PersonalLoans is loans matching service that offers peer-to-peer lending, personal installments and bank personal loans.
Applying for a personal loan with PersonalLoans is pretty simple, it only takes 3 steps and they will take your information and conduct a search for a potential lender or lending partner.
When compared to other personal loans lending service sites, they offer more flexibility and delivers results in a quick and efficient manner. Basically, PersonalLoans is designed for those who have lower credit scores.
Simply follow the application process on the PersonalLoans site and you can start taking out personal loans at your convenience! The application process only takes but a few minutes to check loan rates and terms. Apply today!
PROMOTIONAL LINK | LOAN DETAILS | REVIEW |
PersonalLoans | Loan Amounts: Up to $35,000 Loan Terms: 3 - 6 years Current Rates: See website for current rates | Review |
SoFi | Loan Amounts: Up to $100,000 Loan Terms: 3 - 7 years Current Rates: See Current Rates | Review |
LendingTree | Loan Amounts: Up to $35,000 Loan Terms: 1 - 5 years Current Rates: See website for current rates | Review |
Lending Club | Loan Amounts: Up to $40,000 Loan Terms: 3 - 5 years Current Rates: See website for current rates | Review |
Prosper | Loan Amounts: Up to $40,000 Loan Terms: 3 or 5 years Current Rates: See website for current rates | Review |
PersonalLoans Information

Apply for a personal loan today at PersonalLoans!
Lender | PersonalLoans |
APR | Depends on lender |
Loan Amount | $1,000 – $35,000 |
Term Length | 3 months to 6 years |
Origination Fee | Depends on lender |
Prepayment Fee | None |
Late Fee | Depends on lender |
NSF Payment Fee | Depends on lender |
Minimum Gross Income | Depends on lender |
Minimum Credit Scores | Peer-to-Peer: 640; Personal Installment: 580; Bank Personal Loan: 580 |
Repayment Options | Biweekly or monthly |
PersonalLoans Eligibility
To qualify for a PersonalLoans personal loan, all applicants:
- Should be 18 years or older, be a U.S citizen and be able to provide a social security number in order to qualify
- Must be employed and have a stable income
- Must have a bank account, especially a checking account
- Should have a minimum credit score of 580 or 640
- Have at least 3 years of credit history
Pros and Cons of PersonalLoans
- You don’t need to own a home to apply.
- The application is simple and easy to follow.
- Initial credit check will not affect your credit score. However when your loan is approved, it will show up on the report.
- When approved, funding takes as little as one business day.
- A personal loan from PersonalLoans can be used towards small business, debt consolidation, home improvement, medical bills and other special occasions.
- Depending on which state you live in, you may be able to get competitive fixed rates.
- You can make additional payments if you want. There are no extra fees for paying you loan ahead of time either.
- PersonalLoans is only a matching service so it cannot directly help you if you have issues with your loans. You would have to reach out to the lender themselves.
- Origination fees depend on the lender and can range from 1% to 5%
- Late fees, check processing fees and all other fees also solely depends on your lender.
How To Apply For PersonalLoans
- Fill out a brief personal loan application on PersonalLoans’s website for the desired loan amount.
- Get a copy of your credit report. A credit score of 640 or higher is required to apply for a PersonalLoans personal loan.
- PersonalLoans will then redirect you to a page where it automatically starts comparing your information in order to match you with the best loan for your situation and expenses.
- When you agree to everything after PersonalLoans has matched you with a lender, you can receive your funds in less than a day.
Bottom Line
For those who don’t want to spend time in searching the right kind of loan, PersonalLoans can take that stress off you by matching you with a lender that accommodates your situation the best.
If you manage to meet PersonalLoans’s requirements, you can start taking out a personal loan or two at your convenience. Compare your loan offers side by side with this service and find one that best fits your needs!
You can use your funds toward anything, but be sure to consider the different eligibility requirements for each 3 of their loans; however, most people usually take out peer-to-peer loans.
Are you interested in this personal loan from this lender? Please let us know in the comment section below on your experience! If you want to search for more options on taking out the best personal loan, check out our full list of Best Personal Loans.
(Visit PersonalLoans for more details)