Wells Fargo vs US Bank: Which Is Better?

Wells Fargo offers nationwide access with more than 5,400 branch locations and 13,000 ATMs across the state. They offer your basic banking needs as well as a variety of unique checking accounts like Teen Checking or Opportunity Checking for those who have financial troubles.

Whereas, US Bank has different locations with more than 3,000 branches across 26 states. They offer a wide variety of checking, savings, CDs, and retirement accounts available to those who are looking for them. Plus they also have specific accounts for students and seniors.

Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.

	Wells Fargo	US Bank
Locations	5,400 retail banking branches coast to coast. (Locator)	More than 3,000 branches across the U.S. (Locator)
ATMs	More than 13,000 ATMs across the country.	More than 4,700 ATMs
Savings	2.5/5	3/5
CD	2/5	4/5
Checking	4/5	3/5
Money Market	N/A	3/5
Customer Service	4/5	4.5/5
Mobile App	4.5/5	4.5/5
Pros	-Nationwide availability – Large ATM network – Mobile app features – 24/7 account monitoring	-Promo CD with high APY -Free student account -24/7 customer service
Cons	– Make minimal interest – Pay a fee for overdraft protection	-High minimums to waive fees – Low savings
Bottom Line	Wells Fargo offer nationwide access to ATMs and branch locations, offering unique features that your bank might not provide.	US Bank offers a wide selection of accounts catered to your needs.

U.S. Bank Promotions

Wells Fargo Promotions

Wells Fargo Credit Cards

Bottom Line

Which Bank is Better: Wells Fargo or US Bank?

In summary:

• Wells Fargo offers nationwide access to their accounts, if you’re looking for basic banking features their accounts are to go to.
•  US Bank offers different types of accounts from savings to retirements. They also catering to students and senior citizens.

For other banking options, see our list of the best bank account bonuses & savings account offers.

Huntington Bank Promotions for April 2025: $100, $400, $1,000 Checking Bonuses – Ends 6/9/25

CIT Bank Promotions April 2025: $225, $300 Bonus + Up to 4.10% Platinum Savings, Savings Connect, CD Rates

Chase Total Checking $300 Bonus – Ends 7/16/25

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