Available for residents of Massachusetts, Institution For Savings has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans. They currently offer standard CD rates from 3-months to 60-months with 0.50% to 3.00% APY Rates. By joining Institution For Savings and opening a CD account, you get to enjoy earning a higher interest rate than a regular savings account. All you need is $500 to open the account. Right now, they are having a special 2.50% APY 15-Month CD and 3.00% APY 30-Month CD. If you are interested, make sure to read on to learn more about Institution For Savings’s wide array of CDs or visit any branch now and open your CD today!
Institution of Savings’ CDs:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Institution of Savings’ Best CD Offer pays the highest APY rate with a 3.00% APY rate. And, their current promotions are the 2.50% APY 15-Month CD and 30-month CD term with up to 3.00% APY. All you need is to open the CD account with $500 in minimum balance. This will be added to our Best 18-Month CD Rates and Best 24-Month CD Rates. If you’re interested in making a higher rate than a traditional savings account then make sure to check out Institution of Savings’ CDs. And remember, your CDs are FDIC insured so invest in a CD today!
Special CD Rates:
Term | APY Rate | Minimum Deposit |
15 Month | 2.50% | $500 |
30 Month | 3.00% | $500 |
Certificates of Deposits Rates:
Term | APY Rate | Minimum Deposit |
3 Month | 0.50% | $500 |
6 Month | 0.50% | $500 |
7 Month | 0.50% | $500 |
9 Month | 0.50% | $500 |
12 Month | 2.00% | $500 |
18 Month | 1.00% | $500 |
20 Month | 1.00% | $500 |
24 Month | 1.50% | $500 |
36 Month | 1.50% | $500 |
40 Month | 3.00% | $500 |
48 Month | 1.75% | $500 |
60 Month | 2.00% | $500 |
*Rates Effective As Of 09/18/2018
CD Features:
- Low $500 minimum deposit
- Competitive rates for all terms
- No maintenance fees
- FDIC insured
Bottom Line:
If you are interested in a short term or long term CD, look no further has Institution of Savings offers you an array of CDs from 3 months to 60 months. All you need is a minimum of $500 deposit and to pick your CD term. They have standard and special CD rates up to 2.50% APY 15-Month and 3.00% APY 30-Month. They are currently sharing the top rank with another credit union on the 40 month CD Rates. Sign up for a CD with Institution of Savings today and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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