Find all the latest USAlliance Financial promotions, bonuses, and offers here.
Currently, you can earn up to a $100 bonus when you meet all the requirements.
Table of Contents
About USAlliance Financial
In 1966, a small group of IBM employees banded together to create a financial institution to serve the unique monetary needs of Tri-State Area IBM employees.
- Availability: Nationwide (Bank Locator)
- Routing Number: 221981063
- Customer Service: 1 (800) 431-2754
While the $100 bonus is interesting, you can earn more money over time by using a Savings account or CD account.
I’ll review the $100 bonus next.
USAlliance Financial $100 Checking Bonus

Earn a $100 bonus by meeting all the requirements.
- Account Type: MyLife Checking
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown, Let us know
- Opening Deposit: None
- Credit Card Funding: Yes, up to $100
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Household Limit: One per customer
- Closing Account Fee: None listed, check with CSR
(Offer Expires 12/31/2019)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking ($300 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn $100 Checking Bonus
- Open a MyLife Checking account with promo code 19CHECK50 by December 31, 2019.
- Next establish a recurring direct deposit of $250 per month within 45 days of account opening.
- You will receive a $50 bonus within 90 days if your account is in good standing condition.
- Now you must apply for a USAlliance Visa Credit Card using promo code: 19CLASSIC50 by December 31, 2019.
- Use your new credit card at least once within 60 days of receiving the card.
- Your $50 bonus will be credited to your account within 2 billing cycles.
- No maintenance fees for MyLife Checking.
- No balance requirement
- Receive money transfers 2 days earlier.
There is no monthly service charge for the MyLife Checking Account.
- USALLIANCE members with established MyLife or SMA Checking accounts and employees do not qualify for this promotion.
- The payroll direct deposit must be made by an employer, payroll provider, social security or pension via ACH deposit. Bank ACH transfers, account-to-account or person-to-person external or internal ACH transfers, and ACH transfers using online or mobile payment systems (i.e. PayPal, Venmo, etc.) do not qualify as payroll direct deposit.
- Offers subject to change at any time. Restrictions and limitations may apply.
Bottom Line
The $100 bonus by USAlliance Financial will harm your credit when you apply for the credit card. Compare this credit card to our list of best credit cards before applying.
If you have any experience banking with USAlliance Financial, leave us a comment below letting us know how it went. Furthermore, check out our full list of bank promotions.
*Check back to this page for more USAlliance Financial promotions, bonuses, and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |

I opened an account and found that the CC funding is up to $100. Does a Soft Pull as well.
Thank you for providing this update Juan!