If you are a student, it is important to choose the right bank account to avoid big fees and get the necessary features that are important to you. Accessibility is something to keep in mind if you plan on using the account when you’re away at school.
You may need to start managing you own money soon, so learn more about TD Bank Student Checking below and see if this type of bank fits your needs.
Table of Contents
The TD Bank Student Checking Requirements
- Under the age of 24.
- Proof of active student status.
- No minimum opening deposit.
- Parent co-owner, if you’re younger than 18.
No Monthly Maintence Free or Minimum Balance Requirement
You just need to be under the age of 24 and have proof of active student status.
With the access to thousands of TD Bank ATMs in the United States and Canada, TD Bank Visa Debit Card available on-the-spot, and branches that open early, open late and open 7 days a week.
With free mobile banking featuring Mobile Deposit, online banking with free Bill Pay, free online statements with check images and live customer service 24/7!
Send Money to Others for Free
When you use Zelle, a Paypal or Venmo like app.
Waved overdraft protection transfer feels
Also if you’re available account balance is overdrawn by $5 or less, TD Bank will not charge any overdraft fee.
Fee-Free TD Simple Savings Account
When you link to a TD Student Checking Account
Student Bank Tools
TD Bank provides educational resources, so you can learn all about personal finance. Topics include protecting your identity, understanding overdraft options, and more!
|Monthly Maintenance||$0 With proof of active enrollment, expires in 5 years or at the age of 24.|
|Non-TD Bank ATM||$3 Per transaction, domestic or international.|
|Overdraft/NSF||$35 Per paid or returned item, max 5 items per business day.|
|Overdraft Protection Transfer||$0 Just link to another approved account.|
|Send Money with Zelle||$0 For delivering or requesting funds.|
|Paper Statement||$1 Per monthly billing cycle.|
TD Bank has over 1,200 locations on the East Coast, but you might have a difficult time finding a branch if you don’t live in an urban area.
TD Bank charges a hefty $35 per overdraft or NSF transaction, up to five times per business day.
No Yield on Deposits
TD Bank Student Checking is a non-interest bearing account. But it’s free to open a TD Simple Savings Account if you’re looking to make a bit of money while saving money.
If this isn’t the right account for you, you should check out our list for the Best Student Checking Account and decide which fits your needs the best! And while you’re here on HMB, check out more ways to Save Money!
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