If you are a student, it is important to choose the right bank account to avoid big fees and get the necessary features that are important to you. Accessibility is something to keep in mind if you plan on using the account when you’re away at school.
You may need to start managing you own money soon, so learn more about TD Bank Student Checking below and see if this type of bank fits your needs.
Table of Contents
The TD Bank Student Checking Requirements
- Under the age of 24.
- Proof of active student status.
- No minimum opening deposit.
- Parent co-owner, if you’re younger than 18.
No Monthly Maintence Free or Minimum Balance Requirement
You just need to be under the age of 24 and have proof of active student status.
With the access to thousands of TD Bank ATMs in the United States and Canada, TD Bank Visa Debit Card available on-the-spot, and branches that open early, open late and open 7 days a week.
With free mobile banking featuring Mobile Deposit, online banking with free Bill Pay, free online statements with check images and live customer service 24/7!
Send Money to Others for Free
When you use Zelle, a Paypal or Venmo like app.
Waved overdraft protection transfer feels
Also if you’re available account balance is overdrawn by $5 or less, TD Bank will not charge any overdraft fee.
Fee-Free TD Simple Savings Account
When you link to a TD Student Checking Account
Student Bank Tools
TD Bank provides educational resources, so you can learn all about personal finance. Topics include protecting your identity, understanding overdraft options, and more!
|Monthly Maintenance||$0 With proof of active enrollment, expires in 5 years or at the age of 24.|
|Non-TD Bank ATM||$3 Per transaction, domestic or international.|
|Overdraft/NSF||$35 Per paid or returned item, max 5 items per business day.|
|Overdraft Protection Transfer||$0 Just link to another approved account.|
|Send Money with Zelle||$0 For delivering or requesting funds.|
|Paper Statement||$1 Per monthly billing cycle.|
TD Bank has over 1,200 locations on the East Coast, but you might have a difficult time finding a branch if you don’t live in an urban area.
TD Bank charges a hefty $35 per overdraft or NSF transaction, up to five times per business day.
No Yield on Deposits
TD Bank Student Checking is a non-interest bearing account. But it’s free to open a TD Simple Savings Account if you’re looking to make a bit of money while saving money.
If this isn’t the right account for you, you should check out our list for the Best Student Checking Account and decide which fits your needs the best! And while you’re here on HMB, check out more ways to Save Money!
|Chase Business Checking Account: Earn $300 bonus when you open a new eligible Chase Business Checking Account and deposit $2,000 or more in new money within 20 business days & maintain that balance for 60 days, and complete 5 qualifying transactions within 60 days. Chase offers financial products and services that let you bank when and how you want. Get Coupon---Chase Business Checking Review|
|Huntington Unlimited Plus Business Checking: Earn $750 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 60 days of account opening. The $750 bonus will be deposited into your account after all requirements are met. This account is for larger businesses with high monthly transaction volume. Apply Now---Huntington Unlimited Plus Business Checking Review|
|Huntington Unlimited Business Checking: Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. The $400 bonus will be deposited into your account after all requirements are met. This account is for businesses with higher checking activity and greater cash flow needs. Apply Now---Huntington Unlimited Business Checking Review|
|Huntington Business Checking 100: Earn $200 bonus when you open a Huntington Business 100 Checking account and make total deposits of at least $2,000 within 60 days of account opening. The $200 bonus will be deposited into your account after all requirements are met. This account is ideal for start-ups and small businesses with lower balances and checking activity. Apply Now---Huntington Business Checking 100 Review|
|Axos Bank Basic Business Checking: Earn $100 bonus when you open a new Axos Bank Basic Business Checking Account and have average daily balance of the account must be at least $2,500 in the first two months after account opening. Business must be incorporated after 6/01/2020 and application must be submitted before 11:59pm on 3/31/2021 to qualify.
Apply Now---Axos Bank Business Checking Review