, and your account number. If you don’t know your account number, the teller can always look it up for you.
Write a Check
- If you have a checking account, you have the ability to write a check to yourself or to “cash.” This check can be cashed in at a variety of locations, including banks and retail stores, so make sure you find a location near you.
Activate cardless ATM access
- There are numerous banks that will provide emergency ATM access to customers who have lost their cards or had them stolen. A customer service representative will give you a unique code that will allow you to temporarily access your funds.
Use Mobile Banking
- Many banks are now allowing their customers to access ATM machines with their phones. Instead of usng your PIN number, you will scan a code to get the money. This requires your banks mobile application to work.
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Bottom Line
If you need some cold hard cash in your wallet, these are the best methods to get it. Using your debit or ATM card is the fastest and easiest way to do so. Losing your cards will be a hassle, but you will still have access to your funds, even if they are a little harder to reach.
Let us know if this guide helped you out in any way. Check out our Bank Bonuses, Saving Rates and Credit Card Bonuses!
