Find the best United Federal Credit Union CD Rates, Promotions, and Offers here.

Best CD Rates: 5,00% APY, 6-Month, $500 Minimum.

Availability: Nationwide. Must join American Consumer Council.

Credit Inquiry: Unknown

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About United Federal Credit Union

United Federal Credit Union has wide array of products to meet your individual needs. By joining United Federal Credit Union and opening a CD account, you get to enjoy earning higher interest rate than regular savings account.

Right now, they are having a special 5.00% APY 6-Month CD on balances $500 or more. If you are interested, make sure to read on to learn more about United Federal Credit Union’s wide array of CDs.

Eligibility: If you live, work, worship or attend school in select geographic areas near United Federal Credit Union’s branch locations, then you may be eligible for membership! Make sure to check out their Eligibility Requirements to see all of the possible ways to join.

Special CD Rates

Term	APY Rate	Minimum Deposit
6-Month	5.00%	$500

*The above rates are accurate as of 12/7/2022*

United Federal Credit Union CDs

CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! United Federal Credit Union’s Best CD Offer pays the highest APY rate with their current promotion the 5.00% APY 6-Month CD Rate.

United Federal Credit Union wants to make you feel supported and helps gain control of your hard earned funds. If you’re interested in earning a higher rate than a traditional savings account than make sure to check out the CD rates below.

Minimum deposit: $500
Maximum deposit: None listed
Early withdrawal penalty: Typically you are charged a fee if you do not complete the full term of the Fixed Term CD.

Compare the best CD rates:
Alliant Credit Union 12-Month Certificate (4.05% APY)	Quontic Bank CD (Up to 4.25% APY)
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.15% APY)

CD Features

Interest calculated daily and paid quarterly
No monthly maintenance fee
A low $500 minimum
NCUA Insured up to $250,000

Bottom Line

Interested in a short term or long term CD, look no further than United Federal Credit Union. All you need to do is to pick your CD term and watch your money grow.

You can have peace of mind knowing that United Federal Credit Union is insured up to $250,000 by the NCUA. So sign up for a CD and the enjoy their high APY rates today. If you are not interested or eligible, than check out our full list of Best CD Rates here at HMB!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.