For those who frequently make big purchases or make a purchase everyday, Upgrade offers the Upgrade Cash Back Credit Card, featuring Unlimited 1.5% cash back on payments.

Right now, you can earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.*

To qualify for the $200 welcome bonus, you must open and fund a new Upgrade Rewards Checking Plus account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1-2 billing periods following the third debit transaction on your Rewards Checking Plus account. Your Upgrade Card must be in good standing to receive a bonus.

This card has a whole host of features for the modern day card user such as no touch payments with contactless technology, access to virtual cards when you receive your physical card in the mail, mobile access and more! Continue reading our review to learn more about the card.

Table of Contents

Upgrade Cash Rewards Visa Credit Card Summary

Bonus Available	Earn a $200 bonus after you open & fund a Rewards Checking Plus account & make 3 debit card transactions within 60 days. If you previously opened a checking account through Upgrade or do not do so as part of this process, you are not eligible. Payout made within 60 days of meeting the conditions.*
Ongoing Rewards/Benefits	Earn Unlimited 1.5% cash back on payments
Foreign Transaction Fees	Up to 3%
Annual Fee	$0

Apply Now at Upgrade

(Visit Upgrade to learn more about this card)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)

Bottom Line

For cardholders who have a tough time keeping credit card balances under control or worry about the risks of opening a new credit card, the Upgrade Card is a great option for you to help finance purchases while keeping payments manageable.

Compare the Upgrade Visa card with other credit cards from Chase, Capital One, Wells Fargo, Citi, American Express, and more!

They also offer a unique cash back rewards system that should give you an extra push to make your payments on time, if this isn’t for you, take a look at the alternative options above or our full list of the best credit card bonuses to find out which one is the best for you.

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.