Take a look at University Federal Credit Union promotions, bonuses, and offers here!
Currently, they are offering a $40, $300 Checking bonus with a new Checking Account.
About University Federal Credit Union
University Federal Credit Union is headquartered in Salt Lake City, Utah, and was established in 1956. Currently, they have grown to 17 locations throughout the state, they have CD rates that are 3X the national average, and have an A health rating.
| Eligibility: Membership in University First Federal Credit Union is open to those who live, work, attend school, worship, or volunteer in Salt Lake County, Utah, and their family members. See current membership details |
(Expired) University Federal Credit Union $300 Checking Bonus
Get up to a $400 Bonus
If you are a student, you can earn a $300 bonus with a new Checking Account and meet certain requirements.
Editor’s Note: Earn up to $400 bonus when you refinance an auto loan and transfer an loan over $10,000.
- Account Type: Checking Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: None
- Credit Card Funding: None
- Direct Deposit Requirement: Yes
- Monthly Fee: $5, (Can Waive)
- Household Limit: Not Listed
- Closing Account Fee: Deduct the bonus amount for those accounts at closing if early
(Expires December 31, 2021)
| BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
- Open a new Checking Account
- Get $150 for regularly using your new UFCU Visa Debit/Credit card.
- Get $150 when you establish and use direct deposit on your new account.
- Transfer an loan over $10,000 and get an easy $100.
- No minimum balance and no monthly fee
- Free instantly-issued VISA debit card
- 24-7 online and mobile account access
- Free alerts that notify you about activity on your account
- Deposit checks with your phone using our free mobile app
- Add ID theft protection for just $2.95/month
- Crimson Checking: $7 monthly maintenance fee if the balance drops below $1,000 during the month or the combined share balances drop below $25,000.
- Smart Checking: $5 monthly fee can be waived with a minimum checking balance of $300.
- E-Checking: There is no monthly fee.
- Student E-Checking: There is no monthly fee.
- To be considered “new membership,” accounts must be opened on or after February 1, 2021 and have no preexisting accounts with the same Primary SSN within one year prior to the open date. Promotion ends on December 31, 2021; this is the final day to open a membership to be eligible for payouts.
- Promotion officially begins February 1, 2021.
- Eligible Members must claim enrollment by December 31, 2021.
- Only personal general membership accounts are eligible for the $400 New Member promotion. No businesses, trusts, associations, non-profits or UFCU employees are eligible.
- Primary Member must be over the age of 18.
- Account must be, and remain, in good standing for duration of promotion.
- The final possible payout will be assessed within 30 days of the 6-month mark from account opening. See payout eligibility for more information.
(Expired) University Federal Credit Union $40 Pay for A’s Bonus
Get $40 Pay for A’s Bonus
If you are a student, you can earn up to $40 Bonus for A’s that you receive.
- Account Type: Checking Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: None
- Credit Card Funding: None
- Direct Deposit Requirement: Yes
- Monthly Fee: Varies
- Household Limit: Not Listed
- Closing Account Fee: Deduct the bonus amount for those accounts at closing if early
(No Expiration Date Listed)
| BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
- Bring your end of semester/term grades into any University Credit Union branch location and they will pay you $5.00* per A, up to 8 letter grades.
- No minimum balance and no monthly fee
- Free instantly-issued VISA debit card
- 24-7 online and mobile account access
- Free alerts that notify you about activity on your account
- Deposit checks with your phone using our free mobile app
- Add ID theft protection for just $2.95/month
- Crimson Checking: $7 monthly maintenance fee if the balance drops below $1,000 during the month or the combined share balances drop below $25,000.
- Smart Checking: $5 monthly fee can be waived with a minimum checking balance of $300.
- E-Checking: There is no monthly fee.
- Student E-Checking: There is no monthly fee.
- Certain restrictions apply.
- Cash award will be paid into the primary share account.
- Member will be rewarded $5 for every “A” grade presented on their current report card.
- Minimum amount earned is $5. Maximum amount earned is $40.
- Cash award is treated as interest and will be reported to you on IRS Form 1099-INT.
- Limit of one payout per school year.
- After initial entry into pay for “A” grade at $5 rate, subsequent school year payout will be $2 per “A” for remaining years in the program.
- Cash award will be paid within 24 hours of opening account and immediately deposited for existing accounts.
- Federally insured by NCUA. $10 minimum balance required to open account.
(Expired) University Federal Credit Union $150 Checking Bonus
Earn a $150 bonus with a new account.
If you are a student, you can earn a $150 bonus with a new Checking Account and earn a hoodie as well!
- Account Type: Checking Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: None
- Credit Card Funding: None
- Direct Deposit Requirement: Yes
- Monthly Fee: $5, (Can Waive)
- Household Limit: Not Listed
- Closing Account Fee: Deduct the bonus amount for those accounts at closing if early
(Expires November 1, 2020)
| BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
- Open a new Checking Account
- The $150 is dependent on making direct deposits that total at least $500 per month for three consecutive months.
- Three deposits of $50 will be made over three consecutive months. The
- No minimum balance and no monthly fee
- Free instantly-issued VISA debit card
- 24-7 online and mobile account access
- Free alerts that notify you about activity on your account
- Deposit checks with your phone using our free mobile app
- Add ID theft protection for just $2.95/month
- Crimson Checking: $7 monthly maintenance fee if the balance drops below $1,000 during the month or the combined share balances drop below $25,000.
- Smart Checking: $5 monthly fee can be waived with a minimum checking balance of $300.
- E-Checking: There is no monthly fee.
- Student E-Checking: There is no monthly fee.
- The $150 is considered taxable income and may be reported as such.
- New members only.
- Must have a valid SSN/ITIN/FTIN to join.
- Direct deposit must be set up within 90 days of account opening.
- The payout will be credited within 180 days of account opening.
- Opening an account requires $10 in a savings account.
- The hoodie will be treated as a dividend and may be reported to the IRS as such.
 |
 |
Bottom Line
Make sure you check out University Federal Credit Union to learn more about the $150 bonus! This promotion has great services and features, however, I would only recommend this promotion if it triggers a soft pull
Feel free to leave a comment below and let us know whether or not this event triggers a soft pull! We will continue to post and update you guys on all the latest deals and promotions nationwide!
Though the University Federal Credit Union can offer you fantastic resources to better your banking experience, they do not provide very competitive Savings and CD rates. Take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!
*Check back at this page for updated University Federal Credit Union promotions, bonuses, and offers.
Leave a Reply