Check out Unify Financial Credit Union promotions, bonuses, and offers here!
Currently, they are offering up to a $250 bonuses when you open a new checking account and qualify.
About Unify Financial Credit Union Promotions
Unify Financial Credit Union is headquartered in Torrance and was founded in 1963. Since then, it has grown to 59 locations and has CD rates 2X the national average.
| Eligibility: Membership in UNIFY Financial Credit Union is open to anyone with membership in the Friends of Hobbs or the Surfrider Foundation. See current membership details |
I’ll review the Unify Financial Credit Union Promotions below.
Unify Financial Credit Union $250 Checking Bonus
Unify Financial Credit Union is offering up to a $250 bonus when you open a new qualifying checking account.
- What you’ll get: $250 bonus
- Account Type: Free Checking or eChecking
- Availability: Benton County, AR or Washington County, AR
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $2,000 with Visa/Mastercard/Discover card
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Limited time offer)
Editor’s Note: Here’s an alternative link to earn a $150 bonus. Direct Link to Offer
- New members who open a qualifying UNIFY Checking Account with a Visa® Debit Card will be credited a $50 bonus to the checking account following the first statement cycle.
- Earn an additional bonus of $50 by establishing a recurring ACH Direct Deposit of at least $500 aggregate each month. New Direct Deposit must be posted within 60 days of account opening and bonus will be paid in the statement cycle following the 60th day.
- Receive an additional bonus up to $50 by earning $1 bonus for each purchase made with new UNIFY Visa Debit Card that exceeds $5 within the first 60 days of account opening.
- Bonus will be credited to the checking account in the statement cycle following the 60th day.
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- New members who open a qualifying UNIFY checking account with a Visa® Debit Card will be credited a $150 bonus to the checking account following the first statement cycle.
- Earn an additional bonus of $50 by establishing a recurring ACH Direct Deposit of at least $500 aggregate each month.
- Receive an additional bonus of up to $50 by earning a $1 bonus for each purchase made with new UNIFY Visa Debit Card that exceeds $5 within the first 60 days of account opening.
- Bonus will be credited to the checking account in the statement cycle following the 60th day.
- Promotion available as of 12/6/2022 and is subject to change anytime at the credit union’s discretion.
- New members who open a qualifying UNIFY checking account with a Visa® Debit Card will be credited a $150 bonus to the checking account following the first statement cycle.
- Earn an additional bonus of $50 by establishing a recurring ACH Direct Deposit of at least $500 aggregate each month.
- New Direct Deposit must be posted within 60 days of account opening and bonus will be paid in the statement cycle following the 60th day.
- Receive an additional bonus of up to $50 by earning a $1 bonus for each purchase made with new UNIFY Visa Debit Card that exceeds $5 within the first 60 days of account opening.
- Bonus will be credited to the checking account in the statement cycle following the 60th day.
- All bonuses are limited to one per member and account.
- Members with multiple accounts or accounts with multiple owners will not receive multiple bonuses.
- Account must be in good standing to receive any bonus and member responsible for all applicable taxes.
- Membership eligibility and account qualification requirements apply, which include opening a membership share savings of at least $5.
- Minimum deposit of $25 required to open FREE Checking or eChecking Account. UNIFY employees, volunteers, and family members not eligible.
- Members cannot have had a UNIFY FREE Checking or eChecking Account within the last three (3) years.
- To be eligible for the bonus offers, you must reside in you must reside in Benton County, AR or Washington County, AR. Not valid with any other offers.
Unify Financial Credit Union $50 Checking Bonus + Two LA Rams Tickets
Unify Financial Credit Union is offering a $50 bonus when you open a new qualifying checking account.
- What you’ll get: $50 bonus
- Account Type: Free Checking or eChecking
- Availability: Nationwide? (may have to join surfrider foundation or friends of hobbs)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $2,000 with Visa/Mastercard/Discover card
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 12/30/2023)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new checking account.
- Receive $50 bonus into your checking account by establishing a recurring ACH Direct Deposit of at least $500 aggregate each month.
- Score 2 Tickets to a Rams Game
- Offer expires December 30, 2023 and is subject to change without notice and may end at any time. Eligible new members who open a qualifying new UNIFY checking account and have not had a UNIFY membership in the previous three years, will receive two (2) Rams home game tickets, based on availability. Member will receive a code via the email on file with UNIFY to retrieve tickets electronically. Membership eligibility and account qualification requirements apply. Membership requirements include establishing a membership savings of at least $5. Minimum deposit of $25 required to open a checking account. Offer does not apply to subsequent or multiple checking accounts. Excludes Right Start Checking. Limit one offer per member. Limited ticket quantities available, while supplies last. Tickets to games will be based on a first come, first served basis. UNIFY ticket email cannot be sent until applicant’s information is verified and UNIFY membership is officially open which can take 5-7 business days. Ticket availability could change from the time the UNIFY email for ticket selection is sent and your game selection. Tickets will be transferred via the Ticketmaster app. Member must have a Ticketmaster account linked to the email on file with UNIFY. Member assumes responsibility to notify UNIFY within 10 business days if they have not received the email from UNIFY. The member is responsible for taking action on the UNIFY email in a timely manner and downloading and using their tickets provided. UNIFY will not replace or provide monetary compensation for tickets not retrieved or used.
- Receive $50 bonus into your checking account by establishing a recurring ACH Direct Deposit of at least $500 aggregate each month. New Direct Deposit must be established and posted within 90 days of account opening, and bonus will be paid in the statement cycle following verification of satisfying the Direct Deposit requirement. Limit one Direct Deposit bonus per primary member (or per account). Account must be in good standing to receive any bonus. Member responsible for all applicable taxes. UNIFY employees, volunteers and family members not eligible. Not valid with any other offers and subject to change at any time.
Unify Financial Credit Union $250 Checking Bonus (Expired)
Unify Financial Credit Union is offering up to a $250 bonus when you open a new qualifying checking account.
- What you’ll get: $250 bonus
- Account Type: Free Checking or eChecking
- Availability: Southern California residents (LA County, Ventura County, and Orange County) (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $2,000 with Visa/Mastercard/Discover card
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires December 31, 2022)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Get $100 – Qualify for and open a new UNIFY checking account with a UNIFY Visa Debit Card (excluding Right Start and Premier Checking) and receive a $50 bonus into your checking account following the first statement cycle.
- Get an additional $50 – Following the first statement cycle.
- Get an additional $50 – Establish a recurring ACH Direct Deposit of at least $500 aggregate each month.
- Get one more additional $50 – By earning $1 bonus for each debit card transaction that exceeds $5 made with your new UNIFY Visa Debit Card within the first 60 days of account opening (maximum bonus of $50).
- Limit one $50 new checking bonus per primary member (or per account).
- New Direct Deposit must be established and posted within 60 days of account opening, and bonus will be paid in the following statement cycle after meeting the requirement.
- Limit one Direct Deposit bonus per primary member (or per account).
- Debit card transaction bonus will be credited to the checking account linked to the UNIFY Visa Debit Card in the statement cycle following meeting the requirement.
- Limit one Debit Card usage bonus per primary member (or per account).
- Account must be in good standing to receive any bonus.
- Account holder responsible for all applicable taxes.
- Membership eligibility, and account qualification requirements apply.
- Membership requirements include establishing a membership share savings of at least $5.
- Minimum deposit of $25 required to open Free Checking, and eChecking. UNIFY employees, volunteers and family members not eligible.
- Members cannot have had a UNIFY Free Checking or eChecking Account within the last three (3) years.
- To be eligible for the bonus offers, you must reside in Los Angeles County, CA, Orange County, CA, or Ventura County, CA.
- Not valid with any other offers and subject to change at any time.
Unify Financial Credit Union $250 Checking Bonus (Collin County, TX) (Expired)
Unify Financial Credit Union is offering up to a $250 bonus and a $100 Amazon Gift Card when you open a new qualifying checking account.
- What you’ll get: $250 bonus
- Account Type: Free Checking or eChecking
- Availability: Collin County, TX only
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $2,000 with Visa/Mastercard/Discover card
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires December 31, 2022)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
Editor’s Note: Although Unify Financial Credit Union has branches across the nation, this $250 bonus is available to those in Collin County, TX only.
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Eligible new primary account holders who qualify for and open a new UNIFY checking account with a UNIFY Visa Debit Card (excluding Right Start and Premier Checking) will receive a $50 bonus into their checking account following the first statement cycle.
- Receive an additional bonus of $50 by establishing a recurring ACH Direct Deposit of at least $500 aggregate each month.
- Receive an additional bonus up to $50 by earning $1 bonus for each debit card transaction that exceeds $5 made with your new UNIFY Visa Debit Card within the first 60 days of account opening (maximum bonus of $50).
- Upon verification of the opening of a membership account and qualifying checking, UNIFY will confirm your email address to send the $100 Amazon electronic gift card.
- Offer expires December 31, 2022, and is subject to change without notice.
- Eligible new primary account holders who qualify for and open a new UNIFY checking account with a UNIFY Visa Debit Card (excluding Right Start and Premier Checking) will receive a $50 bonus into their checking account following the first statement cycle.
- Limit one $50 new checking bonus per primary member (or per account).
- Receive an additional bonus of $50 by establishing a recurring ACH Direct Deposit of at least $500 aggregate each month.
- New Direct Deposit must be established and posted within 60 days of account opening, and bonus will be paid in the following statement cycle after meeting the requirement.
- Limit one Direct Deposit bonus per primary member (or per account).
- Receive an additional bonus up to $50 by earning $1 bonus for each debit card transaction that exceeds $5 made with your new UNIFY Visa Debit Card within the first 60 days of account opening (maximum bonus of $50).
- Bonus will be credited to the checking account linked to the UNIFY Visa Debit Card in the statement cycle following meeting the requirement.
- Limit one Debit Card usage bonus per primary member (or per account).
- Account must be in good standing to receive any bonus.
- Account holder responsible for all applicable taxes. Membership eligibility, and account qualification requirements apply.
- Membership requirements include establishing a membership share savings of at least $5.
- Minimum deposit of $25 required to open Free Checking, and eChecking.
- Upon verification of the opening of a membership account and qualifying checking, UNIFY will confirm your email address to send the $100 Amazon electronic gift card.
- Gift cards will be sent 7-10 business days after your UNIFY checking account is confirmed. UNIFY employees, volunteers and family members not eligible.
- Members cannot have had a UNIFY Free Checking or eChecking Account within the last three (3) years.
- To be eligible for the $150 bonus and $100 Amazon gift card, you must reside in Collin County, TX.
- Not valid with any other offers and subject to change at any time.
Unify Financial Credit Union $125 Referral Bonus (Expired)
Unify Financial Credit Union is offering $125 referral bonus when you refer new members and they open a new qualifying checking account.
- What you’ll get: $125 bonus
- Account Type: Checking Account
- Availability: AL, AK, CA, CO, GA, IN, KY, MI, MS, NJ, TN, TX, UT, VA, WV
(Offer Expires December 30, 2022)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Refer friends, family members, or co-workers to UNIFY and you’ll receive $125 for each referral who opens a qualifying Checking Account and Debit Card.
- The maximum bonus is $600 per member per calendar year.
- Offer expires December 30, 2022 and is subject to change without notice.
- Existing members receive $125 for each new member they refer who opens a qualifying Checking Account (excluding Right Start Checking) and Debit Card.
- Maximum bonus is $600 per member per calendar year.
- Referred member cannot currently be a primary or joint owner on any existing or previously closed UNIFY account.
- $125 bonus is credited to the Primary Savings Account after the first statement cycle of referred member account opening.
- Members responsible for applicable taxes and must be in good standing to receive bonus.
- Names and emails of referrals not retained by UNIFY following the initial email invitation to join.
- Membership eligibility and qualification includes establishing a membership share savings of at least $5.
- Minimum deposit of $25 required to open FREE Checking and eChecking, $2,000 required to open Premier Checking. UNIFY employees, volunteers, and family members not eligible.
- Not valid with any other offers.
- To be eligible for the Referral Bonus, you must reside in Arkansas, Missouri, or Oklahoma.
- UNIFY employees, volunteers, and family members not eligible.
- Not valid with any other offers and subject to change at any time.
Unify Financial Credit Union $25 Referral Bonus (Expired)
Unify Financial Credit Union is offering $25 referral bonus up to $600 when you refer new members and they open a new qualifying checking account.
- What you’ll get: $25 bonus
- Account Type: Any Account
- Availability: AL, AK, CA, CO, GA, IN, KY, MI, MS, NJ, TN, TX, UT, VA, WV
(No Expiry Date Listed)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Refer friends, family members, or co-workers to UNIFY and you’ll receive $25 for each referral who opens a UNIFY Checking Account with Debit Card.
- Each referral will also receive $25, and can earn an additional $25 by using their new UNIFY Visa® Debit Card.
- Do it up to 24 times in a year for $600 big ones.
- Effective as of July 1, 2021.
- Offer subject to change without notice.
- Existing members receive $25 for each new member they refer who opens a qualifying Checking Account (excludes Right Start Checking) with a UNIFY Visa® Debit Card.
- $25 bonus is credited to the Primary Savings Account after the first statement cycle of referred member account opening.
- Maximum bonus is $600 per member per calendar year.
- Referred member cannot currently be a primary or joint owner on any existing or previously closed UNIFY account.
- Members must be in good standing with UNIFY to receive bonus and responsible for applicable taxes.
- Names and emails of referrals not retained by UNIFY following the initial email invitation to join.
- Membership eligibility and account qualification requirements apply, which include opening a UNIFY Share Savings of at least $5 and a minimum opening deposit in the qualifying Checking Account of $25.
- UNIFY employees, volunteers, and family members not eligible. Not valid with any other offers.
How To Waive Monthly Fees
- FREE Checking: None
- eChecking: None
- Right Start Checking: None
- Business Money Market: None
- Business Savings: $1 monthly fee. Maintain a $200 minimum average daily balance to avoid the monthly account fee
- Business Checking: $5 monthly fee
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Bottom Line
Lastly, you should definitely take a look at Unify Financial Credit Union $150 bonus! This is a really great promotion with no monthly fees, and great features. Therefore, I would definitely recommend this promotion. Additionally, it triggers a soft pull which will not affect your credit score!
Furthermore, Unify Financial Credit Unions does offer CD rates. Additionally, definitely compare to our full list of Bank Rates and CD Rates to guarantee the best rates for you!
However, check back at this page for updated Unify Financial Credit Union promotions, bonuses, and offers.
I do not think that is true because I live in California and I applied. I never received a bonus. You probably received some other bonus.
Even though the fine print says it is not nationwide, I got the bonus. I live in Illinois. Even the customer service told me that the bonus is local only. But that is not true.
To receive the $150 bonus you must reside in Collin County,Texas. Not nationwide(in the fine print).
Why is this listed as “nationwide” if it’s only available for one county in Texas? It’s listed that way on the best bonuses page too.
There is A service FEE for eChecking!
$20 monthly account fee applies if account requirements are not met each month. Requirements include logging into FREE eBanking at least once a month, conducting eight transactions (point-of-sale or signature-based) using your Debit Card per month, and being signed up for eStatements.
Sources: https://www.unifyfcu.com/checking-accounts & https://www.unifyfcu.com/savings-accounts
First and foremost, thank you for being a reader! We have updated our review.
Thank you for being a reader Emma! We have updated our review.
Hello, I just opened an account and it’s soft pull with Chexsystem sensitive. Hope this helps
Easy application. Apparently anyone can qualify. They sign you up with Surfrider if your employer isn’t on their list. You can CC fund (V/MC/D), but it’s limited to $25.00. No HP as of yet.