Available to residents of Texas, Texas Bay Credit Union has wide array of products to meet your individual needs. They offer Online banking with Bill Pay, CardValet, Mobile banking with Mobile Deposit, eStatements, and so much more. They currently offer standard CD rates from 6-months to 60-months with 1.00% to 3.35% APY Rates. By joining Texas Bay Credit Union and opening a CD account, you get to enjoy earning higher interest rate than regular savings account. All you need is $1,000 to open. Right now, they are having a special 60-Month Jumbo CD term with up to 3.56% APY on balances $1,000 or more. If you are interested, make sure to read on to learn more about Texas Bay Credit Union’s wide array of CDs or visit any branch now and open your CD today!
Eligibility: If you live, work, worship or attend school within a 10-mile radius of any branch OR within the geographic area of FM 1960, Highway 6, and Highway 146, you may be eligible for membership. Those a part of Select Employer Groups are also eligible to join. Be sure to visit their membership page for additional information.
| CIT BANK CD TERM | RATE | LINK |
| 12-Month Term | 0.30% APY | Apply Now |
| 13-Month Term | 0.35% APY | Apply Now |
| 18-Month Term | 0.30% APY | Apply Now |
| 4-Year Term | 0.50% APY | Apply Now |
| 12-Month Term | 0.50% APY | Apply Now |
| 24-Month Term | 0.55% APY | Apply Now |
| 36-Month Term | 0.60% APY | Apply Now |
| 48-Month Term | 0.65% APY | Apply Now |
| 84-Month Term | 0.80% APY | Apply Now |
Table of Contents
Texas Bay Credit Union CDs:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Texas Bay Credit Union’s Best CD Offer pays the highest APY rate with a 3.36% APY rate on their 60-Month term, which is also their current promotion. Be sure to view our Best 60-Month CD Rates list and see how they compare. Texas Bay Credit Union wants to make you feel supported and helps put you in control of your hard earned funds. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
Special Jumbo CD Rates:
| Term | APY Rate | Minimum Deposit |
| 60 Month | 3.56% | $1,000 |
Certificates of Deposits Rates:
| Term | APY Rate | Minimum Deposit |
| 6 Month | 1.00% | $1,000 |
| 12 Month | 2.02% | $1,000 |
| 18 Month | 2.22% | $1,000 |
| 24 Month | 2.32% | $1,000 |
| 36 Month | 2.58% | $1,000 |
| 48 Month | 2.84% | $1,000 |
| 60 Month | 3.35% | $1,000 |
*Rates Effective As Of 08/01/2018
CD Features:
- Competitive interest rates
- Open and earn with a just $1,000
- NCUA Insured
Bottom Line:
If you are interested in a short term or long term CD, look no further as Texas Bay Credit Union offers you a standard and a special 3.56% APY on 60-Month Jumbo CD term. All you need to do is to pick your CD term and watch your money grow! I highly recommend the Jumbo CDs especially because you’re earning a higher CD rate than a standard CD for the same $1,000 amount. Be sure to choose the a CD from their wide array of rates that will fit your needs, Jumbo or Standard. Sign up for a CD with Texas Bay Credit Union and the enjoy their high APY rates today. If you are not interested or eligible, check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
 The World Of Hyatt Credit Card offers 30,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, 2 Bonus Points per $1 spent on purchases that earn 1 Bonus Point up to $15,000 in the first 6 months of account opening. Limited Time offer: Apply by 9/30/21 and upon approval you'll receive 2 Tier-Qualifying Night Credits for each night you stay from 8/16/21 through 12/31/21. You'll earn 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member. To add, you'll earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships. You'll earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card. This card does carry a $95 annual fee, however, the perks sure make up for it. For instance, you'll get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort and an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 during your cardmember anniversary year. |
Leave a Reply