TD Bank Overdraft Fee Class Action Lawsuit

For TD Bank account holders who incurred one or more overdraft fees in connection with your TD Bank personal or business account, you might be eligible for a potential award from the TD Bank Overdraft Fee Class Action Lawsuit!

The financial institution agreed to pay $70 million to end the TD Bank class action lawsuit in order to avoid the further risk and cost of ongoing litigation.

So if you are eligible, file a claim by February 7, 2020 to receive your potential award!

Table of Contents

TD Bank Overdraft Fee Class Action Lawsuit

Claim Form Deadline: February 7, 2020
Who’s Eligible: There are six settlement Classes in the TD Bank overdraft fee class action settlement:
- “All holders of a TD Bank Personal Account, who, from August 16, 2010, to and including April 22, 2016, incurred one or more Overdraft Fees as a result of TD Bank’s practice of assessing Overdraft Fees based on the Account’s Available Balance rather than its Ledger Balance (‘TD Available Balance Consumer Class’); and
- All holders of a Carolina First Bank/Mercantile Bank Account, who, from December 1, 2007, to and including June 20, 2011, incurred one or more Overdraft Fees as a result of Carolina First Bank’s and/or Mercantile Bank’s practices of (1) High-to-Low Posting or (2) assessing Overdraft Fees based on the Account’s Available Balance rather than its Ledger Balance (‘South Financial Class’); and
- All holders of a TD Bank Personal Account who were assessed one or more Overdraft Fees for an ATM or One-Time Debit Card Transaction from August 16, 2010, to and including June 26, 2019 (‘Regulation E Class’); and
- All holders of a TD Bank Personal or Business Account who, from March 8, 2013, to and including June 26, 2019, incurred one or more Sustained Overdraft Fees (‘Usury Class’); and
- All holders of a TD Bank Personal Account who, from December 5, 2011, to and including June 26, 2019, incurred one or more Overdraft Fees on Uber or Lyft ride-sharing transactions while not enrolled in TD Debit Card Advance (‘Uber/Lyft Class’); and
- All holders of a TD Bank Business Account who, from August 16, 2010, to and including June 26, 2019, incurred one or more Overdraft Fees as a result of TD Bank’s practice of assessing Overdraft Fees based on the Account’s Available Balance rather than its Ledger Balance (‘TD Available Balance Business Class’).”
Estimated Amount: Varies
Proof of Purchase: None
Case Name & Number: TD Bank NA Debit Card Overdraft Fee Litigation, Case No. 6:15-mn-02613, in the U.S. District Court for the District of South Carolina

File a Claim Form

(Click here to file a claim)

How To File a Claim

Head over to the TD Bank Overdraft Fee Claim Form.
Look over the claim form to see if you are eligible.
Complete the claim form with your information.
Submit your claim by February 7, 2020 to receive your potential award!

Bottom Line

For individuals that are included as a class members, then you are eligible for a potential award from the TD Bank Overdraft Fee Class Action Lawsuit!

According to the lawsuit, six Classes of TD Bank account holders who were allegedly duped by deceptive overdraft fee policies.. So if you are eligible, file a claim by the claim deadline to receive your potential award! Don’t forget to take a look at our full list of Class Action Lawsuit Settlements!