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U.S. Bank Perks+ Visa Signature Card Features:
- 0% Intro APR* on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR, currently 12.24% – 22.24%*.
- Earn 2X points on Gas and Grocery net purchases (purchases minus credits and returns).
- Earn 1 point for every net dollar spent on everything else.
- Redeem for rewards you want – Redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, and 5,000 points for cash back.
- Additionally, 25,000 points for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates.
- No annual fee*.
- Net purchases are purchases minus credits and returns
Why You Should Apply for U.S. Bank Perks+:
U.S. Based, 24/7 Cardmember Service– Just press zero to talk with one of our U.S.-based customer service representatives.
Zero Fraud Liability – You are not responsible for unauthorized transactions if your U.S. Bank Perks+ Card or account number is ever lost or stolen. If your card is lost or stolen, replacement cards can be sent within 48 hours.
Fraud Protection – They actively monitor your account for fraud. Then, they will notify you if they see anything unusual.
Automatic Bill Pay – Earn rewards even faster when you pay bills online with your card.
FlexControl™ – U.S. Bank offers this free online tool that can help you avoid interest [on purchases] and late fees with automatic payments that put you in control. It can also help you pay down a balance faster.
Mobile Banking– Save time and user friendly with E-statements and Alerts.
If you’re looking for a great rewards card with no annual fee, sign up for the U.S. Bank Perks+ Visa Signature® Card and earn 2 points on gas and groceries and 1 point on everything else. You can use points on gift cards, cash back, airline tickets, and more. The card also allows you to pick your own payment date! Check out more of the best credit card bonuses from our master list.