Find the latest Vision Federal Credit Union Promotions, Offers, and Bonuses!
Update 9/30/25: There’s currently a $300 checking bonus available through 12/31/25.
Eligibility: You are eligible for membership if you live, work, or attend school in the qualifying counties such as Broome, Berks, and Morris. For the full list of qualifying counties, please see the Full Membership Requirements.
Vision Federal Credit Union $300 Checking Bonus
- Direct Link to Offer
- What you’ll get: $300 Bonus
- Account Type: Flex Checking (aka HSA Flex Checking), Flex Checking Plus
- Availability: NY, PA, NJ (Bank Locator)
- Credit Inquiry: Unknown. Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: Yes, $500+ within 90 days.
- Monthly Fee: $0- $8, see below on how to avoid the fees.
- Household Limit: None listed.
- Closing Account Fee: None listed.
(Expires 12/31/2025)
BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
Bank of America ($500 bonus offer) |
How To Earn Bonus
- Become a member and open a checking account using promo code UPTO300FALL2025
- Establish new, qualifying direct deposits to the new checking account within 90 days.
- If you make $1,000 or more in deposits within those 90 days of opening the account, you qualify for a $200 bonus. Direct deposits totaling $3,000 or more get the full $300 cash bonus.
Fine Print
- Bonus Offer: APY = Annual Percentage Yield. Visions membership required with $1 minimum balance; membership eligibility restrictions apply, ask for details. Must open new Flex Checking or Flex Checking Plus account during promotional period to receive promotional offer; cannot have had any prior Visions membership. The offer does not apply to existing memberships opened prior to the offer period.
- $200 bonus available if qualifying, recurring (2 or more) direct deposits from a new source totaling $1,000 or more are made into the new checking account within 90 days of opening new checking account or $300 bonus available if qualifying, recurring (2 or more) direct deposits from a new source totaling $3,000 or more are made into the new checking account within 90 days of opening new checking account; direct deposit cannot be reallocated from another Visions membership or Visions share account. Only one bonus will be issued based on the aggregate amount of new direct deposit funds as of day 90 from opening new checking account regardless of subsequent deposits after day 90. Direct deposits must be payroll from employment, pension, or government benefit payments (e.g., Social Security) via the Automated Clearing House (“ACH”) Network. A paystub may be requested and required for verification that the direct deposit is payroll from employment to receive the bonus. Bonus will be credited 90 days after the open date of new checking account, will deposit to member’s primary savings, and is reportable for tax purposes.
- Consumer accounts only; must be open and in good standing. Guardian, rep payee or executor, collections charge-off, business, and/or organizational accounts are ineligible. Must be 18 years of age or older. Offer is only valid during promotional period from September 16, 2025, to November 30, 2025, with promo code. The promotional code is required at checking account opening to qualify for the bonus. Visions reserves the right to end or modify this promotion without notice. Member cannot take advantage of promotion more than once. Cannot be combined with any other checking account, membership, or referral promotion. Federally insured by NCUA.
How to Avoid Monthly Fees
- Flex Checking: No monthly fee.
- Flex Checking Plus: To avoid the $8 fee, maintain a $1,000 minimum balance OR $25,000 in combined consumer deposit/loan balances at all times.
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Bottom Line
Make sure you check out Vision Federal Credit Union to learn more about the $200 bonus promotion. I recommend taking a look at this offer if you meet the membership requirements because it is extremely easy to earn! There is not a direct deposit requirement which is rare with many bank offers nowadays.
If you are interested and qualify, make sure to take advantage of this offer and sign up today! Be sure to check out this promotion as well as other banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Also, don’t forget to leave us a comment if you know if this is a hard or soft pull. If you would like to see more, check out our full list of Bank Promotionsfor all your banking needs.
Deal from Vision CU is no longer available.